Business Details
45 Years
experience
Your Trusted Insurance Partner in Cottonwood Heights
Established in 1981, Cottonwood Insurance has built a reputation as a trusted independent insurance agency serving individuals, families, and businesses across Utah. Our agency represents top-rated national insurance carriers, enabling us to offer customized coverage solutions tailored to each client's unique needs. With over four decades of experience in the industry, we combine deep expertise with a commitment to personalized service, ensuring clients receive both competitive pricing and comprehensive protection. Our team of licensed professionals brings a combined 500+ years of experience, specializing in home, auto, business, health, life, and commercial insurance products.We prioritize transparency, integrity, and client education, empowering policyholders to make informed decisions about their coverage. Through our dedication to exceptional customer service, we have maintained long-term relationships with clients, many of whom have trusted us for decades. Our ability to compare multiple carriers allows us to consistently deliver value-driven insurance solutions that balance affordability with robust protection. As a locally owned and operated agency, we remain deeply invested in understanding the specific needs of our Utah community while maintaining national industry standards of excellence.
Services
Home Insurance
Auto Insurance
Business Insurance
Health Insurance
Life Insurance
Commercial Insurance
Workers Compensation
Bond Insurance
Policy Changes
Claims Processing
Details
- Year established: 1981
Highlights and features
- We offer 40+ years of experience in insurance brokerage services
- Our team has access to multiple top-rated insurance carriers
- We provide personalized policy comparisons to maximize savings
- Our staff maintains 500+ combined years of licensed insurance expertise
- We guarantee transparent pricing with no hidden fees
What people say
Saved tons of money
Best insurance agent
Quick responses
Professional and reliable
Great customer service
Services
Home Insurance
Our home insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage options for various home types including single-family residences, condominiums, and rental properties. Our agents help clients understand policy details and select appropriate coverage limits based on individual needs.
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, and comprehensive protection. Our services include policy comparisons across multiple carriers, coverage recommendations based on vehicle value and usage patterns, and assistance with claims processing. We specialize in finding cost-effective solutions for both personal and commercial vehicle insurance needs.
Business Insurance
Our business insurance offerings include general liability, property protection, and workers compensation coverage. We serve diverse industries and help businesses assess risk exposure to create tailored insurance packages. Our commercial team provides ongoing policy reviews and claims support to ensure continuous protection for growing businesses.
Health Insurance
We offer health insurance solutions for individuals and small businesses, including major medical plans and supplemental coverage options. Our agents help clients navigate policy options, understand coverage limitations, and select plans that balance premium costs with out-of-pocket expenses for medical care.
Life Insurance
Our life insurance services include term and permanent policy options to meet various financial protection needs. We help clients determine appropriate coverage amounts based on family needs, debt obligations, and long-term financial goals. Our agents provide policy comparisons and ongoing support for policyholders throughout their coverage period.
People
Chris Pizza
President
With over 20 years in insurance, Chris leads Cottonwood Insurance as President. A University of Utah finance graduate, he combines industry expertise with family values. Chris focuses on client protection while balancing leadership responsibilities and community involvement.
Taylor Pizza
Vice President
As Vice President, Taylor brings 10+ years of risk assessment expertise. A University of Utah graduate, he specializes in matching clients with optimal insurance solutions. Taylor balances professional commitments with family life in Sandy, Utah.
Todd Duzett
Chief Financial Officer
With 30+ years in insurance, Todd manages financial operations as CFO. His expertise includes complex insurance settlements and alternative dispute resolution. Todd combines professional excellence with family activities and travel interests.
Kari Milburn
Commercial Lines Manager
Kari offers 20+ years of insurance experience as Commercial Lines Manager. A certified insurance professional, she specializes in business insurance solutions. Kari balances client service with personal interests in travel and jewelry making.
Ryan Woolston
Producer
Ryan has served clients since 2001, specializing in comprehensive insurance solutions. A University of Utah graduate, he focuses on personalized service for both commercial and personal clients while maintaining active community involvement.
Questions
How does Cottonwood Insurance find competitive rates?
We compare multiple top-rated carriers to find the best coverage at competitive prices through our extensive industry partnerships.
What insurance products do you offer?
We provide home, auto, business, health, life, and commercial insurance, along with specialized coverage options for unique needs.
Can I make policy changes through your website?
While basic changes are available online, our agents provide personalized assistance for complex policy modifications.
How do I file a claim?
Contact our office directly or use our website to connect with your insurance carrier's claims center for immediate assistance.
Do you serve businesses outside Utah?
Our primary focus remains Utah-based businesses, though we may assist with specific out-of-state coverage needs through partner carriers.
What sets your agency apart from competitors?
Our combination of local expertise, 40+ years experience, and personalized service creates lasting client relationships and tailored solutions.
