Business Details
23 Years
experience
Your Trusted Partner for Specialty Insurance Solutions
Who we areSpecialty Insurance is a specialist commercial brokerage focused entirely on action sports, recreation, and entertainment businesses. A division of Alliance Risk Insurance Services, the agency was built for one reason: the operators behind America's most exciting recreational experiences were being underserved by the insurance industry, or worse, left exposed by policies that were never designed for them. Rather than treat these businesses as a "miscellaneous recreation" afterthought, Specialty Insurance makes them its entire practice.
Who we serve
We work with operators across the full spectrum of action sports and specialty entertainment, including paintball, airsoft, and GellyBall fields, laser tag and Nerf arenas, axe throwing venues, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental operations, special events, and seasonal attractions. What our clients have in common is that the experience is the product, and protecting that experience takes more than a standard policy from a generalist carrier. From single-location venues to multi-site complexes, we tailor coverage to the real risks of active, physical environments.
What we cover
Our programs are built to protect these businesses from every angle, spanning general liability, participant and guest injury, property, business owners policies, commercial auto, and excess and umbrella coverage. Every policy is placed through A+ rated carriers who have actually analyzed loss data in our clients' class of business, which means better coverage, fewer surprises at claim time, and pricing that reflects each operator's true risk profile.
What sets us apart
Insurance is a constant pain point for action sports and entertainment operators, who face participant injuries, equipment failure mid-event, waiver gaps, seasonal cash flow pressure, and contract requirements from landlords, event organizers, and franchisors. Specialty Insurance understands these realities because covering them is all we do. We are licensed in all 50 states and the District of Columbia, bring more than 20 years of industry expertise, and protect over 500 active policies. We move fast, with most clients receiving a quote within 24 hours, we speak plainly without jargon or buried exclusions, and we advocate for our clients through the claims process, not just at the application stage.
Get in touch
Specialty Insurance is headquartered at 250 W 57th St, Suite 1301B, New York, NY 10107. To request a free quote, call (888) 673-7228 or visit https://specialtyinsurancesc.com/.
Services
Family Entertainment Center Insurance
Climbing Wall Insurance
Airsoft Field Insurance
Paintball Field Insurance
Golf Course Insurance
Batting Cage Insurance
Corn Maze Insurance
Go Kart Track Insurance
Laser Tag Arena Insurance
Axe Throwing Insurance
Served areas
- Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
- Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Details
- Year established: 2003
- Licensed
Highlights and features
- We have 20 years of experience in specialty sports and recreation insurance
- Our team creates personalized policies for unique business risks
- We partner exclusively with A-rated insurance carriers
- We offer competitive pricing with comprehensive coverage options
- Our client support team provides personalized service throughout policy lifecycle
Payment methods
- Cash
- Debit cards
- Credit cards
Services
General Liability Insurance
We provide General Liability Insurance as the core protection for business operations. It addresses third-party claims involving bodily injury, property damage, and related legal defense expenses. Coverage extends to incidents arising from operations, premises, or products. Our specialty programs also address participant exposure and risks commonly excluded by standard carriers.
Participant Injury Insurance
We provide Participant Injury Insurance that delivers no-fault protection for paying participants injured, becoming ill, or suffering accidental death during activities. Standard general liability policies in action sports, entertainment, and mobile businesses typically exclude this exposure. It includes medical expense coverage, accidental death and dismemberment benefits, and applies on a no-fault basis. Coverage is available for events, open play, and leagues as stand-alone protection or as an endorsement.
Property Insurance
We provide commercial property insurance protecting your building, equipment, inventory, and improvements from fire, theft, vandalism, and storm damage. It helps maintain stability after unexpected covered losses. We also address action sports equipment such as inflatables, lanes, targets, vehicles, and safety gear often excluded or undervalued by standard policies. Coverage is based on true replacement cost rather than depreciated estimates.
Business Owners Policy
Our Business Owners Policy brings together General Liability and Commercial Property Insurance into a unified policy structure focused on affordability and efficiency. We serve action sports and specialty entertainment organizations with on-site equipment and premises, offering coverage programs designed specifically for their operational class rather than generalized market products.
Commercial Auto
Our Commercial Auto Insurance includes protection for liability arising from at-fault accidents. We also cover physical damage, including collision and comprehensive losses to insured vehicles. Hired and non-owned auto liability is included for additional operational flexibility. Coverage extends to trailers, equipment transport rigs, and mobile operation vehicles used in business activities. Employee use of personal vehicles for work purposes is also addressed under this policy structure.
Excess / Umbrella Insurance
Umbrella and Excess Liability Insurance adds a layer of protection above existing insurance policies. It responds when claims exceed the limits of General Liability, auto, or employer liability coverage. This structure ensures that severe or catastrophic losses do not fall solely on primary policies. Coverage may also include defense costs that go beyond standard policy limits. It is widely recognized as a practical risk management solution for high-exposure operations.
Questions
What geographic areas do you cover?
We provide insurance services across all 50 states through our network of A-rated carriers.
What specialty markets do you serve?
We focus on sports and recreation businesses including entertainment centers, adventure sports facilities, and recreational shooting ranges.
How do you handle claims processing?
Our dedicated claims team provides prompt assistance with documentation review and timely resolution for all covered incidents.
Can you insure unique or non-traditional businesses?
Yes, we specialize in creating customized policies for niche markets and non-traditional recreational enterprises.
What types of coverage do you offer?
We provide general liability, property insurance, business interruption coverage, and specialized policies tailored to recreational businesses.
Reviews (1)
Brandon J.
Mar 11, 2026
Report
Specialty Insurance is a great choice! I highly recommend this company for your business! They diligently take their time and work with you, making sure your business has all the correct and specific coverages you need. Cathy was a huge help, and gave me exactly what I needed, making it budget friendly and greatly affordable. Choose Specialty Insurance if you want the best service and fair treatment for your business!