Who we are
Specialty Insurance is a specialist commercial brokerage focused entirely on action sports, recreation, and entertainment businesses. A division of Alliance Risk Insurance Services, the agency was built for one reason: the operators behind America's most exciting recreational experiences were being underserved by the insurance industry, or worse, left exposed by policies that were never designed for them. Rather than treat these businesses as a "miscellaneous recreation" afterthought, Specialty Insurance makes them its entire practice.
Who we serve
We work with operators across the full spectrum of action sports and specialty entertainment, including paintball, airsoft, and GellyBall fields, laser tag and Nerf arenas, axe throwing venues, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental operations, special events, and seasonal attractions. What our clients have in common is that the experience is the product, and protecting that experience takes more than a standard policy from a generalist carrier. From single-location venues to multi-site complexes, we tailor coverage to the real risks of active, physical environments.
What we cover
Our programs are built to protect these businesses from every angle, spanning general liability, participant and guest injury, property, business owners policies, commercial auto, and excess and umbrella coverage. Every policy is placed through A+ rated carriers who have actually analyzed loss data in our clients' class of business, which means better coverage, fewer surprises at claim time, and pricing that reflects each operator's true risk profile.
What sets us apart
Insurance is a constant pain point for action sports and entertainment operators, who face participant injuries, equipment failure mid-event, waiver gaps, seasonal cash flow pressure, and contract requirements from landlords, event organizers, and franchisors. Specialty Insurance understands these realities because covering them is all we do. We are licensed in all 50 states and the District of Columbia, bring more than 20 years of industry expertise, and protect over 500 active policies. We move fast, with most clients receiving a quote within 24 hours, we speak plainly without jargon or buried exclusions, and we advocate for our clients through the claims process, not just at the application stage.
Get in touch
Specialty Insurance is headquartered at 250 W 57th St, Suite 1301B, New York, NY 10107. To request a free quote, call (888) 673-7228 or visit https://specialtyinsurancesc.com/.
Specialty Insurance is a specialist commercial brokerage focused entirely on action sports, recreation, and entertainment businesses. A division of Alliance Risk Insurance Services, the agency was built for one reason: the operators behind America's most exciting recreational experiences were being underserved by the insurance industry, or worse, left exposed by policies that were never designed for them. Rather than treat these businesses as a "miscellaneous recreation" afterthought, Specialty Insurance makes them its entire practice.
Who we serve
We work with operators across the full spectrum of action sports and specialty entertainment, including paintball, airsoft, and GellyBall fields, laser tag and Nerf arenas, axe throwing venues, go-kart tracks, trampoline parks, family entertainment centers, inflatable and party rental operations, special events, and seasonal attractions. What our clients have in common is that the experience is the product, and protecting that experience takes more than a standard policy from a generalist carrier. From single-location venues to multi-site complexes, we tailor coverage to the real risks of active, physical environments.
What we cover
Our programs are built to protect these businesses from every angle, spanning general liability, participant and guest injury, property, business owners policies, commercial auto, and excess and umbrella coverage. Every policy is placed through A+ rated carriers who have actually analyzed loss data in our clients' class of business, which means better coverage, fewer surprises at claim time, and pricing that reflects each operator's true risk profile.
What sets us apart
Insurance is a constant pain point for action sports and entertainment operators, who face participant injuries, equipment failure mid-event, waiver gaps, seasonal cash flow pressure, and contract requirements from landlords, event organizers, and franchisors. Specialty Insurance understands these realities because covering them is all we do. We are licensed in all 50 states and the District of Columbia, bring more than 20 years of industry expertise, and protect over 500 active policies. We move fast, with most clients receiving a quote within 24 hours, we speak plainly without jargon or buried exclusions, and we advocate for our clients through the claims process, not just at the application stage.
Get in touch
Specialty Insurance is headquartered at 250 W 57th St, Suite 1301B, New York, NY 10107. To request a free quote, call (888) 673-7228 or visit https://specialtyinsurancesc.com/.
Served areas
- Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
- Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Details
- Licensed
Highlights and features
- Licensed nationwide across all 50 states for coverage
- Fast one-day quote turnaround from top-rated insurance carriers
- Specialist underwriting tailored for action sports business risks
- Comprehensive protection for entertainment venues and sports operators
- Over twenty years of industry-focused insurance expertise
- Coverage solutions designed for diverse high-risk recreation businesses
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We provide General Liability Insurance as the core protection for business operations. It addresses third-party claims involving bodily injury, property damage, and related legal defense expenses. Coverage extends to incidents arising from operations, premises, or products. Our specialty programs also address participant exposure and risks commonly excluded by standard carriers.
We provide Participant Injury Insurance that delivers no-fault protection for paying participants injured, becoming ill, or suffering accidental death during activities. Standard general liability policies in action sports, entertainment, and mobile businesses typically exclude this exposure. It includes medical expense coverage, accidental death and dismemberment benefits, and applies on a no-fault basis. Coverage is available for events, open play, and leagues as stand-alone protection or as an endorsement.
We provide commercial property insurance protecting your building, equipment, inventory, and improvements from fire, theft, vandalism, and storm damage. It helps maintain stability after unexpected covered losses. We also address action sports equipment such as inflatables, lanes, targets, vehicles, and safety gear often excluded or undervalued by standard policies. Coverage is based on true replacement cost rather than depreciated estimates.
Our Business Owners Policy brings together General Liability and Commercial Property Insurance into a unified policy structure focused on affordability and efficiency. We serve action sports and specialty entertainment organizations with on-site equipment and premises, offering coverage programs designed specifically for their operational class rather than generalized market products.
Our Commercial Auto Insurance includes protection for liability arising from at-fault accidents. We also cover physical damage, including collision and comprehensive losses to insured vehicles. Hired and non-owned auto liability is included for additional operational flexibility. Coverage extends to trailers, equipment transport rigs, and mobile operation vehicles used in business activities. Employee use of personal vehicles for work purposes is also addressed under this policy structure.
Umbrella and Excess Liability Insurance adds a layer of protection above existing insurance policies. It responds when claims exceed the limits of General Liability, auto, or employer liability coverage. This structure ensures that severe or catastrophic losses do not fall solely on primary policies. Coverage may also include defense costs that go beyond standard policy limits. It is widely recognized as a practical risk management solution for high-exposure operations.
Reviews (1)
Brandon J.
Mar 11, 2026
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Specialty Insurance is a great choice! I highly recommend this company for your business! They diligently take their time and work with you, making sure your business has all the correct and specific coverages you need. Cathy was a huge help, and gave me exactly what I needed, making it budget friendly and greatly affordable. Choose Specialty Insurance if you want the best service and fair treatment for your business!