JS Benefits Group helps employers design, manage and optimize employee benefits and HR programs, with a focus on controlling healthcare costs, improving the employee experience and supporting effective workforce strategies.
Founded and led by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP, JS Benefits Group brings more than 30 + years of experience in employee benefits, health insurance and HR strategy.
Our services include group health insurance, fully insured and self-funded health plans, level funded health plans, employee benefits consulting, HR consulting, HR strategy, healthcare cost containment, health plan design, pharmacy and prescription benefit strategies, HSA, HRA and FSA programs, COBRA, benefits administration, employee education and compliance support.
We also help employers evaluate Medicare and supplemental benefit options as part of their broader employee and retiree benefits strategy.
Our HR services can support employers with HR strategy, employee relations, workforce planning, employee engagement, workplace wellness, benefits administration, HR technology and payroll integration.
JS Benefits Group works with employers throughout Pennsylvania, New Jersey, Delaware, Maryland and New York, including Bucks County, Newtown, Doylestown and the greater Philadelphia region, as well as employers nationwide.
Our approach is focused on helping employers understand their total cost of benefits, identify opportunities to improve plan design and HR processes, and make informed decisions that support both the organization and its employees.
Founded and led by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP, JS Benefits Group brings more than 30 + years of experience in employee benefits, health insurance and HR strategy.
Our services include group health insurance, fully insured and self-funded health plans, level funded health plans, employee benefits consulting, HR consulting, HR strategy, healthcare cost containment, health plan design, pharmacy and prescription benefit strategies, HSA, HRA and FSA programs, COBRA, benefits administration, employee education and compliance support.
We also help employers evaluate Medicare and supplemental benefit options as part of their broader employee and retiree benefits strategy.
Our HR services can support employers with HR strategy, employee relations, workforce planning, employee engagement, workplace wellness, benefits administration, HR technology and payroll integration.
JS Benefits Group works with employers throughout Pennsylvania, New Jersey, Delaware, Maryland and New York, including Bucks County, Newtown, Doylestown and the greater Philadelphia region, as well as employers nationwide.
Our approach is focused on helping employers understand their total cost of benefits, identify opportunities to improve plan design and HR processes, and make informed decisions that support both the organization and its employees.
Served areas
- Newtown, Doylestown, Morrisville, Langhorne, Bristol, Yardley, Warminster, Warrington, New Hope, Levittown, Bensalem, Richboro, Chalfont, Perkasie, Quakertown, Fairless Hills, Feasterville-Trevose, Ivyland, Jamison, Upper Makefield, Bucks County, Montgomery County, Philadelphia County, Delaware County, Chester County, Lehigh County
Details
- Year established: 1993
- Employees: 26
- Licensed
- Insured
Highlights and features
- Employee Benefits Consulting
- Group Health Insurance
- Level Funded Health Plans
- Self-Funded Health Plans
- Healthcare Cost Containment
- Employee Benefits Strategy
- HR Consulting
- HR Strategy
- Corporate Wellness
- Medicare & Supplemental Benefits
- HSA,HRA & FSA Plans
- COBRA Administration
- Benefits Administration
- Employee Education Compliance
- Support HR Technology
- Payroll Integration
- Open Enrollment Support
- Employee Wellness Programs.
Associations and certifications
- Lower Bucks County Chamber
- SHRM
Payment methods
- Checks, Credit cards, Mobile payments, Bank transfers
Services
Our employee benefits consulting approach combines customized plan design with data-driven healthcare cost management. We assess existing benefits programs to uncover financial opportunities while maintaining competitive, high-quality coverage. Through carrier negotiations, provider network analysis, claims review, and vendor optimization, we help employers improve efficiency, strengthen employee engagement, and maintain effective benefits programs over time.
We design and manage comprehensive corporate wellness programs that help reduce healthcare costs, improve productivity, and strengthen employee retention. Our wellness strategies can reduce absenteeism, lower healthcare claims through preventive care and early intervention, and support stronger morale. By investing in employee wellness, employers can demonstrate their commitment to their people while supporting business performance.
Our voluntary benefits program gives employees access to meaningful protection without direct premium costs to the employer. Employees can select coverage suited to their needs and budgets, helping manage expenses that medical plans may not cover. Options include supplemental disability, critical illness, accident, hospital indemnity, life, legal, pet, and financial wellness coverage.
We help companies strengthen executive protection where standard group benefits may not provide sufficient coverage for senior leadership. Our approach focuses on recruiting, retaining, and rewarding key talent while supporting operational continuity and protecting personal and family wealth. Each plan is customized to the organization, with strategies selected to address its specific structure and objectives.
We provide employees with a dedicated advocate who helps resolve claims and billing disputes, clarify coverage and EOBs, locate in-network doctors, and address prescription or prior-authorization issues. Rather than navigating an 800-number system, employees have one direct resource for benefits-related concerns. Our advocates work with carriers and providers to help resolve issues from start to finish.
Our self-insured health plan services are designed to give employers direct visibility into claims and greater flexibility in plan management. We assess group readiness, model financial risks, coordinate TPA and PBM procurement, structure stop-loss coverage, and support compliance requirements. Through ongoing claims analysis and quarterly reviews, we help employers actively manage costs and plan performance.
Our PBM management service gives self-funded employers greater control over prescription drug spending. We evaluate existing contracts, identify hidden costs, and develop strategies addressing pricing, rebates, formularies, specialty medications, clinical programs, and mail-order utilization. Through competitive procurement, implementation support, quarterly reviews, and annual audits, we help maintain competitive terms and ongoing pharmacy cost management.
People
Gallery
Videos
JS Benefits Group Strategic Solutions for Your Business 1080p caption 3
Strategic Employee Benefits Solutions for Modern Businesses | JS Benefits Group
Looking for smarter employee benefits strategies that help reduce healthcare costs while improving employee retention and workplace culture?
At JS Benefits Group, we help companies design innovative employee benefit solutions that support both business growth and employee wellbeing.
In this video, discover how businesses are using:
Self-funded health insurance plans
Wellness programs and preventative healthcare
Cost containment strategies
Healthcare transparency solutions
Employee engagement initiatives
HR and benefits consulting
Strategic healthcare planning
As healthcare costs continue to rise, employers need benefit strategies that improve outcomes while controlling expenses. Our customized solutions help organizations create stronger workplaces and more sustainable healthcare plans.
Whether you are a business owner, HR executive, CFO, or leadership team member, JS Benefits Group provides strategic guidance designed for the future of work.
Learn more about our services:
JS Benefits Group
Connect with Jennifer Schaefer and the JS Benefits Group team to explore innovative employee benefits and healthcare strategies tailored to your organization.
#EmployeeBenefits
#SelfFundedHealthPlans
#HealthcareStrategy
#WellnessPrograms
#EmployeeRetention
#HRLeadership
#BenefitsConsulting
#HealthcareCosts
#BusinessGrowth
#FutureOfWork
#JSBenefitsGroup
#CorporateWellness
Reviews (17)
Kayleigh LeVan
Jul 09, 2026
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We recently had a claims issue that required immediate attention, and Dawn Carlisle and the entire JS Benefits Group team were outstanding. Dawn was responsive, knowledgeable, and persistent in helping us navigate the situation and work toward a resolution.
What could have been a frustrating experience was made significantly easier because of the team's professionalism and commitment to client service. They kept us informed throughout the process, answered our questions promptly, and advocated on our behalf every step of the way.
It's reassuring to know that when issues arise, we have a benefits partner that is willing to go the extra mile for their clients. I highly recommend Dawn Carlisle and the JS Benefits Group team to any employer looking for exceptional service and support.
What could have been a frustrating experience was made significantly easier because of the team's professionalism and commitment to client service. They kept us informed throughout the process, answered our questions promptly, and advocated on our behalf every step of the way.
It's reassuring to know that when issues arise, we have a benefits partner that is willing to go the extra mile for their clients. I highly recommend Dawn Carlisle and the JS Benefits Group team to any employer looking for exceptional service and support.
Benjamin Young
Jul 07, 2026
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As a CEO in Montgomery County, Pennsylvania, I understand the importance of offering competitive employee benefits while managing rising healthcare costs. Working with JS Benefits Group has been an outstanding experience.
Their team provides expert guidance on employee benefits, group health insurance, healthcare cost containment, HR services, compliance, and workforce strategy. They take a proactive approach to helping employers navigate complex benefits decisions and identify opportunities to improve both employee satisfaction and cost efficiency.
What sets JS Benefits Group apart is their responsiveness, industry knowledge, and commitment to serving as a true strategic partner. Whether it's employee benefits consulting, HR support, benefits administration, or developing long-term healthcare strategies, their team consistently delivers exceptional service.
I highly recommend JS Benefits Group to employers throughout Montgomery County, Pennsylvania, and the surrounding region. They are a trusted resource for organizations seeking innovative employee benefits solutions, healthcare cost management, HR services, and workforce support.
CEO, Montgomery County, Pennsylvania
Their team provides expert guidance on employee benefits, group health insurance, healthcare cost containment, HR services, compliance, and workforce strategy. They take a proactive approach to helping employers navigate complex benefits decisions and identify opportunities to improve both employee satisfaction and cost efficiency.
What sets JS Benefits Group apart is their responsiveness, industry knowledge, and commitment to serving as a true strategic partner. Whether it's employee benefits consulting, HR support, benefits administration, or developing long-term healthcare strategies, their team consistently delivers exceptional service.
I highly recommend JS Benefits Group to employers throughout Montgomery County, Pennsylvania, and the surrounding region. They are a trusted resource for organizations seeking innovative employee benefits solutions, healthcare cost management, HR services, and workforce support.
CEO, Montgomery County, Pennsylvania
Michael Fish
Jun 15, 2026
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As a growing business in Lancaster County, Pennsylvania, we were looking for a benefits partner that was responsive, knowledgeable, and truly understood the challenges employers face today. JS Benefits Group exceeded our expectations.
Jennifer and her team took the time to understand our company culture, workforce, and budget before making recommendations. Their communication throughout the process was outstanding, and they helped simplify what can often feel like an overwhelming experience.
What really stood out was their proactive approach and commitment to employee education and support. Our employees felt informed and valued, and we felt confident knowing we had a trusted advisor advocating for our business.
If you are an employer looking for expertise in employee benefits, HR support, wellness strategies, or compliance guidance, we highly recommend JS Benefits Group.
Jennifer and her team took the time to understand our company culture, workforce, and budget before making recommendations. Their communication throughout the process was outstanding, and they helped simplify what can often feel like an overwhelming experience.
What really stood out was their proactive approach and commitment to employee education and support. Our employees felt informed and valued, and we felt confident knowing we had a trusted advisor advocating for our business.
If you are an employer looking for expertise in employee benefits, HR support, wellness strategies, or compliance guidance, we highly recommend JS Benefits Group.
Shannon Schick
Jun 12, 2026
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Bill Capece is one of the nicest guys in the industry. He's also one of the best in the industry. He's excellent at what he does. He helped us to quickly transition our company's benefit needs and was a true pleasure to work with. We would HIGHLY recommend Bill for your benefit needs!! You won't be disappointed!
Rose
Jun 01, 2026
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Kelly Steinke at JS Benefits Group made the Medicare process simple and stress-free. She took the time to explain my Medicare options, answered all of my questions, and helped me choose a Medicare plan that fit both my healthcare needs and budget. Her knowledge, patience, and attention to detail gave me confidence that I was making the right decision.
If you're looking for help with Medicare enrollment, Medicare Supplement plans, or understanding your Medicare choices, I highly recommend Kelly and the team at JS Benefits Group. They truly care about their clients and provide outstanding service every step of the way.
Thank you, Kelly and JS Benefits Group, for making Medicare easy to understand and helping me find the right coverage.
If you're looking for help with Medicare enrollment, Medicare Supplement plans, or understanding your Medicare choices, I highly recommend Kelly and the team at JS Benefits Group. They truly care about their clients and provide outstanding service every step of the way.
Thank you, Kelly and JS Benefits Group, for making Medicare easy to understand and helping me find the right coverage.
Dawn Weinhofer
May 15, 2026
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Ive had the opportunity to see how JS Benefits Group supports organizations in the Pittsburgh, Pennsylvania area, and what stands out is how hands-on and practical their approach is. Theyre not just putting benefit plans in place and walking away, they really work alongside leadership and HR teams to make sure everything runs smoothly.
What I appreciate most is their ability to simplify what can feel like a very complex and overwhelming process. Between compliance, rising healthcare costs, and employee expectations, a lot of companies feel stuck. Their team does a good job of breaking things down and helping organizations make informed decisions without overcomplicating it.
They also seem to focus heavily on building long-term relationships rather than quick fixes. From what Ive seen, they take time to understand each companys needs and tailor solutions that actually fit, whether thats around cost control, employee education, or wellness initiatives.
Overall, if a company is looking for a partner that combines benefits expertise with ongoing support and a more personalized approach, JS Benefits Group is the best choice for you business.
What I appreciate most is their ability to simplify what can feel like a very complex and overwhelming process. Between compliance, rising healthcare costs, and employee expectations, a lot of companies feel stuck. Their team does a good job of breaking things down and helping organizations make informed decisions without overcomplicating it.
They also seem to focus heavily on building long-term relationships rather than quick fixes. From what Ive seen, they take time to understand each companys needs and tailor solutions that actually fit, whether thats around cost control, employee education, or wellness initiatives.
Overall, if a company is looking for a partner that combines benefits expertise with ongoing support and a more personalized approach, JS Benefits Group is the best choice for you business.
Allan Ovrutsky
May 12, 2026
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As a growing business owner in Bucks County, Pennsylvania, we were looking for more than just a company to handle our employee benefits we needed a partner who truly understood workforce strategy and healthcare cost management.
JS Benefits Group exceeded our expectations in every way.
Jennifer and her team are incredibly professional, detail-oriented, and easy to work with. They helped us redesign our benefits package to better support our employees while also controlling rising healthcare expenses. Their communication throughout the entire process was outstanding, and they made everything feel organized and manageable.
What impressed us most was how proactive they are. Instead of simply renewing plans each year, they bring new ideas, funding strategies, benchmarking insights, and long-term recommendations that help our business stay competitive.
Its clear that JS Benefits Group genuinely cares about their clients and takes pride in delivering a high level of service. I would absolutely recommend them to any Bucks County business looking for an experienced and strategic employee benefits partner.
JS Benefits Group exceeded our expectations in every way.
Jennifer and her team are incredibly professional, detail-oriented, and easy to work with. They helped us redesign our benefits package to better support our employees while also controlling rising healthcare expenses. Their communication throughout the entire process was outstanding, and they made everything feel organized and manageable.
What impressed us most was how proactive they are. Instead of simply renewing plans each year, they bring new ideas, funding strategies, benchmarking insights, and long-term recommendations that help our business stay competitive.
Its clear that JS Benefits Group genuinely cares about their clients and takes pride in delivering a high level of service. I would absolutely recommend them to any Bucks County business looking for an experienced and strategic employee benefits partner.
Renee Devlin
May 11, 2026
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I have worked with several firms over the years, and JS Benefits Group has hands down been the most knowledgeable and responsive team I have worked with.
Jennifer and her team consistently go above and beyond.
They truly care about building relationships and they make me feel like a priority.
I highly recommend JS Benefits Group to any company in Bucks County or the Philadelphia region looking for a reliable, experienced, employee benefits partner.
Jennifer and her team consistently go above and beyond.
They truly care about building relationships and they make me feel like a priority.
I highly recommend JS Benefits Group to any company in Bucks County or the Philadelphia region looking for a reliable, experienced, employee benefits partner.
Sue Keller
Apr 22, 2026
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JS Benefits is easy to work with and elevates any concerns your company may have changing to a new benefit company. Bill and Eileen made the transition effortless and were very response to any questions we had in the process. Highly recommend for competive pricing and a broad range of plans to choose from that suits your business needs. Happy we made the change and it has been smooth sailing!
Eric Steinke
Apr 12, 2026
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As a business owner based in Hamburg, PA, finding the right partner for employee benefits was a big priority for and JS Benefits Group exceeded expectations. Their team is incredibly knowledgeable when it comes to group health insurance, benefits strategy, and staying compliant with ever-changing regulations.
They took the time to understand our business needs and helped us design a benefits package that works for our company. The level of service and responsiveness weve received has been outstanding.
If youre a business owner in Hamburg, PA or nearby and need expert guidance on employee benefits or insurance solutions, I highly recommend JS Benefits Group. Theyve made a real difference for our business.
They took the time to understand our business needs and helped us design a benefits package that works for our company. The level of service and responsiveness weve received has been outstanding.
If youre a business owner in Hamburg, PA or nearby and need expert guidance on employee benefits or insurance solutions, I highly recommend JS Benefits Group. Theyve made a real difference for our business.
David Muntz
Apr 12, 2026
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As a financial planning business owner in Doylestown, Pennsylvania, Im selective about who I refer clients to. JS Benefits Group stands out for their expertise in group health insurance and their ability to deliver meaningful cost savings for employers.
They go beyond being a traditional broker by providing strategic guidance, ongoing support, and clear communication. Our clients benefit from having a trusted partner who helps them navigate complex employee benefits decisions.
I highly recommend JS Benefits Group to any business owner looking for an experienced and proactive benefits advisor who can help with cost containment for their employee benefits.
They go beyond being a traditional broker by providing strategic guidance, ongoing support, and clear communication. Our clients benefit from having a trusted partner who helps them navigate complex employee benefits decisions.
I highly recommend JS Benefits Group to any business owner looking for an experienced and proactive benefits advisor who can help with cost containment for their employee benefits.
Jessica DeLuise
Apr 09, 2026
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Bill and the team at JS Benefits have been great to work with for the past few years. We were introduced through a few professional groups weve partnered with, and theyve consistently been transparent, honest, reliable, and highly responsive. Their customer service stands out, and they genuinely seem to care about their clients. Whether youre working with them in Pennsylvania or remotely, they provide the same high level of support and expertise. If youre looking for a trusted employee benefits broker, benefits consultant, or group health insurance advisor, I highly recommend Bill and JS Benefits.
Christina Fink
Mar 24, 2026
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The entire team at JS Benefits Group has been amazing. We are a multistate company and they were able to give us much better plans and rates than we had before. The team is incredibly responsive and courteous. They all really go above and beyond in all areas. Thanks to Bill and the team for making insurance painless!
Owen Frazier
Jan 27, 2026
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Eileen and Bill have been an absolute pleasure to work with while guiding our business through one of my least favorite tasks: benefits and health insurance. They are consistently friendly, highly responsive across all forms of communication, and make a complex process far more manageable. I highly recommend them.
Donna Ditzler
Jan 22, 2026
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Shout out to Lisa Reed and the entire JS Benefits Group. They have been nothing but supportive regarding all my medical coverage questions, and there have been many. They have always replied with in a timely fashion to whatever crazy insurance event that came across my lap. This group has fantastic knowledge and valuable resources at their fingertips. I also love that fact that do all the researching of premiums for the renewal period. That makes my job a lot easier. I would highly recommend JS Benefits Group for all your insurance needs. Give them a call. You will not be disappointed.
Betty Woodring
Mar 25, 2025
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Weve been with JS Benefits Group for over 16 years, and their service has always been outstanding. I get calls from agents every day trying to earn my business, but I dont even consider itI know Im already getting the best service out there. I cant give enough credit to Jennifer and Lisa for all the advice and support over the years. Ive relied heavily on their recommendations and service, and theyve never let me down. They truly go above and beyond.
Adam Cooper
Mar 06, 2025
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We have been using JS Benefits Group for four years. They have exceeded our expectations in every way. When it's time for our benefit renewals, they provide a comprehensive analysis of our options and help guide us make the best decision for our business. They have been extremely helpful handling the administrative burden of enrolling and terminating company benefits for our employees. They are very responsive whenever we have a question or need information. It has been a pleasure working with the whole JS Benefits Group team.