Business Details
Your Trusted Insurance Partner in Littleton, CO
At Insurance Specialists of Colorado, we prioritize personalized service and tailored insurance solutions to protect what matters most to our clients. As an independent agency, we work exclusively for our clients rather than insurance companies, ensuring unbiased recommendations and customized coverage. Our team leverages decades of combined industry experience to match clients with top-tier carriers like Chubb, AIG, and PURE, offering elite coverage options.We focus on building long-term relationships through transparent communication, proactive risk guidance, and dedicated support during claims processes. Our commitment extends beyond policy saleswe adapt coverage as clients' lives evolve, ensuring continuous protection for homes, businesses, and families. With a reputation built on trust and expertise, we serve as a trusted partner for individuals and businesses seeking comprehensive insurance strategies.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Collector Car Insurance
Cyber Liability Insurance
Flood Insurance
Landlord Insurance
Vacant Home Insurance
Short-Term Rental Insurance
Highlights and features
- We are an independent agency that works exclusively for you, not insurance companies.
- We partner with elite carriers like Chubb, AIG, and PURE for premium coverage options.
- Our team offers decades of combined industry experience in risk assessment and coverage.
- We provide customized insurance solutions tailored to individual client circumstances.
- We prioritize long-term client relationships with transparent communication and ongoing support.
What people say
Knowledgeable and responsive
Pleasure coming into the office
Professional and a pleasure to deal with
Prompt and professional manner
Trusted insurance partner
Services
Home Insurance
Our home insurance policies protect your property against damage from covered perils while providing liability coverage for accidents on your property. We customize policies to match your specific needs, including coverage for high-value items and unique home features. Our team ensures you understand policy limits and exclusions to maintain adequate protection.
Business Insurance
We create comprehensive business insurance programs combining general liability, property coverage, and specialized protections like cyber liability and workers' compensation. Our solutions adapt to evolving business risks while maintaining cost-effectiveness. We partner with top commercial carriers to protect small and large businesses across multiple industries.
Life Insurance
We offer term and permanent life insurance solutions to secure your family's financial future. Our policies help replace income, cover final expenses, and fund long-term obligations like college tuition or mortgage payments. We work with leading life insurance providers to match clients with appropriate coverage amounts and policy structures.
Collector Car Insurance
Specialized insurance for classic and collector vehicles provides agreed-value coverage and flexible usage terms. Our policies protect against damage, theft, and liability while accommodating limited-use requirements. We partner with niche insurers to ensure proper valuation and coverage for unique automotive assets.
Cyber Liability Insurance
This coverage protects businesses against financial losses from data breaches and cyber attacks. Policies include response costs for notification, legal defense, and regulatory fines. We help businesses implement risk management strategies while securing appropriate coverage limits for their specific industry risks.
People
Todd Kirsch
Owner
With decades of industry experience, Todd Kirsch founded Insurance Specialists of Colorado to provide unbiased insurance solutions. He oversees agency operations while maintaining active client relationships.
Kelly Mrosla
Senior Insurance Specialist
Kelly Mrosla brings extensive expertise in personal and commercial insurance, helping clients navigate complex coverage decisions. Her client-focused approach emphasizes clear communication and tailored solutions.
Jordan Silva
Client Service Specialist
Jordan Silva supports clients with policy management and claims assistance. His attention to detail ensures smooth administrative processes and timely responses to client inquiries.
Kayla Sablan
Client Service Specialist
Kayla Sablan provides dedicated client support, specializing in policy reviews and coverage adjustments. Her proactive approach helps clients maintain up-to-date protection as their needs evolve.
Questions
What types of insurance do you offer?
We provide home, auto, business, life, collector car, cyber liability, and specialty insurance policies tailored to individual client needs.
Are you affiliated with specific insurance companies?
We partner with top-tier carriers like Chubb, AIG, PURE, and Travelers to offer diverse coverage options while maintaining independent agency status.
How do you customize insurance policies?
We assess your unique circumstances through personal consultations, then recommend coverage options that balance protection needs with budget considerations.
Do you serve clients outside Colorado?
Yes, we provide insurance solutions for properties and businesses in multiple states across the United States.
How do you handle claims assistance?
Our team provides dedicated claims support, guiding clients through the process and advocating for fair, timely resolutions with insurance carriers.
What sets you apart from online insurers?
We offer personalized service, local expertise, and ongoing relationship management that automated platforms cannot replicate.
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