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Business Details
19 Years
experience
Your Trusted Insurance Partner in Plano, TX
Founded in 2007, Liberty Union Insurance has established itself as a trusted independent insurance agency serving Texas residents and businesses. Our mission centers on becoming your dedicated insurance expert and advocate, leveraging extensive carrier relationships to secure tailored coverage at competitive rates. With over 14 years of industry experience, we specialize in commercial and personal insurance solutions, including General Liability, Commercial Auto, Workers Compensation, and Homeowners Insurance. Our process prioritizes your business strengths through customized applications submitted to top-tier carriers, ensuring comprehensive coverage without unnecessary costs. We maintain direct partnerships with underwriters to negotiate optimal terms, then consolidate and compare options to present only the most favorable policies.

Customer trust remains our foundation, demonstrated through transparent advice, personalized service, and a commitment to long-term client relationships. Our team consistently updates policies to reflect evolving needs, supported by timely communication and industry expertise. Recognized for integrity and reliability, we serve as a referral source for professionals like realtors who value our client-focused approach. Backed by positive testimonials highlighting exceptional service and competitive pricing, we continue refining our offerings to meet the dynamic insurance landscape.
Services
General Liability Commercial Auto Insurance Workers Compensation Commercial Property Homeowners Insurance Excess Liability Inland Marine Trucking Insurance Pest Control Insurance
Details
  • Year established: 2007
Highlights and features
  • We offer 14 years of specialized insurance expertise in Texas markets.
  • Our agency partners exclusively with top-tier insurance carriers for reliable coverage.
  • We provide personalized policy recommendations based on individual business needs.
  • Our team maintains direct relationships with underwriters for better negotiation leverage.
  • We guarantee transparent advice with no hidden fees or obligations.
What people say
Professional and good advice Best service and rates Timely and quality service Highly recommend to others Punctual and reliable
Services
General Liability
General Liability insurance protects Texas businesses from third-party claims involving property damage, bodily injury, or advertising injuries. Our customized policies cover legal fees, medical expenses, and settlement costs while excluding non-essential coverage to maintain affordability. We evaluate business-specific risks during application to ensure comprehensive protection aligned with industry requirements.
Commercial Auto Insurance
Commercial Auto Insurance safeguards business vehicles against collisions, theft, and liability claims. Tailored for single vehicles or large fleets, our policies include physical damage coverage, liability protection, and uninsured motorist provisions. We specialize in transportation sectors requiring specialized endorsements like trucking or pest control vehicle fleets operating across Texas.
Workers Compensation
Workers Compensation insurance provides wage replacement and medical benefits for employees injured on the job. Our Texas-compliant policies meet state requirements while offering additional protections through carrier partnerships. We assist with claims management and policy adjustments to accommodate changing workforce sizes or workplace conditions.
Commercial Property
Commercial Property insurance protects physical assets like buildings, equipment, and inventory. Our policies cover losses from fire, theft, or natural disasters with customizable limits based on property value assessments. We specialize in package programs that combine property coverage with liability protection for Texas-based businesses.
Homeowners Insurance
Homeowners Insurance protects personal residences against damage from covered perils like fire, hail, or vandalism. Our policies include dwelling coverage, personal property protection, and liability insurance for Texas residents. We offer customizable options for high-value homes and specialized risk scenarios.
People
Richard Phillips
Insurance Agent
With over 14 years of insurance expertise, Richard Phillips specializes in commercial and personal risk management. Clients praise his transparent advice, competitive rate negotiations, and personalized service approach for businesses and individuals across Texas.
Madison
Customer Service Representative
Madison delivers efficient insurance solutions with a focus on client satisfaction. Her responsive communication and attention to detail ensure seamless policy management and certificate requests for Liberty Union Insurance's Texas clientele.
Questions
How do I get an insurance quote?
Request a quote by calling 888-788-1024, submitting our online form, or texting our office. We respond immediately with customized coverage options for commercial or personal insurance needs.
What insurance products do you offer?
We provide General Liability, Commercial Auto, Workers Compensation, Commercial Property, Inland Marine, Trucking, Pest Control, Homeowners, and Personal Auto Insurance policies tailored to Texas businesses and residents.
How do you find competitive rates?
We submit your application to multiple top-tier carriers, compare coverage options and pricing, then recommend the best policy that matches your specific risk profile and budget requirements.
Do you serve businesses outside Plano?
We serve Texas businesses and residents statewide, including Fort Worth, Austin, and surrounding areas, with personalized insurance solutions and local market expertise.