Business Details
Your Trusted Independent Insurance Agency in Las Vegas
Direct Insurance is an independently owned and locally operated insurance agency serving Nevada. We specialize in helping clients find affordable, reliable insurance products from multiple trusted carriers. As independent agents, we are not tied to any single insurance company, allowing us to compare coverage options and prices to secure the best value for each client. Our team prioritizes personalized service, treating every client as an individual rather than a number. With decades of combined industry experience, we represent numerous A+ rated companies and offer one-stop shopping for auto, home, renters, business, life, and retirement insurance.We are committed to building long-term relationships and providing ongoing support, including periodic coverage reviews to adapt to changing needs. Our local expertise and dedication to community values ensure clients receive tailored solutions and exceptional service. We work diligently to advocate for clients during claims and maintain transparency in all interactions. By leveraging our extensive network of carriers, we deliver competitive pricing without compromising coverage quality.
Services
Auto Insurance
Home Insurance
Renters Insurance
Business Insurance
Life Insurance
Retirement Plans
Highlights and features
- We are independent agents representing multiple A+ rated insurance companies.
- We are locally owned and deeply rooted in the Las Vegas community.
- We offer one-stop shopping for auto, home, life, and business insurance.
- Our team has decades of combined experience in the insurance industry.
- We provide personalized service and periodic coverage reviews to adapt to your needs.
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving habits and vehicle needs. Our independent agency compares policies from multiple A+ rated carriers to secure competitive rates while ensuring adequate coverage. Clients benefit from personalized guidance to navigate coverage options, discounts, and claims support.
Home Insurance
Our home insurance policies protect Nevada residents against property damage, liability claims, and personal belongings loss. As independent agents, we offer customizable coverage plans from top-rated carriers, ensuring homeowners find policies that balance protection and affordability with expert local market insights.
Business Insurance
We deliver tailored business insurance solutions safeguarding Nevada companies against industry-specific risks. Services include liability protection, property coverage, and business interruption insurance. Our agency partners with multiple carriers to provide competitive pricing and comprehensive risk management strategies for small to mid-sized enterprises.
Life Insurance
We offer life insurance policies designed to meet diverse financial protection goals, including term and permanent coverage. Our agents help clients evaluate needs based on family circumstances, income, and long-term objectives, ensuring appropriate death benefit amounts and policy structures from trusted insurers.
Renters Insurance
Our renters insurance protects tenants' personal property against theft, fire, and water damage while providing liability coverage. We offer affordable policies with flexible options from A+ rated carriers, ensuring Nevada renters secure essential protection without overpaying for coverage.
People
Col. Dave Ledbetter
Owner
With over 35 years in insurance, Dave brings extensive industry expertise as a Charter Life Underwriter (CLU). His dual experience with independent agencies and direct writers ensures clients receive well-rounded advice and tailored solutions.
Leeann Ledbetter
Licensed Agent
Leeann has been a licensed insurance agent since 1997, combining her 17-year banking background with insurance expertise. She actively engages in community service and specializes in personalized client support for Nevada residents.
Tina Spendlove
Licensed Agent
A Nevada native with over 25 years in insurance, Tina holds multiple customer service awards. Her deep knowledge of local insurance markets and commitment to client satisfaction make her a trusted advisor for policyholders.
Megan Ledbetter
Bookkeeper & Tax Specialist
Megan manages agency bookkeeping and client tax preparation. A Las Vegas native with a degree in accounting, she ensures financial accuracy and supports clients with meticulous attention to detail in all financial matters.
Questions
Why should I choose an independent insurance agent?
Independent agents like Direct Insurance represent multiple A+ rated carriers, allowing unbiased comparisons to find the best coverage and pricing tailored to your specific needs.
How do you help clients find the best insurance rates?
We compare policies from numerous top-rated insurance companies to secure competitive pricing while maintaining appropriate coverage levels for each client's unique situation.
What types of insurance do you offer?
We provide auto, home, renters, business, life, and retirement insurance solutions, along with personalized tax preparation services for Nevada residents.
How does your claims assistance process work?
We advocate for clients during claims, providing direct support to ensure timely, fair resolutions while explaining policy coverage details throughout the process.
Do you review insurance policies periodically?
Yes, we conduct regular coverage reviews to ensure policies adapt to changing life circumstances, property values, and business needs over time.
