Business Details
50+ Years
experience
Your Trusted Insurance Partner for Business & Personal Coverage
Panorama Insurance Associates is a full-service insurance intermediary with nearly 50 years of experience delivering customized property, casualty, health, and benefits solutions for businesses and individuals nationwide. Founded in 1973 as a family-owned business, we expanded our capabilities through strategic mergers and now combine traditional relationship-building with modern technology to provide transformative insurance solutions. Our high-caliber team offers dedicated, hands-on attention while reinvesting earnings into innovation and client service. As a privately held firm, we prioritize client retention over quarterly profits and maintain a culture of mutual respect that supports career growth for our employees.Our mission is to bridge the insurance industry's past relationships with future technology, serving as a foundational partner for agents, clients, and carriers. With a nationwide affiliate network offering access to 300+ markets and 100+ top carriers, we empower independent agencies through superior market access, technology tools, and customized guidance. Our vision drives us to be the premier partner for building, maintaining, and growing insurance businesses through innovative and inclusive approaches.
Services
Property Insurance
Health Benefits
Wealth Management
Affiliate Network
Risk Solutions
Details
- Year established: 1973
Highlights and features
- We offer 50 years of combined industry experience through strategic mergers
- Our affiliate network provides access to 300+ markets and 100+ top carriers
- We maintain a high-touch approach with dedicated client service specialists
- We reinvest earnings into continuous innovation and technology improvements
- Our team includes certified experts with deep insurance market knowledge
Services
Property Insurance
Our property insurance solutions protect businesses against physical damage to commercial assets from fire, theft, and natural disasters. We offer customized policies for various industries including manufacturing, retail, and hospitality. Our experienced brokers help clients assess risks and implement comprehensive coverage strategies that evolve with changing business needs.
Health Benefits
We provide tailored health insurance solutions for businesses seeking competitive employee benefits packages. Our services include plan design, cost analysis, and compliance support for employers of all sizes. Our team stays current with healthcare regulations to ensure clients receive compliant, cost-effective coverage options that meet both employer and employee needs.
Affiliate Network
Our Independent Agency Affiliate Network offers access to 300+ markets and 100+ top carriers through dedicated placement specialists. Affiliates receive technology tools, industry education, and customized guidance to enhance their business growth. This program helps independent agencies expand their service offerings while maintaining their brand identity and client relationships.
Wealth Management
We offer comprehensive wealth management solutions including retirement planning, investment strategies, and estate preservation. Our advisors provide personalized financial guidance for individuals and businesses. We focus on long-term financial security through diversified investment portfolios and strategic tax planning approaches.
Risk Solutions
Our risk management services help businesses identify, assess, and mitigate potential threats to their operations. We develop customized risk transfer strategies that combine insurance coverage with loss prevention techniques. Our solutions address both traditional and emerging risks across various industries and business sizes.
People
Shivam Ashoka
Chief Executive Officer
Shivam Ashoka leads Panorama Insurance Associates with a vision to transform the insurance industry through technology and innovation. With extensive experience in risk management and strategic growth, he drives the company's mission to bridge traditional insurance practices with modern solutions. He focuses on creating value for clients and partners while fostering a culture of continuous improvement.
Questions
Will my agency name need to change if I join your network?
No, you can keep your own name and client marketing. Panorama works behind the scenes to provide carrier access and insurance expertise while you maintain your brand identity.
How does joining Panorama benefit experienced insurance professionals?
Access to 100+ top carriers, market knowledge, and industry leverage helps experienced professionals grow their business beyond what's possible independently or with aggregator services.
What support do you provide for in-house operations?
Our in-house agency provides direct client interaction, advisory services for cross-selling, assistance with complex accounts, and optional ongoing servicing to reduce administrative burdens for affiliate partners.
What technology tools are available to affiliates?
Affiliates gain access to workflow enhancement tools, policy management systems, and back-office support technology designed to improve operational efficiency and client service delivery.
How do you help agencies grow their client base?
We provide curated resources, customized guidance, and market access that enable agencies to expand their service offerings and attract new clients through enhanced capabilities.
What geographic areas do you serve?
We operate nationwide with offices in California, Arizona, and Texas, serving clients and affiliates across all 50 states through our extensive network and virtual capabilities.
