Business Details
45 Years
experience
Emergency
services
Medical Liability Insurance & Risk Management Experts
Founded in 1981 by Colorado physicians, Copic Insurance has remained steadfast in its mission to support healthcare professionals through comprehensive medical liability insurance and innovative risk management solutions. Our physician-founded heritage ensures we deeply understand the challenges faced by physicians, advanced practice providers, and medical facilities. We combine industry-leading coverage with educational resources, legal advocacy, and claims management expertise to protect our clients' professional and personal interests. Our 3Rs Program, recognized by The New England Journal of Medicine, fosters patient-physician communication during adverse outcomes. With nationwide coverage through our Risk Retention Group and a focus on preventative care for professional health, we serve healthcare providers across the Midwest and Rocky Mountain regions.Our team of physicians, nurses, and legal experts provides 24/7 support, while our accredited continuing education programs help providers earn premium discounts. The Copic Medical Foundation has invested over $13 million in improving patient care through grants and initiatives. Our commitment extends beyond insurancewe advocate for healthcare policy improvements and celebrate humanitarian contributions through our annual award program. This holistic approach has earned us recognition as a Top Workplace of America and endorsements from major medical associations.
Services
Medical Liability Insurance
Cyber Liability Coverage
Group Benefits
Financial Planning Services
Patient Safety Programs
Claims Management
Legal Resources
Risk Management Education
Peer Review Toolkits
Healthcare Advocacy
Details
- Year established: 1981
Highlights and features
- Physician-founded with 40+ years of healthcare-specific expertise
- Industry-leading 3Rs Program for adverse outcome resolution
- 24/7 Risk Management Hotline staffed by medical professionals
- Accredited continuing education programs with premium discounts
- Over $13 million invested in patient safety through foundation grants
Associations and certifications
- ACCME
- ANCC
What people say
Exceptional client support
Proactive risk management
24/7 medical access
Expert legal defense
Accredited education programs
Services
Medical Liability Insurance
Comprehensive insurance protection tailored for healthcare professionals and facilities. Our policies cover physicians, advanced practice providers, medical groups, and hospitals with customized solutions addressing clinical and legal risks. The coverage includes defense costs, settlements, and judgments related to medical errors or adverse outcomes while providing access to risk management resources that help prevent claims before they occur.
Patient Safety Programs
Proactive initiatives designed to reduce medical errors and improve patient outcomes. Our 3Rs Program facilitates physician-patient communication during adverse events, while the Copic Points Program rewards participation in safety education. These evidence-based programs, developed with input from medical and legal experts, help providers implement best practices and regulatory compliance strategies that minimize liability exposure and enhance quality of care.
Claims Management
Dedicated support for resolving medical liability claims and lawsuits. Our team of physician advisors, attorneys, and claims specialists provides strategic guidance throughout the legal process. Services include case evaluation, defense strategy development, and courtroom representation, combined with emotional support for providers during challenging situations. This comprehensive approach protects clients' professional reputations and financial interests while maintaining focus on patient care.
Continuing Education
Accredited educational programs that fulfill CME/CNE requirements while reducing insurance premiums. Courses cover risk management fundamentals, regulatory compliance, and clinical best practices through webinars, seminars, and online resources. Developed by healthcare professionals, these programs address real-world challenges identified from our claims data to help providers enhance patient safety and minimize liability exposure through knowledge-based prevention strategies.
Peer Review Toolkits
State-specific resources supporting confidential peer review processes in clinical settings. Toolkits include legal protection guides, policy templates, and confidentiality agreements that help medical practices establish compliant review systems. These materials, developed with legal experts, enable providers to analyze adverse events, improve quality care, and maintain regulatory compliance while protecting communications under peer review privileges.
People
Stephanie McCullough
Senior Manager, Incident Reporting
With 21 years at Copic, Stephanie specializes in early intervention programs. She helps insureds manage challenging clinical situations while preserving patient-physician relationships through compassionate communication strategies and practical risk management guidance.
Juan Duran
Assistant Underwriter
Juan contributes to underwriting operations with a focus on team collaboration. He emphasizes workplace camaraderie and supportive environments, applying his expertise to assess risks while maintaining positive professional relationships within the insurance department.
Lori Palmeri
Account Manager, Copic Financial
Lori provides financial services with emphasis on client autonomy and employee well-being. She highlights transparent leadership practices and employee-centered policies that create supportive work environments while delivering comprehensive insurance and financial planning solutions.
Questions
What types of medical professionals does Copic insure?
We cover physicians, advanced practice providers (NPs, PAs, CRNAs), medical groups, hospitals, and ambulatory surgery centers across multiple states.
How does Copic's 3Rs Program benefit providers?
The 3Rs Program helps maintain patient-physician relationships after adverse outcomes through structured communication protocols that reduce litigation while improving patient safety.
What risk management resources are available?
We provide peer review toolkits, accredited education courses, legal helplines, and on-site assessments to help prevent claims through proactive safety measures.
How does Copic handle emergency situations?
Our 24/7 Risk Management Hotline connects providers with medical professionals for urgent guidance, while legal helplines offer support for regulatory issues during business hours.
Can I access claims history online?
Yes, policyholders can view their claims history and access policy documents through our secure Customer Portal with personalized underwriter contact information.
What geographic areas do you serve?
We directly serve Midwest and Rocky Mountain states, with nationwide coverage available through our affiliated Risk Retention Group for multi-state practices.
