Business Details
Holistic Approach: Each Financial Advisor is backed by a team of professionals in investments and insurance who bring different points of view to your financial affairs. This holistic approach can help you build a truly diversified portfolio of retirement, wealth management, asset protection and estate planning solutions. Teams: We are known for our unparalleled commitment to building highly effective advisory teams.
Advisors who are part of teams see client situations from multiple perspectives leading to more comprehensive planning and a higher quality client experience. Professionalism: We are known for our entrepreneurial culture, a place where advisors come to build their practices by delivering advice and guidance tailored to meet the needs of individuals, families, and small businesses.
At Denton Financial Group, we consider our client's needs, goals and dreams to be our highest priority. We believe in the value of long-term relationships, service, integrity and uncompromised quality.
Advisors who are part of teams see client situations from multiple perspectives leading to more comprehensive planning and a higher quality client experience. Professionalism: We are known for our entrepreneurial culture, a place where advisors come to build their practices by delivering advice and guidance tailored to meet the needs of individuals, families, and small businesses.
At Denton Financial Group, we consider our client's needs, goals and dreams to be our highest priority. We believe in the value of long-term relationships, service, integrity and uncompromised quality.
Services
Products & Services
I offer a wide range of insurance products designed to provide you with the flexibility you've been searching for.
Choosing the right products for your unique situation can be easier than ever before.
With access to a network of provider resources, I can guide you through a complex, changing world of risk and opportunity.
Choosing the right products for your unique situation can be easier than ever before.
With access to a network of provider resources, I can guide you through a complex, changing world of risk and opportunity.
Annuities
People are living longer and that means more time and savings will be spent in retirement.
If you need a tax-deferred product to provide a guaranteed1 stream of income for life 2 or a specified number of years, it might be worth considering a fixed annuity.
An annuity is a contract between an insurance company and an annuity owner.
In exchange for a purchase payment, or series of payments, the insurance company guarantees1 to pay a stream of income in the future.
An immediate annuity is usually purchased with a single premium and begins a stream of income within the first 12 months from the date of issue.
If you need a tax-deferred product to provide a guaranteed1 stream of income for life 2 or a specified number of years, it might be worth considering a fixed annuity.
An annuity is a contract between an insurance company and an annuity owner.
In exchange for a purchase payment, or series of payments, the insurance company guarantees1 to pay a stream of income in the future.
An immediate annuity is usually purchased with a single premium and begins a stream of income within the first 12 months from the date of issue.
Wealth Management Services
In developing and implementing your goals, our team carefully matches appropriate expertise, products, and strategies with your values and financial needs.
We carefully and creatively combine strategies and products to suit your individual goals.
Some of the tools we employ include: investment allocation and diversification tools, techniques to determine risk tolerance, and an array of investment products which include professional money managers, mutual funds, and exchange traded funds (ETFs).
We carefully and creatively combine strategies and products to suit your individual goals.
Some of the tools we employ include: investment allocation and diversification tools, techniques to determine risk tolerance, and an array of investment products which include professional money managers, mutual funds, and exchange traded funds (ETFs).
Disability Income Insurance
A sudden interruption of income-due to an extended period of sickness or injury-can have serious financial consequences for many of today's employees.
If you are lucky, you may receive group disability benefits through your employer.
However, you will need to make sure the benefits available through your group disability coverage are adequate for your needs.
Group disability benefits are taxable if your employer pays the premiums, may be capped at a relatively low amount, and may not cover variable income such as bonuses or commissions.
If you are lucky, you may receive group disability benefits through your employer.
However, you will need to make sure the benefits available through your group disability coverage are adequate for your needs.
Group disability benefits are taxable if your employer pays the premiums, may be capped at a relatively low amount, and may not cover variable income such as bonuses or commissions.
Individual Retirement Account
Retirement may seem far away, but it's never too early to determine how much you'll need and to begin the process of saving.
Making smart financial decisions now can help impact how you live in retirement.
We can assist you along the way with our Individual Retirement Account (IRA)-it's designed to help you reach your retirement goals.
An IRA is a tax-deferred personal savings account that allows you to save for retirement without a company-sponsored plan.
Throughout your lifetime, you can make tax-deductible "contributions" (subject to limitations) to your IRA, which you can then invest in basic securities such as stocks and bonds.
Making smart financial decisions now can help impact how you live in retirement.
We can assist you along the way with our Individual Retirement Account (IRA)-it's designed to help you reach your retirement goals.
An IRA is a tax-deferred personal savings account that allows you to save for retirement without a company-sponsored plan.
Throughout your lifetime, you can make tax-deductible "contributions" (subject to limitations) to your IRA, which you can then invest in basic securities such as stocks and bonds.
Life Insurance
Life insurance can be the foundation of your financial security and can provide comfort and stability for your family.
The purpose of life insurance is to help provide your loved ones with financial protection after you die, in exchange for the premiums you pay to your insurer during your lifetime.
Term life insurance provides coverage for a set period of time at a generally lower cost than permanent insurance.
Many term life insurance products allow you to convert to a permanent policy, such as whole life insurance.
The purpose of life insurance is to help provide your loved ones with financial protection after you die, in exchange for the premiums you pay to your insurer during your lifetime.
Term life insurance provides coverage for a set period of time at a generally lower cost than permanent insurance.
Many term life insurance products allow you to convert to a permanent policy, such as whole life insurance.
Long Term Care Insurance
For most of us, it is unpleasant to envision a time when performing routine tasks may become difficult as the result of injury, illness or aging.
If the time comes when you need substantial assistance performing daily tasks, it is unlikely you will want cost to be the primary decision-making factor for your long term care.
Long term care (LTC) services can be expensive and costs generally continue to rise.
Planning early can help ensure that you have more control in receiving the type of care you want - in the setting you choose, should the need arise.
If the time comes when you need substantial assistance performing daily tasks, it is unlikely you will want cost to be the primary decision-making factor for your long term care.
Long term care (LTC) services can be expensive and costs generally continue to rise.
Planning early can help ensure that you have more control in receiving the type of care you want - in the setting you choose, should the need arise.
Trust Services
A trust is a fiduciary arrangement through which the trustee manages assets for the benefit of third parties.
A trust is commonly used to transfer wealth to heirs or to favored charitable organizations.
Insurance products, such as life insurance policies, annuity contracts and disability policies, may be used to fund trusts in appropriate circumstances.
Trusts are very flexible and may be drafted to meet the specific intent of the individuals creating the trust and customized to meet the specific needs of trust beneficiaries.
A trust is commonly used to transfer wealth to heirs or to favored charitable organizations.
Insurance products, such as life insurance policies, annuity contracts and disability policies, may be used to fund trusts in appropriate circumstances.
Trusts are very flexible and may be drafted to meet the specific intent of the individuals creating the trust and customized to meet the specific needs of trust beneficiaries.
Group Health Insurance
Saving money on employee benefits while attracting and retaining the best and the brightest talent is a must in today's economy.
Because both benefit costs and employee expectations are rising, many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
We provide a variety of value-added professional services to our clients that reduce customer costs, increase efficiency and improve employee satisfaction.
Because both benefit costs and employee expectations are rising, many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
We provide a variety of value-added professional services to our clients that reduce customer costs, increase efficiency and improve employee satisfaction.
Articles
We've put together a library of information on important financial topics that we believe you'll find helpful.
This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.
The Social Security Administration's retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.
This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.
The Social Security Administration's retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.
When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.
Licensing
Financial services representatives combine their education in financial services with an in-depth knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation.
All financial services representatives must pass comprehensive exams to obtain a license to sell products in your state.
W. Dean Cates is licensed to sell insurance in AL, GA, IL, IN, KY, MI, NC, SC, TN, VA & WI.
Securities in KY, NC, OK & TN.
Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.
All financial services representatives must pass comprehensive exams to obtain a license to sell products in your state.
W. Dean Cates is licensed to sell insurance in AL, GA, IL, IN, KY, MI, NC, SC, TN, VA & WI.
Securities in KY, NC, OK & TN.
Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC.
Contact Us
From Oak Ridge: Take Pellissippi toward Knoxville to the Dutchtown Rd. exit before you get to I-40 and West Knoxville traffic.
Stay straight through the light, and we're the first office park on your right in the back building.
Let us know how we can help.
Visit our Financial Services Representatives at a local office near you and start crafting your strategy to help secure your financial future today.
Stay straight through the light, and we're the first office park on your right in the back building.
Let us know how we can help.
Visit our Financial Services Representatives at a local office near you and start crafting your strategy to help secure your financial future today.
