Business Details
50+ Years
experience
Emergency
services
Trusted Final Expense Insurance in Phoenix, AZ
As a family-owned and operated company since 1963, we have redefined the life insurance industry by prioritizing people over profits. Our founding principles of personalized service, prompt claims processing, and unwavering commitment to policyholders have made us the nation's leading provider of final expense insurance. With over 150 years of combined leadership experience, our team understands the emotional and financial challenges families face during end-of-life planning. We offer simplified coverage with no medical exams, guaranteed acceptance for most applicants, and 24/7 support for both agents and policyholders. Our unique partnership with the Funeral Consumer Guardian Society provides unparalleled price-shopping services, saving families thousands on funeral costs. Backed by an A+ BBB rating and A.M.Best's 'Excellent' financial strength rating, we've paid over $285 million in claims annually while maintaining industry-leading service standards. Our leadership team, including third-generation executives, continues to innovate through technology while preserving the core values established by our founders. With operations in 49 states and a network of experienced agents, we remain dedicated to protecting families from the financial burden of final expenses.
Services
Final Expense Insurance
Life Insurance for Seniors
Funeral Planning Services
Cremation Cost Guide
Burial Insurance
Policy Price-Shopping
24/7 Claims Processing
Accidental Death Coverage
Pre-Need Planning
Family Support Services
Details
- Year established: 1963
Highlights and features
- We guarantee claims payment within 24 hours of approval
- No medical exams required for most applicants
- Dedicated Funeral Consumer Guardian Society representatives at no extra cost
- Up to $100,000 in accidental death coverage available
- Rated A+ by the Better Business Bureau since 1963
Associations and certifications
- BBB A+
- A.M. Best A-
What people say
Fast claims payment
Excellent customer service
Compassionate support
Immediate policy activation
Significant savings
Services
Final Expense Insurance
Our final expense insurance provides immediate coverage for end-of-life costs with simplified underwriting. Policyholders receive death benefits up to $35,000 to cover funeral expenses, medical bills, and outstanding debts. The no-exam application process takes minutes, with most applicants qualifying regardless of health history. Benefits are paid directly to named beneficiaries for complete flexibility in managing final arrangements.
Funeral Planning Services
Our Funeral Consumer Guardian Society offers comprehensive planning assistance through our My Final Wishes Profile. This service documents specific funeral preferences while providing 24/7 access to price-shopping representatives. Families receive comparative pricing from multiple providers, ensuring cost-effective arrangements that honor individual wishes without financial burden.
24/7 Claims Processing
We guarantee 24-hour claims processing for approved policies, ensuring immediate financial support during critical times. Our dedicated claims team works around the clock to verify documentation and release payments directly to beneficiaries. This rapid response system prevents delays in funeral arrangements while alleviating financial stress for grieving families.
Accidental Death Coverage
Policyholders can add up to $100,000 in accidental death benefits to their base coverage. This supplemental protection provides enhanced financial security for unexpected circumstances while maintaining simplified qualification standards. The combined policy offers comprehensive protection against both anticipated and unforeseen end-of-life expenses.
Family Support Services
Our exclusive partnership with the Funeral Consumer Guardian Society provides personalized advocacy during funeral arrangements. Trained representatives compare pricing across providers, negotiate costs, and ensure transparent billing practices. This service operates independently of funeral homes, guaranteeing unbiased guidance and significant savings for policyholder families.
People
Alex Londen
President
Third-generation leader with extensive industry experience, Alex oversees strategic operations while maintaining family commitment to personalized service and policyholder advocacy.
Matt Londen
Chief Financial Officer
Financial strategist managing company growth and maintaining industry-leading capital reserves, ensuring long-term stability and prompt claims payments.
Jack Londen III
Chairman and CEO
Chairman guiding executive leadership with decades of experience, preserving founding principles while advancing technological innovations in policy management and customer service.
Doug Turner
Chief Marketing Officer
Marketing executive developing agent recruitment programs and consumer education initiatives that have expanded our national presence and market share.
Keith Perkins
Chief Legal Officer
Legal expert ensuring compliance and ethical standards while personally overseeing condolence communications to policyholder families during their time of need.
Questions
What is final expense insurance?
Final expense insurance is a whole life policy covering funeral, burial, and end-of-life medical costs with simplified underwriting and death benefits up to $35,000.
How do I qualify?
Qualification requires answering health questions on a one-page application with no medical exams for most applicants.
How quickly are claims paid?
Approved claims are paid within 24 hours to beneficiaries for immediate funeral expense coverage.
Can I plan my funeral in advance?
Our My Final Wishes Profile lets you document preferences and access 24/7 support for funeral arrangements.
What additional benefits are available?
Up to $100,000 in accidental death coverage and price-shopping services through the Funeral Consumer Guardian Society.
How does the price-shopping service work?
FCGS representatives compare up to 3 funeral homes, saving families $1,850 on average for traditional funerals.
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