Business Details
36 Years
experience
Trusted Workers Compensation Insurance in New England
Atlantic Charter Insurance has been a dedicated leader in workers' compensation insurance since 1990, serving employers across New England. Our sole focus on workers' compensation allows us to provide specialized expertise, proactive risk management, and personalized service tailored to each client's unique needs. With a team of seasoned professionals, we invest in engineering, consulting, and legal resources to create partnerships that reduce claims costs and improve workplace safety. Our proactive approach emphasizes employer involvement in employee recovery, fostering goodwill and accelerating return-to-work outcomes. Recognized for our 98% client retention rate and an 'A' (Excellent) rating from A.M.Best, we combine industry-leading knowledge with a commitment to long-term client relationships. Our in-house legal team and dedicated claims specialists ensure comprehensive support, from accident prevention to litigation resolution. Clients consistently praise our stability, with many working with the same team members for over a decade, and our ability to deliver consistent, superior outcomes through a culture of continuous improvement and transparency.
Services
Claims Management
Case Management
Legal Services
Safety Consultation
Risk Reduction
Details
- Year established: 1990
Highlights and features
- We focus exclusively on workers' compensation insurance with 30+ years of specialized expertise.
- Our in-house legal team provides cost-effective claims resolution tailored to employment law.
- We offer proactive safety consulting with customized risk management programs for each client.
- Our 98% client retention rate reflects long-term partnerships built on consistent results.
- We maintain dedicated claims specialists with loss prevention expertise for faster resolutions.
Associations and certifications
- A.M. Best Company
What people say
Proactive approach
Dedicated team
Superior service
Knowledgeable staff
Long-term partnership
Services
Claims Management
Our experienced claims specialists combine loss prevention expertise with proactive communication to resolve claims efficiently. We provide regular updates on medical status, legal progress, and reserve information while training employers on accident investigation best practices. Periodic management meetings identify potential issues and implement loss control measures tailored to each client's operations.
Case Management
Registered nurses serve as case managers, coordinating medical treatment and return-to-work programs for injured employees. They develop preferred provider networks, monitor recovery progress, and implement early return-to-work strategies to minimize lost time injuries while maintaining open communication between all stakeholders involved in the recovery process.
Legal Services
Our affiliated law firm provides dedicated legal representation focused on cost-effective resolution of workers' compensation claims. Attorneys collaborate with claims specialists to offer early consultation, prepare for litigation at all levels, and provide guidance on employment practices including hiring procedures, job descriptions, and employee handbooks to prevent future disputes.
Safety Consultation
Safety professionals conduct comprehensive hazard surveys and develop customized action plans to reduce workplace injuries. We analyze claim trends, evaluate operational risks, and implement preventive measures while providing ongoing training to help employers maintain safe work environments that comply with regulatory standards.
Risk Reduction
We partner with employers to create proactive risk management programs tailored to specific industries. Our approach combines safety policy reviews, operational risk assessments, and targeted training programs to reduce both the frequency and severity of workplace injuries across manufacturing, healthcare, and distribution sectors.
People
Linda J. Sallop
President & CEO
Founder of Atlantic Charter Insurance with 30+ years of leadership in workers' compensation. Serves on multiple industry boards and holds a Juris Doctorate from Suffolk Law School. Recognized for building the 9th largest workers' comp carrier in Massachusetts.
Mitchel I. Weisman
Executive Vice President
Co-founder responsible for claims and safety operations. Developed the company's progressive safety program and holds a Juris Doctorate from New England School of Law. Focuses on maintaining entrepreneurial culture within the organization.
Joe Russo
Treasurer and CFO
25-year insurance industry veteran overseeing financial operations. Certified Public Accountant with expertise in regulatory compliance. Serves on the Board of Directors at the New England Center for Homeless Veterans.
Michele Shatto
Claims Manager
30-year workers' compensation expert leading claims resolution. Focuses on building client relationships and fostering a collaborative team environment to achieve cost-effective claims outcomes through thorough and strategic management.
Julie Bowler
Vice President of Regulatory Affairs
35-year insurance and regulatory expert with former role as Massachusetts Insurance Commissioner. Holds MBA from University of Massachusetts and combines public policy knowledge with industry experience to navigate complex regulatory landscapes.
Questions
What makes Atlantic Charter different from other workers' comp insurers?
We focus exclusively on workers' compensation with in-house claims specialists, legal services, and safety consultants. Our proactive approach emphasizes employer involvement in employee recovery and long-term partnerships.
What services do you offer beyond insurance coverage?
We provide safety consultations, claims management, case management, legal services, and customized risk reduction programs. Our team offers ongoing training and regulatory guidance to prevent workplace injuries.
Which states do you serve?
We operate in Connecticut, Massachusetts, New Hampshire, and Rhode Island, providing tailored solutions that meet each state's specific workers' compensation requirements and regulatory standards.
How do you handle complex claims?
Our experienced claims specialists work with in-house attorneys to develop cost-effective resolution strategies. We provide regular updates, medical monitoring, and legal representation through all stages of the claims process.
What industries do you specialize in?
We serve manufacturing, healthcare, restaurants, automotive dealerships, schools, and distribution centers. Each industry receives customized risk management programs addressing their specific workplace hazards.
How do you help reduce workplace injuries?
Our safety consultants conduct hazard assessments, develop action plans, and provide ongoing training. We analyze claim trends to implement preventive measures that reduce both frequency and severity of workplace injuries.
