Business Details
50 Years
experience
Surety Bonds & Construction Insurance Salem, OR
Founded in 1976, A.G. Sadowski Company has built a legacy of trust and expertise in surety bonds and construction insurance. Our team combines decades of hands-on experience in banking, surety underwriting, and construction risk management to deliver tailored solutions for contractors. We prioritize character, capacity, and capital in every partnership, ensuring clients receive bonds and policies that align with their project needs. With relationships spanning over 40 years, we serve as a trusted advisor to generations of contractors. Our mission emphasizes immediate response, market mastery, and ethical service, reflecting the values instilled by our founders.Active in industry associations like AGC and NAWIC, we maintain strong ties with surety providers and public agencies. Our staffs technical proficiency in bond execution and insurance portfolio reviews ensures accuracy and client protection. By limiting personal indemnity exposure and negotiating favorable terms, we advocate for our clients long-term success. This commitment to service has solidified our reputation as a stalwart in the construction insurance sector.
Services
Surety Bonds
Construction Insurance
Bid Bonds
Performance Bonds
Payment Bonds
General Liability Insurance
Workers Compensation
Umbrella Liability
Builders Risk Insurance
OCIP/CCIP Programs
Details
- Year established: 1976
Highlights and features
- We offer 45+ years of specialized expertise in construction insurance and surety bonds.
- Our team includes former underwriters and risk management professionals with field experience.
- We guarantee rapid bid bond turnaround and proactive contract review services.
- Our long-term relationships with surety partners ensure competitive bonding programs.
- We provide comprehensive insurance portfolio reviews to align coverage with project needs.
Services
Surety Bonds
We specialize in performance, payment, and bid bonds for construction projects. Our team negotiates favorable bonding programs with surety partners, ensuring compliance with public and private project requirements. With former underwriters on staff, we provide rapid bid bond turnaround and mitigate risks in bond execution.
Construction Insurance
Our insurance solutions cover general liability, workers' compensation, and specialized construction risks. We review project-specific requirements to tailor policies, manage claims efficiently, and ensure coverage aligns with contract obligations. Our partnerships with top insurers guarantee competitive rates and comprehensive protection.
Bid Bonds
We provide bid bonds to secure construction project opportunities. Our same-day turnaround ensures timely submissions, with no standard fees for this service. We work closely with contractors to meet urgent deadlines while maintaining compliance with statutory requirements.
Claims Management
Our dedicated staff handles claims resolution, including property damage, liability, and auto incidents. We collaborate with adjusters to expedite settlements and manage sub-deductible claims, minimizing disruptions to contractors' operations and financial stability.
Contract Review
We review project-specific insurance requirements and contract terms to identify potential liabilities. By negotiating favorable conditions and analyzing owner-controlled policies, we protect clients from onerous clauses and ensure compliance with bonding and insurance mandates.
People
Derek Sadowski
CEO & Co-Founder
Derek Sadowski leads A.G. Sadowski Company with over 30 years of experience in surety and insurance. He has expanded the business through long-term client relationships and maintains a focus on ethical service and industry leadership.
Kathleen Sadowski
President
Kathleen 'Chick' Sadowski co-founded the company and brings decades of operational expertise. Her dedication to client service and industry growth has been instrumental in establishing the company's reputation for reliability and trust.
Ty Moffett
VP Surety Operations
Ty Moffett oversees surety operations with a background in underwriting and risk management. His technical knowledge ensures accurate bond execution and effective solutions for complex construction projects.
Samantha Cox
Senior Commercial Account Executive
Samantha Cox specializes in commercial insurance programs for contractors. Her expertise in policy design and client advocacy ensures comprehensive coverage that meets evolving project demands.
Nick Rusow
Senior Insurance Associate
Nick Rusow provides insurance solutions with a focus on risk mitigation. His experience in claims management and policy analysis helps contractors navigate complex insurance requirements and maintain compliance.
Questions
What types of surety bonds do you offer?
We provide bid bonds, performance bonds, payment bonds, and specialty bonds for construction projects. Our team negotiates programs tailored to your bonding capacity and project requirements.
How do you handle urgent bid bond requests?
We offer same-day bid bond turnaround with no standard fees. Our experienced staff prioritizes time-sensitive submissions to ensure compliance with project deadlines.
What construction insurance coverage options are available?
We offer general liability, workers' compensation, umbrella liability, builders risk, and specialized policies including pollution and management liability coverage for construction risks.
Can you assist with contract insurance requirements?
Yes, we review project-specific insurance clauses and negotiate terms to protect clients from excessive liability. Our team ensures compliance with owner and surety mandates.
How do you manage insurance claims?
Our staff collaborates with adjusters to resolve claims efficiently, including sub-deductible incidents. We prioritize timely settlements to minimize financial impact on contractors.
Do you work with out-of-state contractors?
We are licensed in most U.S. states and serve contractors nationwide. Our industry relationships enable us to provide bonding and insurance solutions across state jurisdictions.
