Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions for Businesses and Individuals in Lighthouse Point
Established in 1947, Bateman Gordon & Sands has built a legacy of providing personalized consultative insurance advice to businesses and individuals. Our four specialized divisionsCommercial Lines, Employee Benefits, Marine, and Personal Lineswork collaboratively to deliver customized risk management solutions. With access to over 200 top-rated carriers, we prioritize understanding our clients' unique needs to develop strategies that reduce risk and protect assets. Our commitment to excellence is reflected in decades of client trust and partnerships with industry leaders. We differentiate ourselves through dedicated specialists rather than generalists, ensuring comprehensive coverage tailored to each client's challenges. Our core values of trust, character, and integrity guide every interaction, from initial consultation to claims resolution.With a focus on Florida's dynamic marketplace, we combine local expertise with national resources to serve clients across industries. Our team's deep understanding of insurance complexitiesfrom OSHA compliance to marine policiespositions us as strategic advisors rather than transactional agents. This approach has earned recognition from clients, including construction firms, electrical contractors, and hospitality businesses, who highlight our responsiveness and professionalism. As the company evolves, we maintain our founding philosophy: placing client needs above sales processes to deliver enduring value.
Services
Business Insurance
Employee Benefits
Surety Bonds
Personal Insurance
Yacht & Boat Insurance
Details
- Year established: 1947
Highlights and features
- We have specialists in dedicated insurance departments rather than generalists
- Our team provides personalized consultative advice developed over 70+ years
- We maintain relationships with 200+ top-rated insurance carriers
- Our risk mitigation process includes multi-year strategic planning
- We offer 24/7 after-hours service for urgent client needs
What people say
Most helpful staff
Great job on homeowners insurance
WOW to the Group Health Team
Miracles happen at 5 PM
Beyond satisfied with service
Services
Business Insurance
Our Business Insurance division partners with clients to develop customized risk reduction strategies through the BGS Risk Advantage process. We conduct individual evaluations to identify coverage gaps, then create multi-year mitigation plans reviewed at regular intervals. Our specialists work with clients to implement risk transfer solutions, claims management programs, and safety training initiatives. This comprehensive approach helps businesses navigate complex exposures while maintaining cost-effective coverage.
Employee Benefits
The Employee Benefits division provides strategic consulting for employer-sponsored insurance programs. Our Florida-licensed agents specialize in medical funding arrangements, ancillary plans, and compliance management. We help businesses select appropriate coverage modelsfrom fully insured to self-funded arrangementswhile providing ongoing support for HR solutions and employee communication. Our team maintains relationships with top carriers to ensure competitive pricing and comprehensive benefits packages.
Surety Bonds
Our Surety Bonds service offers proactive financial structuring through the proprietary Surety Performance System. We conduct thorough financial assessments and market analyses to help contractors secure larger jobs while maintaining relationships with underwriters. The program includes capacity planning, WIP management, and contingency strategies to ensure bond availability when needed most, particularly for construction industry clients.
Personal Insurance
The Personal Insurance division specializes in coverage for high-net-worth individuals through the BGS Personal Lines Experience. We provide comprehensive risk assessments for luxury assets including homes, vehicles, and collectibles. With access to A-rated carriers like PURE, AIG, and CHUBB, we create customized policies that address unique exposures for affluent clients and their families.
Yacht & Boat Insurance
Our Marine Insurance specialists negotiate comprehensive coverage for luxury yachts and boats, addressing both physical damage and liability risks. We analyze policy terms, deductibles, and cruising areas to identify hidden exclusions. Services include crew coverage, storm plan development, and claims advocacy, ensuring protection against theft, collision, and environmental hazards for high-value watercraft.
People
Howard Newman
President
Howard Newman leads Bateman Gordon & Sands with a client-centric philosophy emphasizing trust and integrity. With decades of insurance industry experience, he oversees the agency's strategic direction while maintaining its founding commitment to personalized service. Newman ensures cross-departmental collaboration to deliver comprehensive risk management solutions.
Questions
What's the difference between an insurance agent and advisor?
An agent sells policies while our advisors develop risk reduction strategies. We focus on understanding your business to create customized solutions beyond standard insurance products.
Do you offer 24/7 insurance support?
Yes, we provide after-hours service numbers for urgent insurance needs including claims assistance and policy emergencies.
How do you handle complex insurance gaps?
Our specialists identify coverage gaps through detailed risk assessments, then develop multi-year mitigation plans with tailored insurance products and risk transfer strategies.
What areas do you serve?
While based in Lighthouse Point, Florida, we serve clients statewide with insurance solutions tailored to Florida's unique risk environment.
Can you help with yacht insurance exclusions?
Our marine specialists analyze policy terms to identify hidden exclusions and negotiate comprehensive coverage for luxury yachts, including operational territory and storm plan provisions.
Videos
