Business Details
Your Trusted Insurance Partner in Houston, TX
King Insurance Services has been dedicated to providing comprehensive insurance solutions for over three decades. Our mission is to deliver equal service to all clients, regardless of their size, while staying ahead of evolving industry regulations like COBRA and HIPAA. As members of the Houston Association of Health Underwriters, we maintain a proactive approach to understanding employer challenges and regulatory changes. We pride ourselves on transparent communication and actionable support, ensuring clients receive informed guidance tailored to their unique needs.Our expertise spans both individual and group insurance, helping clients navigate complex coverage options with confidence. With a focus on education and personalized service, we aim to simplify insurance decision-making for our clients. Our team combines deep industry knowledge with a commitment to client satisfaction, ensuring that every policyholder feels supported throughout their insurance journey. We remain dedicated to evolving with the industry while upholding our core values of honesty and integrity.
Services
HMO
PPO
Medicare Supplement
Long Term Care
401K Plans
Cancer Insurance
Dental Indemnity
DMO
Disability Insurance
Term Life
Highlights and features
- We offer over 30 years of experience in the insurance industry.
- Our team provides proactive compliance guidance for evolving regulations.
- We deliver personalized service for both individual and group insurance needs.
- Our transparent communication ensures clear, actionable support.
- We specialize in navigating complex insurance options with expertise.
Services
Health Maintenance Organization (HMO)
HMO plans provide comprehensive healthcare coverage through a network of contracted providers. Members pay a monthly premium for access to doctors, hospitals, and preventive care services. This structured approach ensures predictable costs and coordinated care management for families and individuals.
Preferred Provider Organizations (PPO)
PPO plans offer a hybrid model combining network provider benefits with out-of-network flexibility. Members enjoy lower costs within the network while retaining coverage options for non-network providers, balancing affordability with choice for diverse healthcare needs.
Medicare Supplement
Medicare Supplement plans help cover out-of-pocket costs for Original Medicare beneficiaries. These policies address gaps in coverage for hospital stays, doctor visits, and prescription drugs, providing financial security for seniors and disabled individuals.
Long Term Care
Long-term care insurance covers assistance with daily living activities for individuals facing chronic illness or age-related limitations. Policies provide financial support for home care, assisted living facilities, and nursing home services, protecting assets from unexpected care costs.
Dental Indemnity
Dental indemnity plans offer fee-for-service coverage with freedom to choose any dentist. After meeting deductibles, policies reimburse a percentage of usual, customary, and reasonable rates for preventive and restorative care, balancing flexibility with cost-sharing.
Questions
What types of insurance does King Insurance Servicess offer?
We provide health, life, dental, long-term care, Medicare supplement, disability, and retirement plans for individuals and businesses.
Do you offer group insurance plans for businesses?
Yes, we specialize in customized group insurance solutions including health, dental, and retirement plans for employers of all sizes.
What is the difference between HMO and PPO plans?
HMOs require primary care physicians and referrals for specialists, while PPOs offer more provider flexibility with out-of-network coverage options.
Can I get individual dental insurance through your agency?
We offer both Dental Indemnity and DMO plans tailored to individual needs, covering preventive care and restorative treatments.
