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36 Years
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Your Trusted Insurance Partner in Brandon, FL
Charles D. Talley Jr. Insurance is a family-owned and operated agency dedicated to providing quality insurance solutions to clients near Brandon, FL. With over 35 years of experience, we specialize in creating personalized personal and commercial insurance policies tailored to meet individual client needs. Our team of knowledgeable professionals works with more than 25 carriers to customize the most fitting solutions for each client. We actively monitor policies, manage risks to reduce potential losses, and periodically review coverage to ensure it aligns with clients' evolving needs.

Our commitment to exceptional service includes being reachable almost anytime to assist clients with informed decision-making. We pride ourselves on being a trusted local partner, offering comprehensive coverage options at competitive rates while maintaining deep community ties through active involvement in local causes and organizations.
Services
Auto Insurance Home Insurance Commercial Insurance Flood Insurance Boat Insurance RV Insurance Mobile Home Insurance Builders Risk Insurance Professional Liability Insurance Investment Property Insurance
Details
  • Year established: 1990
Highlights and features
  • We offer over 35 years of experience serving Brandon's insurance needs
  • We work with 25+ carriers to find the best coverage options
  • Our risk management approach reduces potential losses for clients
  • We provide periodic coverage reviews to match life changes
  • We maintain 24/7 availability for client convenience
What people say
Professionalism and passion Best coverage options Grade A service One stop shop Great value
Services
Auto Insurance
Our auto insurance policies protect Florida drivers against financial losses from accidents, theft, or natural disasters. We offer comprehensive coverage options including liability protection, uninsured motorist coverage, and collision insurance. Our agents help clients understand Florida's legal requirements while finding competitive rates through our network of 25+ carriers. We specialize in tailoring policies for both personal and commercial vehicles.
Home Insurance
We provide customized home insurance solutions protecting against property damage, liability claims, and additional living expenses during repairs. Our policies cover structural damage from storms, theft, and other perils while offering optional flood and wind mitigation coverage. With local expertise in Brandon's unique risks, we ensure adequate protection for both primary residences and investment properties.
Commercial Insurance
Our commercial insurance packages protect businesses against property damage, liability claims, and operational disruptions. We offer specialized coverage including general liability, professional liability, workers' compensation, and builders risk insurance. Our local experts understand Brandon's business environment, providing tailored solutions for retail stores, service providers, and construction companies facing regional challenges like hurricane preparedness.
Flood Insurance
We provide specialized flood insurance policies covering water damage not included in standard homeowners or commercial policies. Our agents help clients navigate NFIP requirements and private market options to protect properties in Brandon's flood-prone areas. This coverage extends to both residential and commercial properties, addressing structural damage and personal property losses from flooding events.
RV Insurance
Our RV insurance policies protect recreational vehicles with coverage for collision damage, liability claims, and personal property losses. We offer specialized protection for both occasional users and full-time residents, including vacation liability coverage and roadside assistance. Our agents help clients determine appropriate coverage levels based on usage patterns and storage requirements in the Brandon climate.
People
Charles D. Talley Jr.
Owner
With over 40 years in insurance, Chuck founded the agency in 1983 after training with Nationwide Insurance. He transitioned to independent status in 2008 to offer broader options. Active in community service, he serves on the YMCA Camp Christina board and supports local causes.
Adam Talley
Manager/Producer
Third-generation insurance professional with a Florida State University education. Specializes in auto, home, and commercial insurance while serving the Tampa Bay area since 2014. Active Ybor City Rotary Club member focused on community improvement initiatives.
Kelly Daniels
Customer Service Representative
13-year insurance veteran with experience at State Farm and Charles D. Talley Jr. Insurance since 2008. Holds 4-40 insurance license and provides expert customer service to Brandon residents, specializing in policy management and claims assistance.
Ria Frankel
Customer Service Representative
Tampa native with dual insurance licenses (4-40 and 2-20) and real estate expertise. Joined Charles D. Talley Jr. Insurance in 2023 after experience at P&C Solutions. Combines insurance knowledge with local market understanding to serve clients effectively.
Vickie Pazo
Customer Service Representative
Key West native with 40 years of insurance experience, including 20 years at an independent agency before joining Talley in 2023. Brings extensive customer service expertise and family-oriented perspective to client interactions.
Questions
What types of insurance does Talley Insurance offer?
We provide auto, home, commercial, flood, boat, RV, mobile home, builders risk, professional liability, and investment property insurance solutions in Brandon, FL.
How can I get a free insurance quote?
Call us at (813) 685-9393, complete our online form, or visit our Brandon office at 1335 Oakfield Dr. to receive a personalized, free insurance quote.
Do you offer 24/7 insurance support?
Yes, we're reachable almost anytime for urgent insurance needs, claims assistance, or policy questions through our main office number.
What areas do you serve?
We primarily serve Brandon, Riverview, St. Petersburg, Tampa, and Valrico areas with personalized insurance solutions for residents and businesses.
How do you help clients save money?
By comparing policies from 25+ carriers, identifying applicable discounts, and customizing coverage to match actual needs rather than generic requirements.
What makes Talley Insurance different?
As a family-owned agency with 35+ years local experience, we combine personalized service with access to multiple carriers, offering both competitive pricing and community-focused support.
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