Business Details
48 Years
experience
Your Trusted Dental Malpractice Insurance Partner in Utah
Founded in 1978 by dentists for dentists, PIE Utah has been the premier provider of professional liability insurance for dental practitioners in Utah. Our mission is to protect dental professionals' practices, families, and reputations through affordable, tailored insurance solutions. As a mutual insurance company managed by a dentist-CEO and governed by a board of Utah dentists, we combine industry expertise with firsthand understanding of dental practice challenges. Our comprehensive coverage includes professional liability insurance, office liability, workers' compensation, and disability insurance through our licensed agency, Professional Assurance Corporation. We prioritize affordability without compromising quality, offering policies at a fraction of the cost while maintaining rigorous standards.Our unique dentist-owned structure ensures decisions always align with policyholders' best interests. With over 45 years of experience navigating complex claims, we provide expert guidance and efficient claims management that larger insurers cannot match. Our team of licensed agents and dental professionals delivers personalized support, empowering clients to make informed decisions about their coverage. We maintain industry-leading standards through our stringent claim-file protocols that protect dentists from unnecessary reporting requirements. As Utah's choice for dental malpractice insurance, we serve approximately 75% of the state's dentists and remain committed to innovation and community service.
Services
Professional Liability Insurance
Disability Insurance
Office Liability Insurance
Workers' Compensation
Policy Review Services
Details
- Year established: 1978
Highlights and features
- Dentist-owned and operated since 1978 with industry-specific expertise
- Affordable rates at a fraction of standard market prices
- Personalized support from dental professionals with firsthand experience
- 45+ years of proven success in protecting Utah dental practices
- Efficient claims management with dentist-focused protocols
What people say
Best in the business
So valuable
Keep us informed
Easy to work with
Have our best interests
Services
Professional Liability Insurance
Our core offering provides comprehensive protection against dental malpractice claims. This claims-made policy includes standard coverage limits of $1M per claim/$3M aggregate, with optional upgrades available. We guide dentists through risk management and offer expert claims support while maintaining strict protocols to prevent unnecessary claim filings that could impact future coverage.
Office Liability Insurance
Through our affiliated agency, we offer office liability insurance that protects dental practices from property damage, equipment malfunctions, and staff injuries. This coverage safeguards your practice's financial stability while maintaining your professional reputation. Our partners at Berkley Risk Services provide customized solutions for dental office operations.
Workers' Compensation
We facilitate workers' compensation coverage through Berkley Risk Services to protect both employers and employees. This insurance provides medical benefits and wage replacement for work-related injuries while shielding practices from potential lawsuits. Our solutions ensure compliance with state requirements while offering comprehensive support for dental office staff.
Disability Insurance
Through Eberting Associates LLC, we offer disability insurance that provides financial security during unexpected health challenges. This coverage ensures continued income for dental professionals unable to work due to illness or injury. Our solutions help maintain practice stability while protecting personal financial obligations during difficult times.
Policy Review Services
We provide expert guidance to help dentists evaluate and enhance their insurance coverage. Our team assists with policy analysis, premium adjustments, and protocol modifications to ensure optimal protection. This service empowers dental professionals to make informed decisions about their risk management strategies while maintaining cost-effectiveness.
People
David L. Alvord
CEO
A practicing dentist with extensive leadership experience, Dr. Alvord serves as PIE Utah's CEO. He brings dental expertise and governance experience from roles including Salt Lake District Dental Society board member and Salt Lake County Council representative. His dual perspective combines clinical understanding with organizational leadership.
Maralee Willardson
Office Manager
With over 20 years at PIE Utah and 30 years in dental professions, Maralee provides operational expertise as Office Manager. A licensed insurance agent and notary, her dental assistant background gives unique insight into practitioners' needs while managing day-to-day operations and client support.
April Dwyer
Licensed Agent
A registered dental hygienist with 23 years of clinical experience, April combines dental expertise with insurance knowledge. Holding active licenses in Utah and New Hampshire, she provides specialized insurance guidance informed by firsthand understanding of dental practice operations and risk management needs.
Spencer Strickland
Accountant
As PIE Utah's accountant, Spencer brings 20+ years of accounting experience with dental professionals. A former partner at BDO USA LLP, he holds a Master's in Accounting and provides financial expertise while understanding the unique business requirements of dental practices through his extensive industry background.
Questions
What types of policies does PIE offer?
We provide claims-made professional liability insurance with standard $1M/$3M coverage, optional $2M/$6M upgrades, and customized higher limits. We also facilitate office liability, workers' compensation, and disability insurance through affiliated providers.
When should I purchase dental malpractice insurance?
Secure coverage before treating your first patient. Associates should verify if practice owners provide coverage or if individual policies are needed. We recommend obtaining protection prior to beginning clinical operations.
How does policy renewal work?
Receive renewal notices 4-6 weeks before your annual date. Log in to review and renew coverage, with reminder emails sent if renewal isn't completed immediately. Policies not renewed by the date require reinstatement through our office.
How can I update my policy?
Contact our licensed agents - April for last names A-L or Maralee for M-Z. They can assist with coverage changes, provide updated quotes, and address specific insurance needs while maintaining personalized service.
Who qualifies for PIE coverage?
We serve Utah-licensed dentists practicing in-state. Hygienists receive automatic coverage under dentist policies, with optional H-rider or individual policies available for those administering local anesthetics.
How do I apply for coverage?
Create an account at pieutah.com, complete the application with loss run reports, Utah dental license copy, and first-quarter payment. Our team will review submissions and guide applicants through final approval steps.
