Business Details
39 Years
experience
Your Trusted Insurance Partner in Torrance, CA
MCD Insurance Agency has been providing comprehensive insurance solutions to individuals, families, and businesses since 1987. As a Farmers Insurance Agency, we specialize in multi-line insurance products tailored to meet diverse client needs across California and eight additional states. Our team of licensed professionals brings decades of combined experience in life, health, auto, home, business, and specialty insurance sectors. We pride ourselves on personalized service, leveraging advanced web-based tools to facilitate informed decision-making while maintaining a family-oriented approach to client relationships.Our expertise spans commercial insurance, employee benefits, and risk management strategies designed to protect clients' assets and future. With a legacy of community involvement and professional excellence, we deliver customized insurance solutions backed by a commitment to treating every client like family. Our integrated service model combines local market knowledge with nationwide carrier partnerships to ensure competitive pricing and comprehensive coverage options. Through continuous education and adherence to industry best practices, we maintain our position as trusted advisors in the insurance industry.
Services
Life Insurance
Home Insurance
Business Insurance
Auto Insurance
Travel Insurance
Workers Compensation
Pet Insurance
Health Insurance
Disability Insurance
Specialty Insurance
Details
- Year established: 1987
Highlights and features
- We offer 35+ years of insurance expertise since 1987
- Our team includes Chartered Life Underwriter professionals
- We provide personalized service across 9 states
- Family-owned agency with local community involvement
- Specialized in commercial insurance and employee benefits
What people say
True professional
Dedicated business professional
Reliable service
Competitive rates
Genuine care
Services
Life Insurance
MCD Insurance Agency offers comprehensive life insurance solutions including term, universal, and whole life policies. We help clients secure their family's financial future through customizable coverage options tailored to individual needs and budgetary constraints. Our specialists work with multiple carriers to ensure competitive pricing and flexible policy terms that adapt to changing life circumstances.
Home Insurance
Our home insurance services protect residential properties through standard homeowners policies and specialized coverage options. We offer protection for first-time buyers, multi-property owners, and unique dwellings through partnerships with leading insurers like Farmers and Foremost Insurance Group. Policies include coverage for property damage, liability protection, and additional living expenses during repairs.
Business Insurance
MCD provides comprehensive business insurance solutions including property, liability, and workers' compensation coverage. We specialize in creating customized risk management strategies for businesses of all sizes, from sole proprietorships to large corporations. Our services include commercial umbrella policies, employee benefit plans, and specialized coverage for unique business needs across various industries.
Auto Insurance
We offer auto insurance policies for standard and specialty vehicles through Farmers Insurance and Bristol West Specialty Auto. Our coverage options protect drivers with various risk profiles, including high-risk drivers and those with unique vehicles like motorcycles, motorhomes, and watercraft. Policies include liability coverage, collision protection, and comprehensive coverage options tailored to individual driving needs.
Travel Insurance
MCD's travel insurance plans provide worldwide coverage for medical emergencies, trip cancellations, and lost luggage. We offer single-trip, long-term international, and student-specific policies that protect against unexpected travel disruptions. Our plans cover medical expenses abroad, emergency evacuation, and trip interruption costs while offering customizable options for extended stays and specialized travel needs.
People
Michael P. Delaney
Licensed Property & Casualty, Life and Health Insurance Agent
A fifth-generation insurance professional with CLU designation since 2005, specializing in commercial insurance and employee benefits. Holds BA in Interdisciplinary Studies from Cal State University Dominguez Hills.
Patrick ORourke
Personal Lines Specialist
Licensed since 2013 with background in life & health insurance. Holds Property & Casualty license and serves as personal lines specialist at MCD Insurance Agency.
Robin Perez
Licensed Insurance Agent
17-year insurance industry veteran trained by the Delaney team. Specializes in customer service and policy assistance with extensive experience in South Bay market.
Michael C. Delaney
President
LUTCF designee and Farmers Agent since 1987. Third-generation insurance professional with deep community ties, serving as past president of South Bay Active 20/30 Club and NAIFA member.
Teresa Lorenz
Insurance Professional
30-year insurance veteran with expertise in property & casualty insurance. Holds BA in Family & Consumer Science from Cal State University Long Beach, specializing in customer service and policy education.
Questions
What types of insurance does MCD Insurance Agency offer?
We provide life, health, auto, home, business, travel, workers' compensation, and pet insurance solutions tailored to individual and commercial needs.
How can I get an insurance quote?
Request instant quotes online for health insurance through MyEHealthPlans or use Farmers' instant quote form for other insurance types.
Do you offer insurance outside California?
Yes, we're licensed to serve clients in Arizona, Massachusetts, Nevada, New York, South Carolina, Texas, Tennessee, and Washington.
What makes MCD Insurance different from competitors?
We combine 35+ years of experience with personalized service, family values, and a commitment to treating every client like family.
Can you help with high-risk insurance needs?
Yes, we specialize in finding coverage solutions for high-risk drivers and businesses with complex insurance requirements.
