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Business Details
47 Years
experience
Your Trusted Insurance Partner in Nashville, TN
Parker & Watts Insurance has been serving the Middle Tennessee community since 1979, providing comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses. Our commitment to personalized service sets us apart in an industry increasingly dominated by automated systems. As independent agents, we work exclusively for our clients, not insurance companies, ensuring unbiased comparisons across multiple providers to secure competitive rates and robust coverage. With decades of local expertise, we specialize in Auto, Home, Business, Life, and Health insurance, including Medicare supplements and Advantage plans. Our team prioritizes building long-term relationships through transparency, ethical practices, and a deep understanding of evolving insurance landscapes.

We actively engage with the Nashville area community, treating clients as neighbors rather than policy numbers. By staying attuned to regional market dynamics, we deliver customized protection strategies that adapt to life's changing circumstances. Our office maintains rigorous standards for service quality, ensuring clients receive timely support during both routine inquiries and critical claim situations. Through consistent education and clear communication, we empower clients to make informed decisions about their financial security.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Medicare Supplements Flood Insurance Commercial Property Workers' Compensation Bond Services Medicare Advantage
Details
  • Year established: 1979
Highlights and features
  • We've served Middle Tennessee communities since 1979 with local insurance expertise
  • As independent agents, we compare multiple carriers to find your best coverage
  • Our personalized approach ensures policies tailored to individual life circumstances
  • Specialists in Medicare options with access to top-rated Tennessee providers
  • Experienced team navigating complex insurance markets during inflationary periods
What people say
Personalized service Great coverage options Competitive rates Knowledgeable agents Quick claim processing
Services
Auto Insurance
Protect your vehicle with customizable auto insurance policies tailored to Tennessee drivers' needs. Our coverage options include liability protection, collision coverage, and comprehensive plans that adapt to changing driving patterns and vehicle values. We help clients navigate premium adjustments during inflationary periods while maintaining financial security.
Medicare Supplements
Specialized Medicare supplement insurance that fills coverage gaps in Original Medicare. Our agents compare plans from top-rated Tennessee providers to find solutions matching individual healthcare needs, prescription requirements, and budget considerations while explaining Part D and Advantage plan differences.
Commercial Insurance
Comprehensive risk management solutions for Nashville-area businesses, including general liability, property coverage, and workers' compensation. We tailor packages to specific industries while offering umbrella policies for enhanced liability protection and bond services for contractual obligations.
Flood Insurance
Flood risk assessment and coverage options through both National Flood Insurance Program (NFIP) and private market providers. We help clients compare policy costs and requirements while streamlining the application process for residential and commercial properties in Middle Tennessee.
Life Insurance
Affordable term life insurance solutions that provide financial security for families during critical life stages. Our agents explain policy options, help determine appropriate coverage amounts, and offer guidance on updating policies during major life events like marriage or business formation.
Questions
What insurance types do you offer?
We provide Auto, Home, Life, Health (including Medicare), Business, Flood, and Workers' Compensation insurance for Middle Tennessee residents and businesses.
Are you independent agents?
Yes, we're independent insurance agents representing multiple carriers to ensure unbiased comparisons and competitive pricing for our clients.
How can I get flood insurance?
We offer flood insurance through both NFIP and private market providers, helping you compare options and complete applications quickly.
Do you serve businesses?
Yes, we provide commercial insurance packages including liability, property, auto, umbrella, and workers' compensation coverage for Nashville-area businesses.
What are Medicare Advantage plans?
Medicare Advantage plans are alternatives to Original Medicare offering additional benefits through private insurers, which we can help you compare and enroll in.
Can I get a free quote?
Yes, we offer free, no-obligation insurance quotes through in-person meetings, phone calls, or virtual consultations at your convenience.