Business Details
30 Years
experience
Your Trusted Title Insurance Partner in Edina, MN
Premier Title has been a trusted provider of title insurance and closing services since 1996. Our team is dedicated to delivering personalized attention while maintaining the highest standards of accuracy and efficiency. We specialize in construction loan closings, purchase and sale transactions, relocation services, refinancing, and commercial transactions. Our expertise spans both residential and commercial markets, ensuring comprehensive solutions for clients ranging from individual homeowners to large corporations. Backed by two leading underwriters, Fidelity National Title Insurance Company and Old Republic National Title Insurance Company, we provide reliable protection for property transactions.Our staff combines decades of experience with a commitment to resolving complex title issues. We prioritize transparency and client education throughout every transaction process. Our Edina, Minnesota-based agency serves clients statewide with a focus on minimizing risk and maximizing security. Through consistent service excellence, we have built a reputation as a leader in the title insurance industry. Our approach balances technical precision with a client-centric philosophy to ensure seamless closing experiences.
Services
Title Insurance
Closing Services
Construction Loan Closing
Purchase Transactions
Commercial Transactions
Refinancing Services
Relocation Transactions
Details
- Year established: 1996
Highlights and features
- We have provided title insurance services since 1996
- Specialize in construction loan closing and commercial transactions
- Insured by Fidelity National Title and Old Republic National Title
- Dedicated to personalized attention and efficient service delivery
- Experienced team with expertise in complex title examinations
Services
Title Insurance
Title insurance protects property owners and lenders against financial loss from title defects. Our policies defend against lawsuits challenging ownership or reimburse losses up to policy limits. We offer both owner's and lender's policies to ensure comprehensive protection for residential and commercial transactions.
Closing Services
Our professional closing services manage all aspects of property transfer. We coordinate document preparation, fund disbursement, and legal compliance for purchase transactions, refinances, and construction loans. Our experienced team ensures accurate execution of closing procedures while maintaining clear communication with all parties involved in Minnesota real estate transactions.
Commercial Transactions
We specialize in complex commercial real estate transactions including office buildings, industrial properties, and multi-family developments. Our services cover title examination, due diligence support, and customized closing solutions for corporations, developers, and financial institutions conducting business property transfers in Minnesota's commercial market.
People
Gary Wilkerson
President
Gary Wilkerson founded Premier Title in 1996 after practicing real estate law in Minnesota for 37 years. As the first attorney certified in real property law specialization in Minnesota, he brings unparalleled legal expertise to title insurance services while maintaining active leadership of the company.
Joan Young
Closer
Joan Young has over 30 years of experience in residential and commercial closings. Her expertise in construction projects and property development, combined with personalized client service, ensures smooth transaction processes for individual homeowners and corporate clients across Minnesota's real estate market.
Marina Wilkerson
Closer & Title Examiner
Marina Wilkerson provides 17 years of title examination and closing expertise. She specializes in land purchases, development projects, and residential transactions, maintaining meticulous attention to detail that ensures comprehensive title verification and client satisfaction for both lenders and property owners.
Questions
What is title insurance?
Title insurance protects against financial loss from title defects that existed before property purchase. It covers legal defense costs or reimburses losses up to policy limits for issues like forged documents or undiscovered liens.
How does title insurance differ from homeowners insurance?
Unlike homeowners insurance that covers future risks like fire or theft, title insurance protects against past ownership issues that affect property rights. It doesn't cover physical property damage but addresses legal ownership risks.
What types of title insurance policies exist?
We offer owner's policies protecting property buyers and lender's policies covering mortgage lenders. Owner's policies defend against pre-existing title problems, while lender's policies protect loan amounts until mortgages are paid in full.
Why do lenders require loan policies?
Lenders require loan policies to protect their financial interest in mortgaged properties. These policies reimburse lenders for losses if title defects invalidate property liens, covering up to the outstanding loan balance.
What common title issues does insurance cover?
Coverage includes forgery, fraud, missing heirs, incorrect legal descriptions, and errors in public records. Policies protect against 20 common risks including false impersonation, unsatisfied claims, and clerical recording mistakes.
