Business Details
Specialized Transportation Insurance Solutions
Altamont Transportation Insurance Brokerage is a highly specialized transportation MGA/Wholesale insurance broker dedicated to providing tailored insurance solutions for the transportation industry. With decades of combined experience in truck insurance, we offer retail agents access to top-tier insurance carriers and exclusive programs designed to meet complex needs. Our team prioritizes client relationships, ensuring personalized service through direct communication, prompt quote turnaround within 24-48 hours, and streamlined policy issuance with binding authority. We specialize in primary liability, physical damage, cargo coverage, excess liability, and stock throughput policies, catering to fleets of all sizes, including challenging-to-place risks. Our commitment to innovation extends to specialty captive solutions for excess liability, offering potential underwriting profits of up to 45% for clients.Backed by partnerships with A+ rated admitted and non-admitted carriers, we deliver a preferred level of service through direct claims management and adjuster coordination. Our expertise spans commercial auto liability, garage keepers liability, and large deductible programs, serving targeted classes such as ambulances, couriers, and specialized freight haulers. With offices in Stockton and San Diego, California, we combine local market knowledge with nationwide program availability across 28-48 states. Our underwriting approach emphasizes transparency, competitive rates, and customized risk management strategies to address hard market challenges like premium increases and coverage exclusions. As a licensed brokerage (CA License OL74663), we maintain rigorous standards for driver qualifications, fleet safety protocols, and compliance with DOT regulations to ensure reliable coverage for our clients.
Services
Truck Liability
Excess Liability
Motor Truck Cargo
Stock Throughput
Commercial Auto
Physical Damage
Garage Keepers
Large Deductible Programs
Highlights and features
- We offer 24-48 hour quote turnaround for transportation insurance needs
- We provide exclusive captive insurance solutions with potential 45% underwriting profits
- Our team specializes in hard-to-place transportation risks and new ventures
- We maintain partnerships with A+ rated admitted and non-admitted carriers
- Our underwriting process includes customized risk management strategies for fleets
Associations and certifications
- A.M. BEST RATING A XII
Services
Truck Liability
Our truck liability insurance provides comprehensive coverage for commercial fleets, including primary liability and excess liability options. Designed for fleets with 1-300+ power units, this service offers limits up to $10 million with deductible options starting at $50,000. Backed by A.M. Best A XII rated carriers, we specialize in customized solutions for both standard and hard-to-place risks across multiple states.
Excess Liability
Excess liability programs feature specialty captive insurance options that can return up to 45% of premiums based on claims performance. These solutions address hard market challenges through flexible coverage structures, including policies up to $10 million excess of primary. Our programs cater to fleets facing non-renewal issues or requiring customized coverage extensions not available in traditional markets.
Motor Truck Cargo
Motor truck cargo insurance protects freight haulers against loss or damage to transported goods. Available as standalone coverage or bundled with physical damage, this service accommodates all fleet sizes with multiple deductible options. We specialize in challenging cargo types including hazardous materials, food grade commodities, and specialized freight requiring specific endorsements.
Stock Throughput
Stock throughput policies cover movable goods for companies involved in import, export, or distribution. This service protects inventory at all stages from raw materials to finished products, with customized solutions for bulk commodity transporters and specialized freight operators. Coverage includes protection for terminal locations and tank farm facilities meeting minimum underwriting criteria.
Commercial Auto
Commercial auto insurance programs address diverse transportation needs including public auto, non-emergency medical transport, and specialty vehicle coverage. We offer standalone physical damage and hired/non-owned liability options for challenging classes like ambulances, funeral operators, and specialized freight haulers. Our programs exclude undesirable classes while maintaining competitive rates for acceptable risks.
People
Carolyn Rupp
Insurance Broker
With extensive experience in transportation insurance, Carolyn Rupp specializes in connecting clients with tailored insurance solutions. She manages submissions and policy coordination while maintaining direct client communication channels.
Alan Shetzer
Coverage Specialist
Alan Shetzer focuses on new coverage programs and risk management solutions, leveraging industry relationships to develop innovative insurance products for challenging transportation exposures.
Questions
What types of transportation insurance do you specialize in?
We specialize in truck liability, excess liability, motor truck cargo, stock throughput, and commercial auto insurance for fleets of all sizes.
Do you offer coverage for new transportation ventures?
Yes, we provide insurance programs for new ventures with 0-24 months in business, including small fleets with 1-5 power units.
How quickly can I get a quote?
Most quotes are completed within 24-48 hours after receiving required underwriting information and applications.
What states do your programs cover?
Our programs operate in 28-48 states depending on specific coverage types and fleet configurations.
Do you handle difficult-to-place insurance risks?
Yes, we specialize in challenging placements including non-standard fleets, new ventures, and carriers facing market non-renewal.
What underwriting information is required?
We need completed ACORD applications, loss runs, driver lists, financial statements, and safety program documentation for underwriting.
