Business Details
47 Years
experience
Commercial Truck & Livery Insurance Experts in Metairie, LA
Adriatic Insurance has been a trusted provider of specialized commercial insurance solutions since our incorporation in 1979. With an A+ Superior rating from A.M. Best since 2007, we focus on underwriting Commercial Physical Damage and Motor Truck Cargo coverages for trucking, livery, and hard-to-place risks across the United States. Our expertise spans local and long-haul trucking, taxi services, limousines, and ambulance operations, including coverage for Uber and Lyft vehicles. We offer tailored policies with limits up to $150,000 for commercial trucking and $150,000 for motor truck cargo, alongside niche offerings like reefer coverage and containerized freight insurance.As a non-admitted carrier in most states, we collaborate exclusively with licensed excess and surplus lines brokers to deliver flexible solutions for complex risks. Our commitment to underwriting excellence and client-focused service has driven consistent growth, particularly in emerging transportation sectors. With operations headquartered in Metairie, Louisiana, and licensing in Delaware, Nevada, New Mexico, and North Dakota, we maintain a national footprint while preserving the agility to address unique insurance challenges.
Services
Commercial Auto Insurance
Motor Truck Cargo Coverage
Reefer Protection
Livery Vehicle Insurance
Ambulance Services Coverage
School Bus Insurance
Excess Lines Policies
Surplus Lines Solutions
Fleet Insurance
Hard-to-Place Risk Coverage
Details
- Year established: 1979
Highlights and features
- A+ AM Best rating since 2007 demonstrates financial strength and reliability
- Specialize in hard-to-place risks with tailored underwriting solutions
- Nationwide coverage through excess and surplus lines partnerships
- Offer commercial truck limits up to $150,000 for qualified risks
- Pioneering livery insurance for rideshare vehicles since market emergence
Associations and certifications
- A.M. Best
Services
Commercial Auto Insurance
We provide comprehensive physical damage insurance for commercial trucking operations, covering individual units and fleets nationwide. Our policies address local and long-haul trucking needs with flexible limits up to $150,000 for qualified risks. Specialized underwriting accommodates diverse cargo types and operational profiles.
Motor Truck Cargo
Our cargo insurance safeguards transported goods with standard limits of $100,000 and higher options for eligible clients. Coverage includes building materials, containerized freight, and temperature-controlled shipments through reefer protection. Policies are structured to meet specific transportation requirements.
Livery Vehicle Insurance
We offer specialized insurance for livery operations including taxis, limousines, and rideshare vehicles. Coverage extends to emergency and non-emergency ambulance services, with tailored solutions for school bus operations. Our program adapts to evolving transportation models like Uber and Lyft fleets.
Excess Lines Policies
As a non-admitted carrier in most states, we deliver customized insurance solutions through licensed excess and surplus lines brokers. This approach enables coverage for unique risks that standard markets cannot accommodate while maintaining regulatory compliance across jurisdictions.
Hard-to-Place Risk Coverage
Our underwriting expertise focuses on challenging risk profiles that traditional carriers decline. We develop bespoke solutions for complex transportation exposures while excluding only tour bus operations and stainless steel trailer businesses from consideration.
Questions
What commercial insurance products do you specialize in?
We focus on commercial auto physical damage and motor truck cargo insurance for trucking operations, livery services, and hard-to-place transportation risks nationwide.
How long have you been in the insurance business?
Adriatic Insurance Company has specialized in transportation risk coverage since 1979, maintaining an A+ AM Best rating since 2007.
Do you cover rideshare vehicles like Uber or Lyft?
Yes, we actively insure livery vehicles including Uber and Lyft fleets, with expanded coverage options for this growing transportation segment.
How can agents access your insurance programs?
We partner exclusively with licensed excess and surplus lines brokers. Contact us directly at (800) 535-7291 to discuss appointment opportunities.
What underwriting standards apply to high-value risks?
We consider vehicles valued up to $150,000 and cargo limits to $150,000 when risk profiles meet our specific underwriting criteria for enhanced coverage.
