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10 Years
experience
Trusted Insurance Solutions in Fort Myers, FL
Way Better Insurance has been dedicated to providing comprehensive insurance solutions since 2016, prioritizing client satisfaction and personalized service. Our team of experienced professionals specializes in homeowners, auto, flood, yacht, and umbrella insurance, ensuring tailored coverage for diverse needs. With a focus on transparency and affordability, we work closely with clients to secure competitive rates while maintaining robust protection. Recognized for our exceptional customer service, we have earned a 4.8 Google rating from 166 reviews, reflecting our commitment to resolving claims efficiently and delivering honest, client-centric advice.

Our expertise extends to navigating complex insurance requirements, including Florida's mandatory auto coverage and flood risk mitigation. By partnering with trusted carriers and leveraging industry knowledge, we empower clients to make informed decisions that safeguard their assets and future.
Services
Homeowners Insurance Auto Insurance Flood Insurance Yacht Insurance Umbrella Insurance
Details
  • Year established: 2016
Highlights and features
  • We offer immediate quote generation with transparent pricing structures.
  • Our team includes senior agents with decades of localized insurance expertise.
  • We guarantee 24/7 claims support through partnered carrier networks.
  • We provide specialized coverage for high-risk properties in Florida.
  • Our client service advisors maintain 98% first-contact resolution rates.
What people say
Immediate quote generation Significant premium savings Genuine, honest service Exceeded expectations Expertise in Florida risks
Services
Homeowners Insurance
Protects against property damage and liability claims for primary residences. Covers structural repairs, personal property replacement, and additional living expenses during rebuilding. Includes protection for dwelling, other structures, and medical payments liability. Designed for Florida's climate risks including wind/hail damage.
Auto Insurance
Comprehensive auto protection meeting Florida's minimum requirements. Includes bodily injury liability, property damage, and personal injury protection. Offers optional collision coverage, uninsured motorist protection, and equipment breakdown add-ons. Tailored for drivers seeking affordable rates with customizable deductibles.
Flood Insurance
Specialized coverage for flood-related damages not included in standard policies. Protects foundations, systems, and appliances against rising groundwater. Available through NFIP partnership with uniform pricing nationwide. Recommended for both high-risk and moderate-risk areas across Florida.
Yacht Insurance
Custom policies for boat owners requiring protection against water-related incidents. Covers hull damage, liability for maritime accidents, and emergency towing services. Includes protection for onboard equipment and personal property during navigation or docking.
Umbrella Insurance
Supplemental liability coverage extending beyond standard policy limits. Protects against catastrophic claims from lawsuits or major accidents. Designed for clients needing enhanced financial protection for assets and future earnings.
People
Scott Ehrenfeld
Managing Partner
With 15+ years in insurance, Scott leads strategic operations and client relations. Former executive at major carriers, he specializes in risk assessment and policy optimization for Florida properties.
Steven Briggs
Senior Insurance Agent
Licensed agent since 2010, Steven focuses on personalized policy creation. Recognized for resolving complex claims efficiently, he maintains a 97% client retention rate through transparent advisory services.
Karen Culbertson
Founding Partner
Industry veteran with 25+ years experience, Karen established the agency's community-focused approach. Expert in commercial and residential insurance products, she mentors new agents in ethical sales practices.
Bob Gabriel
Coverage Advisor
Specializing in high-risk property insurance since 2014, Bob helps clients secure coverage in challenging markets. Certified in catastrophe modeling, he provides risk mitigation strategies for coastal properties.
Ruth Villanueva
Managing Partner - Babcock Ranch
Leading the Babcock Ranch office since 2018, Ruth focuses on new community developments. She partners with builders to ensure compliant insurance packages for emerging residential projects.
Questions
What insurance types do you specialize in?
We specialize in homeowners, auto, flood, yacht, and umbrella insurance policies tailored to Florida residents' needs.
How quickly can I get a quote?
Our digital tools provide immediate quotes with no obligation, available 24/7 through our website or phone representatives.
Do you offer multi-policy discounts?
Yes, bundling home and auto policies qualifies for our Single Loss Deductible program and additional premium reductions.
How do claims get processed after hours?
For urgent claims, contact our carrier partners directly using the 24/7 numbers listed on our website during office closures.
Are you licensed in Florida?
We are fully licensed Florida insurance agents with active certifications through the Florida Office of Insurance Regulation.
What sets you apart from competitors?
Our local expertise combined with personalized service ensures optimal coverage at competitive rates, verified by 166+ Google reviews.