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Your Trusted Insurance Partner in Colorado Springs
Kolby Zipperer has built a reputation for delivering personalized insurance solutions to families in Colorado Springs and surrounding communities. With a background as a U.S. Navy Search and Rescue Swimmer and a degree in Economics from the University of Florida, Kolby Zipperer combines military discipline with financial expertise to guide clients through insurance and retirement planning. Our team prioritizes integrity, offering tailored coverage for auto, home, life, and business needs while leveraging advanced customer management technologies.

We serve military personnel, veterans, and local residents across Colorado, emphasizing transparency, local market knowledge, and 24/7 accessibility. Our commitment to community extends to wildlife conservation and supporting clients through every life stage.
Services
Auto Insurance Homeowners Insurance Business Insurance Life Insurance Pet Insurance Renters Insurance Condo Insurance Personal Articles Insurance Health Insurance
Highlights and features
  • We offer 24/7 personalized customer support for emergencies.
  • Our team includes licensed experts with local market knowledge.
  • We provide tailored insurance solutions for military and veterans.
  • We guarantee transparent pricing with no hidden fees.
  • Our agents have decades of combined experience in insurance planning.
What people say
Helpful and patient staff Quick and honest recommendations Personalized insurance solutions 24/7 availability Military-friendly service
Services
Auto Insurance
Our auto insurance policies protect drivers with customizable coverage options, including liability, collision, and comprehensive protection. We offer competitive rates for personal and commercial vehicles, with discounts for safe drivers and multi-policy bundling. Our licensed agents help Colorado residents find the right balance of coverage and affordability.
Homeowners Insurance
We provide homeowners insurance covering property damage, liability, and personal belongings for houses, condos, and townhomes. Policies include protection against natural disasters common in Colorado, with optional flood or earthquake coverage. Our team ensures proper valuation and replacement cost estimates for your home.
Life Insurance
Our life insurance solutions include term and whole life policies to secure your family's financial future. We help clients determine appropriate coverage amounts based on income replacement needs, debts, and future expenses like education costs for dependents.
Business Insurance
We offer business insurance packages covering liability, property damage, and operational risks for Colorado small businesses. Policies can include workers' compensation, commercial auto, and professional liability coverage tailored to your industry needs.
Pet Insurance
Our pet insurance plans cover veterinary expenses for accidents, illnesses, and chronic conditions. We offer customizable deductibles and reimbursement levels for dogs and cats, with coverage options for routine care and emergency treatments.
People
Kolby Zipperer
Agent
Former U.S. Navy Search and Rescue Swimmer with economics degree from University of Florida. Specializes in insurance and retirement planning for Colorado families and military communities.
McKenzie Smith
Account Manager
Licensed insurance professional with expertise in policy management and customer protection strategies. Active community volunteer and sports coach in Colorado Springs.
Davis Morgan
Account Manager
Former pastoral minister with 20 years of community service experience. Combines communication skills with insurance expertise to help clients navigate coverage options.
Victoria Hollon
Account Manager
Licensed insurance specialist focused on simplifying complex coverage decisions for new and experienced policyholders in Colorado.
Tyler Krohn
Account Manager
Musician and early graduate who helps Colorado residents save on home and auto insurance through personalized policy comparisons.
Questions
What types of insurance do you offer?
We provide auto, homeowners, life, business, pet, renters, condo, personal articles, health, and specialty insurance policies.
Do you serve military families?
Yes, we specialize in insurance for active duty military, veterans, and military spouses in Colorado Springs.
Can I get a quote online?
Yes, we offer personalized quotes online or by phone at (719) 639-2888.
Are you available after hours?
Our team offers 24/7 support via call or text for emergencies and claims.
What areas do you cover?
We serve Colorado Springs, Woodland Park, Monument, Black Forest, Fort Carson, and surrounding Colorado communities.
How do I file a claim?
File claims online through our website or contact us directly at (719) 639-2888 for assistance.