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Action Sports-Friendly Insurance Solutions in Louisville, KY
RiderSurance Insurance Services is a licensed independent insurance brokerage dedicated to providing specialized insurance solutions for individuals and families engaged in action sports. Founded in 2007, we specialize in offering plans that cover health, life flight, ambulance services, disability, and travel insurance without exclusions for high-risk hobbies or occupations. Our team combines deep expertise in the insurance industry with firsthand experience in action sports, ensuring clients receive tailored coverage that traditional policies often overlook.

We prioritize transparency, client education, and personalized service, helping clients navigate complex insurance options to find policies that meet their unique needs. With partnerships spanning over 50 global insurers, we deliver reliable, 24/7 coverage to athletes and non-athletes alike, emphasizing accessibility and peace of mind for our clients.
Services
Rider Package Global Medical Insurance Ambulance Coverage Life Insurance Disability Insurance U.S. Health Insurance Repatriation Coverage Travel Insurance Supplemental Insurance Accident Insurance
Details
  • Year established: 2007
Highlights and features
  • We specialize in action sports-friendly insurance with no hobby or occupational exclusions.
  • Our plans provide 24/7 global coverage for health, life flight, and disability needs.
  • We represent over 50 insurers, including Blue Cross Blue Shield, BUPA, and Aflac.
  • Founded by a former professional racer with 20+ years in the insurance industry.
  • We prioritize transparency, no hidden fees, and personalized client education.
Services
Rider Package
The Rider Package combines essential insurance plans, including health, accident, and life flight/ambulance coverage. Designed for action sports enthusiasts, it fills gaps left by traditional policies, ensuring comprehensive protection on and off the track. This bundle offers 24/7 global coverage, making it ideal for individuals seeking reliable, all-in-one insurance solutions tailored to high-risk lifestyles.
Global Medical Insurance
International Private Medical Insurance provides worldwide health coverage for emergencies, routine care, and repatriation. Tailored for frequent travelers and athletes competing abroad, it covers hospitalization, specialist care, and medical evacuation. This service ensures seamless access to healthcare services globally, offering peace of mind for those living or competing outside their home country.
Ambulance Coverage
Ambulance Coverage fills gaps in traditional insurance by covering life flight, ambulance, and rescue services. Critical for high-risk activities, it ensures immediate access to emergency medical transport and repatriation. This service is ideal for individuals needing specialized coverage for accidents in remote or international locations.
Disability Insurance
Disability Insurance protects income if illness or injury prevents work outside the workplace. Designed for athletes and active individuals, it provides financial stability during recovery. This service offers customizable terms to align with clients' unique lifestyles and career demands.
U.S. Health Insurance
U.S. Health Insurance offers tailored plans for residents, including ACA-compliant options and supplemental policies. Designed to meet diverse needs, it covers routine care, emergencies, and chronic conditions. This service simplifies navigating domestic insurance requirements while ensuring compliance with state and federal regulations.
People
Brandon Parrish
President
Brandon Parrish, founder of RiderSurance, is a former professional motorcycle racer with 20+ years in insurance. Combining firsthand action sports experience and industry expertise, he created RiderSurance to address coverage gaps for athletes and active individuals.
Questions
Does RiderSurance cover action sports injuries?
Yes, our plans are designed for high-risk activities with no hobby or occupational exclusions.
Can non-riders purchase insurance through RiderSurance?
Absolutely. While we specialize in action sports, we offer coverage for all individuals and families.
Which insurance companies do you represent?
We partner with over 50 global insurers, including Blue Cross Blue Shield, BUPA, and Aflac.
Are pre-existing conditions covered?
Coverage varies by policy and insurer. Contact us to explore options tailored to your situation.
How quickly can coverage start?
Effective dates vary, but some policies can activate within 30 days of application.
Do your plans cover 24/7?
Most plans provide 24/7 global coverage unless specified otherwise in the policy terms.