Business Details
Trusted Homeowners & Flood Insurance Solutions for the Gulf Coast
Gulf States Insurance Group has been serving Gulf Coast communities since our founding, combining local expertise with comprehensive property and casualty insurance solutions. Our team of seasoned professionals understands the unique risks faced by residents along the coast, allowing us to design tailored coverage options that provide genuine protection. Through strategic partnerships with independent agents across Louisiana, Mississippi, and Alabama, we deliver competitive rates while maintaining our commitment to personalized service. Our hurricane and thunderstorm preparation guides demonstrate our proactive approach to risk management, going beyond standard insurance offerings to help policyholders safeguard their properties.With dedicated claims specialists available to respond promptly, we ensure that when disasters strike, our policyholders receive the support they need to recover efficiently. Our management team brings decades of combined experience in the insurance industry, ensuring sound leadership that prioritizes policyholder needs while maintaining financial stability.
Services
Homeowners Insurance
Flood Insurance
Dwelling Fire Insurance
Storm Readiness Guides
Independent Agent Partnerships
Highlights and features
- We offer competitive rates tailored for Gulf Coast communities
- Our team has decades of local insurance expertise
- We provide storm preparation resources for coastal residents
- We deliver personalized service through independent agents
- Our claims specialists respond promptly to emergencies
What people say
Handled my claim
Very satisfied
Protect your home
Empower you with knowledge
Competitive rates
Services
Homeowners Insurance
Our homeowners insurance provides comprehensive coverage for primary residences, including structural damage protection, personal property coverage, and liability protection. Policies feature customizable deductibles and enhanced coverage options like equipment breakdown and water backup protection. We help Gulf Coast residents protect their homes against common perils while offering specialized coverage for coastal living conditions.
Flood Insurance
Flood insurance covers damage from water intrusion due to heavy rain, coastal storms, and melting snow. As Write Your Own providers for the National Flood Insurance Program, we offer policies covering building components, personal belongings, and specialty equipment. Our flood protection includes coverage enhancements for Louisiana and Mississippi residents through optional policy riders.
Dwelling Fire Insurance
Dwelling fire insurance protects residential structures and personal property for primary residences, rentals, and vacation homes. Policies include coverage for building components, fair rental value protection, and enhanced options like service line coverage. We provide specialized protection for Gulf Coast properties with flexible policy terms through independent agents.
Storm Readiness Guides
We provide hurricane and thunderstorm preparation guides to help policyholders protect their properties. Resources include checklists for securing homes against high winds, hail, and flooding. Our guides offer practical advice for minimizing damage risks and preparing emergency supplies specific to Gulf Coast weather patterns.
Independent Agent Partnerships
Our independent agent network delivers personalized insurance solutions across the Gulf region. Agents receive specialized training on Gulf Coast risks and coverage options. This distribution model ensures policyholders access local expertise while benefiting from our company's financial strength and regional focus.
People
Marc Carter
President & Chief Executive Officer
Marc Carter leads Gulf States Insurance with over 25 years of insurance industry experience, focusing on property and casualty solutions for Gulf Coast communities.
Noel Bunol
Executive Vice President
Noel Bunol oversees strategic operations with extensive experience in insurance management and Gulf Coast market dynamics.
Parker Reaux
Chief Financial Officer
Parker Reaux manages financial operations with expertise in insurance accounting and risk assessment for coastal properties.
David Reed
Claims Manager
David Reed directs claims operations, ensuring prompt response and resolution for policyholders during emergencies.
Marilyn Leiker
Agency Relations & Gulfport Office Manager
Marilyn Leiker coordinates agent partnerships and manages Gulfport operations with deep knowledge of Mississippi insurance markets.
Questions
What areas do you serve?
We serve Louisiana, Mississippi, and Alabama through our Lafayette and Gulfport offices.
How do I file a claim?
Contact our Louisiana office at 888-277-0575 or Mississippi/Alabama office at 855-836-4950 to report claims.
Do you offer flood insurance?
Yes, we provide flood insurance through the National Flood Insurance Program with optional enhancements.
What's covered in homeowners insurance?
Our policies cover dwelling damage, personal property, liability protection, and living expense increases after covered losses.
