Business Details
33 Years
experience
Your Trusted Partner for Automotive Insurance Solutions
Diversified Insurance Facilities has safeguarded dealerships for three decades, providing automotive insurance expertise and risk management solutions. Since 1993, we have evolved into a leading Managing General Agency offering F&I products, warranties, and Dealers' Open Lot insurance tailored to automobile dealers' unique needs. Our team of seasoned professionals delivers top-tier coverage while ensuring business profitability and protection.With a nationwide presence, we help partners mitigate risks and maximize profits through innovative products, including specialized solutions for the electric vehicle industry. Our commitment to excellence in dealership protection is demonstrated through our proven track record and continuous adaptation to industry changes.
Services
F&I Products
Auto Inventory Insurance
Advanced Commission Program
EV Battery Warranty
Dealer Open Lot Insurance
Details
- Year established: 1993
Highlights and features
- We offer 30 years of specialized automotive insurance expertise
- Our tailored solutions address franchised dealers' unique risks
- Nationwide presence with customizable coverage options
- We utilize A.M. Best rated carriers for reliable protection
- Pioneering innovative EV battery warranty programs
Associations and certifications
- A.M. Best
Services
F&I Products
Our F&I products provide dealers with additional revenue streams while protecting customers' vehicle investments. These include anti-theft warranties, appearance protection, and gap coverage that extend beyond traditional auto insurance. With customizable options for new and used vehicles, our programs help dealers enhance customer satisfaction while increasing profitability through comprehensive protection plans.
Auto Inventory Insurance
This specialized insurance protects franchised dealers' vehicle inventory against accidents, theft, and natural disasters. We offer coverage for new/used vehicles, demonstrators, and consignment stock with competitive deductibles. Backed by A.M. Best rated carriers, our policies provide comprehensive protection including collision, flood, and earthquake coverage to safeguard dealerships' valuable assets.
Advanced Commission Program
Our lending program provides dealers with upfront capital based on projected F&I product sales. Dealers receive advances at 12% annual interest while retaining a portion of insurance product profits. This cyclical funding model allows continuous growth of available capital, helping dealers expand operations while maintaining strict credit score and sales history eligibility requirements.
EV Battery Warranty
This specialized warranty covers electric vehicle battery packs against mechanical failures. Designed for the emerging EV market, our program addresses unique risks associated with electric propulsion systems. The coverage protects consumers from costly battery replacements while providing dealers with an essential sales tool for modern vehicle inventories.
Dealer Open Lot Insurance
Our comprehensive open lot insurance covers dealers' vehicle inventories with customizable options for various dealership needs. The program includes protection against physical damage, theft, and natural disasters with flexible deductible structures. Tailored solutions accommodate different dealership sizes and risk profiles while maintaining competitive pricing through strategic carrier partnerships.
Questions
What F&I products does D&P Holdings offer?
We provide anti-theft warranties, appearance protection, EV battery warranties, gap coverage, key replacement, reinsurance, tire & wheel protection, vehicle service contracts, and windshield coverage.
How does the Advanced Commission Program work?
Dealers receive upfront capital based on projected F&I product sales. As loans are repaid, principal and profits are redeployed as additional advanced commissions at 12% annual interest.
What vehicles qualify for your inventory insurance?
Our coverage includes new/used inventory, demonstrators, consignment vehicles, shop rentals, and hired vehicles for franchised automobile dealerships.
Do you offer specialized EV coverage?
Yes, we provide EV battery warranties covering mechanical breakdowns specifically for electric vehicle propulsion systems.
What are your underwriting requirements?
Applicants must be franchised dealers with minimum 3 years in business, acceptable credit scores, and verifiable F&I insurance sales history.
How are claims handled?
Visit our dedicated File a Claim page for detailed instructions on submitting claims and accessing support for covered losses.
