Business Details
37 Years
experience
Colorado's Trusted Independent Insurance Broker
Preferred Insurance has been a trusted Colorado health insurance broker since 1989, specializing in group health insurance for small businesses and Medicare solutions. Our team of seasoned professionals prioritizes post-sale service, offering ongoing support for claims resolution, employee enrollment, and plan management. With decades of combined experience, we provide unbiased guidance across all Colorado healthcare networks, maintaining a commitment to transparency and client education.Our independent brokerage model allows access to multiple providers, ensuring tailored solutions for employers and seniors. We emphasize personalized service through onsite visits, 24/7 accessibility, and an extensive online resource database to simplify complex insurance decisions.
Services
Group Health Insurance
Medicare Insurance Plans
Individual & Family Health Insurance
Business Insurance
Limited Benefit Medical Plans
Details
- Year established: 1989
Highlights and features
- We have 30 years of experience in Colorado health insurance markets
- We provide ongoing support beyond policy purchase
- We offer unbiased comparisons across all insurance providers
- We specialize in both group health and Medicare solutions
- We maintain local Colorado Springs-based operations with personalized service
Services
Group Health Insurance
We specialize in customized group health insurance solutions for Colorado small businesses. Our brokers help employers navigate ACA compliance, compare plans from multiple providers, and manage ongoing enrollment needs. We provide on-site employee meetings, claims assistance, and year-round plan management while maintaining focus on cost-effective solutions that balance employer budgets with employee needs.
Medicare Insurance Plans
Our Medicare experts guide Colorado seniors through Original Medicare enrollment and supplemental coverage options. We provide in-person consultations to compare Medigap plans and Medicare Advantage options, ensuring coverage matches individual healthcare needs and prescription requirements. We maintain local provider network knowledge to help clients verify doctor participation in specific plans.
Business Insurance
We offer essential business insurance solutions including Business Owner Policies and Workers' Compensation coverage. Our brokers help Colorado businesses protect against liability claims and employee workplace injuries while meeting state insurance requirements. We match clients with carriers specializing in their industry for competitive rates and comprehensive protection.
Individual & Family Health Insurance
We assist Colorado residents in navigating ACA-compliant marketplace plans and limited benefit alternatives. Our brokers provide guidance on Connect for Health Colorado enrollment, Medicaid eligibility, and short-term insurance options while helping clients understand coverage tradeoffs between cost and comprehensive protection.
Level Funded Health Plans
We offer innovative level funded health plan options that combine predictable monthly payments with potential annual refunds. These plans provide Colorado businesses with customizable benefits design and potential cost savings compared to traditional fully funded models while maintaining stop-loss protection against catastrophic claims.
People
Carl Chavez
Owner/Broker
Carl founded Preferred Insurance in 1989 with his wife. With prior experience at Blue Cross Blue Shield and a hospital PPO plan, he brings deep industry knowledge. He focuses on building long-term client relationships through personalized service and community involvement.
Julie Palmer
Licensed Broker
A Colorado Springs resident since 2006, Julie brings insurance expertise from both international aviation and property & casualty sectors. She specializes in client relationship management and maintains local community connections to better serve Colorado businesses.
Aaron Chavez
Licensed Broker
Following family tradition, Aaron joined the business after graduating from University of Colorado Boulder. He serves clients across Denver, Colorado Springs, and San Diego markets while maintaining the company's commitment to personalized insurance solutions.
Lauren LeBaron
Executive Assistant
A Colorado Springs native with 25-year professional relationship with Carl, Lauren joined in 2023. She combines administrative expertise with natural medicine knowledge to support both client needs and internal operations.
Questions
What are your core business hours?
We operate Monday-Friday 8:30 AM-5:00 PM. Closed weekends and major holidays.
Are you an independent insurance broker?
Yes, we're independent brokers licensed in Colorado, representing multiple carriers rather than selling specific company products.
How do you help with Medicare enrollment?
We guide clients through Social Security account creation, Part A/B enrollment, and plan comparisons for Medigap or Advantage options.
What services continue after policy purchase?
We provide year-round support including employee enrollment, claims assistance, plan adjustments, and ACA compliance updates.
Do you offer onsite business insurance consultations?
Yes, we provide both onsite and virtual consultations for business insurance needs across Colorado.
How do level funded plans differ from traditional insurance?
Level funded plans combine fixed monthly payments with potential refunds for low-claim years while maintaining stop-loss protection against catastrophic claims.
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