Business Details
33 Years
experience
Emergency
services
Your Trusted Insurance Partner in Wesley Chapel, FL
Soriano Insurance, headquartered in Wesley Chapel, Florida, has been a trusted independent insurance intermediary since 1993. Our mission is to provide exceptional service to policyholders and clients while fostering a culture of integrity, education, and ethical excellence. With a focus on commercial, personal, and specialty insurance products, we serve businesses and individuals across Florida and nationally through tailored solutions. Our team of experienced professionals, led by President & CEO Rick Soriano, combines decades of industry expertise with a commitment to client-centric service.We maintain affiliations with leading industry organizations and prioritize continuous education to ensure our clients receive informed, compliant guidance. From cyber liability to health and life insurance, our comprehensive offerings address diverse risk management needs while adhering to strict E-E-A-T principles.
Services
Business Insurance
Auto Insurance
Homeowners Insurance
Recreation Insurance
Health Insurance
Life Insurance
Cyber Liability
Garagekeepers Insurance
Flood Insurance
Umbrella Coverage
Details
- Year established: 1993
Highlights and features
- We offer over 30 years of combined experience in insurance services.
- Our team provides personalized risk management solutions for unique client needs.
- We maintain affiliations with leading industry organizations for continued education.
- Our local expertise serves Florida's specific insurance requirements effectively.
- We prioritize ethical practices and transparent communication with all clients.
Services
Business Insurance
Our business insurance solutions protect companies of all sizes from operational risks. We offer liability coverage, property protection, and specialized policies for industries like construction, transportation, and professional services. Clients benefit from customized risk assessments and access to major carriers, ensuring comprehensive protection against claims related to premises safety, cyber threats, and employment practices. Policies include business interruption coverage to maintain financial stability during disruptions.
Homeowners Insurance
We provide homeowners insurance covering structural damage, personal property loss, and liability claims. Policies address risks like hurricanes, fires, and theft while offering flood insurance options through the National Flood Insurance Program. Our agents help clients understand coverage limits, replacement cost values, and deductible choices to ensure adequate protection. We also educate policyholders on preventive measures to reduce water damage claims through regular maintenance.
Auto Insurance
Our auto insurance policies cater to personal and commercial vehicle needs with liability, collision, and comprehensive coverage. We offer specialized options like garagekeepers insurance for automotive businesses and usage-based discounts for safe drivers. Clients receive guidance on policy selection, claims readiness, and cost-saving strategies such as bundling discounts. We also provide 24/7 customer support for accident assistance and policy management.
Health and Life Insurance
We offer term, whole, and universal life insurance policies alongside health insurance solutions. Our services include estate planning, executive bonus plans, and family business succession strategies. The Attentive Health & Wellness program provides tax-advantaged medical reimbursement plans with wellness incentives. Clients benefit from personalized consultations to align coverage with long-term financial goals and family protection needs.
Cyber Liability Insurance
Our cyber liability insurance addresses risks from data breaches and digital threats. Policies cover legal defense costs, forensic investigations, and client notification expenses. We help businesses understand coverage gaps in traditional policies while offering risk management resources. This service is particularly valuable for companies handling sensitive customer data, providing financial protection against cyber incidents and regulatory penalties.
People
Rick Soriano
President & CEO
Rick Soriano founded Soriano Insurance after beginning his career in 1985. He holds the Life Underwriters Training Council Fellow designation and teaches insurance training programs. A graduate of Jefferson University, he combines business expertise with community leadership through roles in local chambers of commerce and industry associations.
Questions
What types of insurance does Soriano Insurance offer?
We provide business, auto, homeowners, health, life, cyber liability, and specialty insurance products for clients in Florida and nationwide.
Can I get insurance coverage during hurricane season?
Purchase policies before hurricane season starts June 1st to avoid restrictions. Flood insurance requires a 30-day waiting period.
How do I file a claim with Soriano Insurance?
Contact our office directly at (813) 909-0035 for immediate assistance with claims processing and documentation requirements.
Do you offer payment plans for insurance premiums?
Yes, we offer flexible payment options and financing arrangements through partner institutions for qualifying policies.
What areas do you serve?
We serve all Florida cities and provide life/health insurance nationally, with specialized expertise in the Tampa Bay region.
How can I reduce my auto insurance costs?
Maintain good grades for student discounts, complete defensive driving courses, and bundle multiple policies for premium savings.
