Business Details
33 Years
experience
Your Trusted Insurance Partner in Florida
Florida Health Insurance Advisors has been dedicated to providing high-quality insurance solutions since 1993. Our independent brokerage specializes in health, life, dental, and Medicare insurance, prioritizing both comprehensive coverage and exceptional client service. With over two decades of experience, we serve individuals, families, and businesses across Florida, offering personalized guidance through a wide range of insurance options. Our team, led by Paul and Pam Lamer, combines deep industry expertise with a commitment to transparency and client-centric support.We pride ourselves on being accessible, responsive, and dedicated to alleviating the stress associated with insurance complexities. By partnering with multiple carriers, we ensure competitive rates and tailored solutions that meet diverse client needs. Our reputation for reliability and long-term client relationships reflects our belief that quality service is as vital as the coverage itself.
Services
Health Insurance
Life Insurance
Dental Insurance
Medicare Insurance
Short-Term Health Insurance
Employee Benefits
QSEHRA
ICHRA
Disability Insurance
Vision Insurance
Details
- Year established: 1993
Highlights and features
- We offer over 20 years of experience in Florida's insurance market.
- Our team provides personalized service with no hidden fees.
- We partner with multiple carriers to ensure competitive rates.
- Our expertise spans health, life, dental, and Medicare insurance.
- We prioritize client education and transparent communication.
What people say
Quick response
Best coverage
Exceptional service
Very comfortable
Best insurance organization
Services
Health Insurance
We provide comprehensive health insurance plans tailored to individual and family needs. Our plans cover essential medical services, prescriptions, and preventive care. Our team helps clients navigate options to find affordable, reliable coverage.
Medicare Insurance
Our Medicare plans offer specialized coverage for seniors, including prescription drugs and supplemental benefits. We guide clients through enrollment and plan selection. Our expertise ensures seniors receive optimal coverage for their healthcare needs.
Life Insurance
We offer term and whole life insurance policies to secure financial futures for families. Our policies provide customizable death benefits and cash value options. We help clients choose coverage that aligns with long-term financial goals.
Employee Benefits
We design comprehensive benefit packages for businesses, including health, dental, and disability coverage. Our solutions help employers attract talent while managing costs. We provide ongoing support for HRAs like QSEHRA and ICHRA.
Dental Insurance
Our dental plans cover preventive care, major procedures, and orthodontics at discounted rates. We help individuals and families find affordable options. Our network includes providers statewide for convenient access to care.
People
Paul Lamer
Founder
Paul Lamer founded Florida Health Insurance Advisors in 1993 after a career in law enforcement. He transitioned to insurance to provide independent, client-focused solutions. His expertise spans health, life, and Medicare insurance, emphasizing personalized service and transparency.
Pamela Lamer
Medicare Specialist
Pamela Lamer joined the agency in 1998 and specializes in Medicare insurance. She helps seniors navigate complex coverage options. Her client-first approach ensures clear communication and tailored solutions for Florida's senior population.
Questions
How do you help clients find the best insurance plans?
We analyze individual needs and compare options across multiple carriers to recommend personalized, cost-effective solutions.
What areas of Florida do you serve?
We serve clients in Miami, Orlando, Tampa, Jacksonville, Tallahassee, and surrounding regions statewide.
What types of insurance do you offer?
We provide health, life, dental, Medicare, short-term health, disability, and vision insurance for individuals and businesses.
Is there a free consultation available?
Yes, we offer free initial consultations to discuss your insurance needs and coverage options.
How do you handle insurance claims support?
We provide ongoing assistance with claims resolution and policy management to ensure smooth client experiences.
What's the difference between QSEHRA and ICHRA?
QSEHRA suits small businesses with fewer than 50 employees, while ICHRA offers flexible reimbursement for all business sizes.
