Business Details
11 Years
experience
Your Trusted Business Insurance Partner Online
At Embroker Insurance Service, we are dedicated to transforming the business insurance landscape through innovation and customer-centric solutions. Founded in 2015, our digital-first approach revolutionized how businesses access and manage insurance policies. By integrating advanced technology with expert human guidance, we deliver tailored coverage options that address the unique needs of diverse industries. Our partnership with Munich Re in 2017 enabled the development of proprietary online insurance products, while the 2020 launch of Embroker Insurance Service Access expanded accessibility for brokers. Recognized for our AI-driven Embroker Insurance Service One platform in 2023, we combine machine learning with personalized service to streamline risk assessment and policy recommendations.Our commitment to Diversity, Equity, Inclusion, and Accessibility (IDEA) shapes our corporate ethos, ensuring equitable support for employees and clients. With over 16,000 policies secured and a 4.5-star rating, we maintain industry leadership through continuous innovation and client-focused improvements. Our hybrid model bridges cutting-edge technology with human expertise, offering businesses nationwide a seamless insurance experience that prioritizes transparency and efficiency.
Services
Cyber Insurance
Professional Liability
General Liability
Workers Compensation
Directors and Officers
Commercial Crime
Technology Errors
Business Owners Policy
Details
- Year established: 2015
Highlights and features
- Digital-first platform with AI-driven risk assessment tools
- Industry-specific solutions for tech, law, real estate, and more
- Hybrid model combining technology with expert human guidance
- Customer-centric innovation with real-time policy customization
- Nationwide coverage with 16,000+ policies secured
What people say
Efficient and competitive
Personalized service
Tailored solutions
Transparent process
Expert guidance
Services
Cyber Insurance
Our Cyber Insurance protects businesses from financial losses due to data breaches, ransomware attacks, and phishing scams. This coverage addresses both first-party and third-party claims, including legal fees, notification costs, and business interruption losses. Designed for modern enterprises, it ensures comprehensive protection against evolving digital threats through customizable policy options.
Professional Liability
Professional Liability Insurance safeguards businesses against claims of negligence, errors, or omissions in service delivery. This coverage applies to legal defense costs and settlements for allegations like faulty advice or professional mistakes. Particularly valuable for consultants, law firms, and tech companies, it provides financial protection while maintaining professional reputation through tailored risk management solutions.
General Liability
General Liability coverage protects against third-party claims for property damage, bodily injury, and advertising-related disputes. This essential business insurance covers legal defense costs and settlements for incidents occurring on business premises or through operations. It provides foundational protection for companies facing common liability risks, ensuring financial security and operational continuity during claims processes.
Workers Compensation
Workers Compensation insurance covers medical expenses and lost wages for employees injured on the job. This mandatory coverage protects businesses from lawsuits related to workplace injuries while ensuring employee care. Our policies include rehabilitation support and compliance assistance, addressing occupational hazards across industries while maintaining regulatory adherence and workforce protection.
Business Owners Policy
The Business Owners Policy (BOP) bundles general liability and commercial property insurance into a single cost-effective solution. This comprehensive package protects against property damage, business interruption, and third-party liability claims. Customizable for specific industry needs, it simplifies insurance management while providing foundational protection for physical assets and operational continuity during unexpected disruptions.
People
Phil Layton
Founder, CEO/President & Chairman
Phil Layton leads PI Energy with strategic vision, bringing extensive industry experience to drive innovation and sustainable growth in the energy sector.
Karen Caldwell
Chief Financial Officer
Karen Caldwell manages financial operations at REFORM Alliance, leveraging her expertise in organizational strategy and employee benefits administration.
Questions
How quickly can I get an insurance quote?
Our digital platform provides customized quotes in under 3 minutes with minimal business information required.
What industries do you specialize in?
We offer tailored solutions for tech startups, law firms, financial services, real estate agents, consultants, and other business types.
Do you offer cyber insurance coverage?
Yes, our cyber insurance protects against data breaches, ransomware attacks, and other digital threats with customizable policy options.
How does your hybrid insurance model work?
We combine AI-driven technology with expert broker support to deliver personalized insurance solutions and real-time risk assessments.
What is your claims process like?
Our streamlined claims process prioritizes quick resolution with dedicated support from licensed insurance professionals.
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