Business Details
22 Years
experience
Your Trusted Insurance Partner in Roseville, CA
Cliff Cottam Insurance Services (CCIS), a family-owned agency established in 2004, has served individuals and businesses across California with personalized insurance solutions. Our independent agency model allows us to represent multiple carriers, including Mercury, Progressive, and Safeco, ensuring clients receive tailored policies at competitive rates. With a focus on building community relationships, we prioritize one-on-one service and support local causes to strengthen trust and accessibility. Our team of certified professionals brings extensive California insurance expertise, simplifying the often-complex process of finding coverage.Customer satisfaction remains our top priority, reflected in our A+ Better Business Bureau rating and Trusted Choice affiliation. Through continuous market analysis and client education, we deliver customized protection plans for auto, home, business, and specialty needs. Our commitment to transparency, affordability, and exceptional service has solidified our reputation as a dependable insurance partner in Roseville and beyond.
Services
Auto Insurance
Home Insurance
Flood Insurance
Earthquake Insurance
Business Insurance
Pet Insurance
Renter's Insurance
Motorcycle Insurance
Cyber Liability Insurance
Boat Insurance
Details
- Year established: 2004
Highlights and features
- We are a family-owned agency with 20 years of local insurance expertise.
- Our independent agency model offers access to multiple insurance carriers.
- We actively support community events and nonprofit organizations.
- Our team includes certified insurance professionals with California specialization.
- We maintain an A+ rating with the Better Business Bureau for service excellence.
Associations and certifications
- Trusted Choice
- Better Business Bureau (BBB)
What people say
Personalized service
Knowledgeable agents
Competitive rates
Community involvement
BBB A+ rating
Services
Auto Insurance
Auto insurance safeguards drivers against financial loss from accidents or vehicle damage. Our policies cover liability, collision, and comprehensive protection tailored to individual driving needs. With access to multiple carriers, we help clients find affordable rates while ensuring adequate coverage for personal and commercial vehicles.
Home Insurance
Home insurance protects residential properties against damage from fire, theft, and natural disasters. Our standard policies cover structural repairs, personal belongings, and liability claims. We offer customizable options to meet specific needs, including flood and earthquake endorsements where required.
Flood Insurance
Flood insurance provides critical protection against water damage from overflowing rivers, heavy rainfall, or storm surges. Since standard homeowners policies exclude flood coverage, we offer standalone policies through specialized carriers to ensure comprehensive protection for California properties.
Business Insurance
Business insurance protects companies from operational risks including property damage, liability claims, and business interruption. Our tailored solutions cover general liability, commercial auto, and workers' compensation, helping businesses maintain continuity during unexpected events.
Earthquake Insurance
Earthquake insurance covers structural damage and personal property loss from seismic activity. We provide standalone policies addressing repair costs, temporary housing, and replacement of damaged belongings, ensuring California residents have specialized protection against earthquake-related financial risks.
People
Brian Santa Maria
Insurance Agent
Certified insurance professional with extensive experience in personal and commercial risk management, specializing in California insurance regulations and policy customization.
Vicky Fardette
Insurance Agent
Experienced agent with dual certifications in insurance services and employee risk management, focusing on client education and comprehensive coverage solutions.
Siri Mitchell
Principal
Agency leader overseeing operations and client relations, with a decade of experience in independent insurance agency management and community engagement initiatives.
Tomayev Murat
Insurance Agent
Dedicated insurance specialist providing personalized policy solutions, with expertise in navigating California's unique insurance requirements for homeowners and drivers.
Janda Steven
Insurance Agent
Client-focused agent assisting with policy selection and risk assessment, bringing practical knowledge of local insurance markets and coverage optimization strategies.
Questions
What types of insurance do you offer?
We provide auto, home, flood, earthquake, business, pet, renter's, motorcycle, cyber liability, and boat insurance policies tailored to California residents.
Are you a local insurance agency?
Yes, we're based in Roseville, CA, and have served California communities since 2004 with personalized insurance solutions.
How do you find competitive insurance rates?
As an independent agency, we compare policies from multiple carriers like Mercury, Progressive, and Safeco to find you the best rates.
Can I get insurance if I have bad credit?
We work with various carriers that consider multiple factors beyond credit scores when determining eligibility and rates.
Do you offer 24/7 claims support?
While our office hours are Monday-Friday 8am-5pm, we provide guidance on accessing emergency assistance through your insurance policy.
