Reid Higashi
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Founded in 1990, Business Insurance Services, Inc. is a Hawaii owned and operated, full service insurance agency. From our humble beginnings, we have grown with branch offices on Maui, Kauai and the Big Island - becoming one of the state's largest local independent insurance agencies. At Business Insurance Services, we recognize that the true value of an insurance contract is determined.

Business Insurance Services offers an array of commercial lines insurance products including. Business Insurance Services' life department specializes as a life and employee benefit consultant. Business Insurance Services' health department assists clients in achieving comprehensive. Planning for Long Term Care is needed with today's medical advances and longer life expectancies.

Disability and the resultant loss of earnings can place a financial burden on individuals and families. Business Insurance Services provides the necessary planning to assist businesses and associations. Our management, agents and staff are among the most experienced in the business.
Services
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Customer satisfaction is our number one priority.
Our current staff of insurance professionals is dedicated toward achieving service excellence.
The agency is focused on serving its customers and agents through its ability to offer excellent products and services that will support the growth of its customers' businesses as well as our own.
As a Trusted Choice agency, we are dedicated to you and are committed to treating you as a person, not a policy.
Work with you to identify the insurance and financial services that are right for you, your family or your business, and use our access to multiple companies to deliver those products.
Services
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Business Insurance Services offers an array of commercial lines insurance products including package policies, fire, liability, workers' compensation, umbrella, flood, bonding and much more.
High priority is placed on understanding our client's business and its insurance needs.
Business Insurance Services assists its clients by protecting their assets.
We also place large and difficult lines of insurance efficiently and effectively.
Business Insurance Services offers full personal lines insurance protection with coverage for homeowners, automobiles, boats, personal property and personal liability umbrellas.
Risk Management
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Client advocacy is the specialized Risk Management approach we take at Business Insurance.
We concentrate our focus on best business industry practices and what is in the best interest for your business.
Whether it's supporting your overall efforts towards establishing a true safety culture, managing insurance carrier services, or providing guidance with regulatory agency compliance, we are there every step of the way.
As your insurance partner, we will identify your loss drivers, hazards and risks and help you develop programs to minimize risk to achieve an overall safe workplace environment.
Claims
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At Business Insurance Services, we recognize that the true value of an insurance contract is determined when a loss occurs.
For this reason, our claims department is dedicated to assisting clients in preparing, processing and expediting claims.
On an ongoing basis, loss reserves are reviewed so that they may be reduced whenever possible, avoiding the higher premiums that result from overstated loss reserves.
Long Term Care
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Planning for Long Term Care is needed with today's medical advances and longer life expectancies.
Access to the leading insurers in this field assures clients that they will receive a quality program and product to prepare for the potential high expense of nursing home, assisted living and home health care.
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