Business Details
50+ Years
experience
Your Trusted Insurance Partner in Denver, CO
At Joe Adams, we have dedicated ourselves to providing comprehensive insurance solutions tailored to meet the unique needs of our clients. With over 38 years of experience in the industry, our team combines deep expertise with a commitment to staying ahead of evolving risks and financial planning trends. We pride ourselves on delivering personalized service, ensuring our clients receive the most appropriate coverage options while benefiting from competitive pricing and exclusive discounts.Our agency emphasizes transparency, ethical practices, and proactive communication, fostering long-term relationships built on trust and reliability. As active members of the Colorado community, we extend our dedication beyond insurance through local involvement and charitable initiatives. Our mission is to empower clients with the confidence that their assets, families, and futures are securely protected.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Pet Insurance
Details
- Year established: 1945
Highlights and features
- We offer 38 years of experience in personalized insurance solutions.
- Our team provides 24/7 support for claims and emergency assistance.
- We guarantee competitive pricing through exclusive discounts like Drive Safe and Save.
- Our team holds advanced industry designations including ChFC and CPCU.
- We prioritize community involvement and local client relationships.
What people say
Knowledgeable, helpful, responsive
Saved me $40 a month
Proactive and responsive
Top notch
Excellent customer support
Services
Auto Insurance
Auto insurance protects against financial loss from accidents, theft, or damage. We offer customizable policies with competitive rates, including discounts for safe driving and multi-policy bundling. Our team ensures comprehensive coverage tailored to your vehicle and lifestyle needs.
Homeowners Insurance
Homeowners insurance safeguards your property against damage, liability, and additional living expenses. We provide policies with optional endorsements like impact-resistant roof discounts and tailored coverage for high-value items, ensuring peace of mind for your greatest asset.
Life Insurance
Life insurance secures your family's financial future through term or permanent policies. We offer flexible options with competitive premiums, emphasizing estate planning, income replacement, and legacy protection tailored to your long-term goals.
Business Insurance
Business insurance mitigates risks with liability, property, and specialized policies like EPLI and errors & omissions. We provide customized solutions for small businesses, ensuring protection against disruptions and legal claims while supporting growth and stability.
Pet Insurance
Pet insurance covers veterinary expenses for accidents, illnesses, and chronic conditions. We offer plans with flexible deductibles and reimbursement options, ensuring your pets receive quality care without financial strain, subject to policy terms and exclusions.
People
Joe Adams
Agent
Third-generation State Farm agent with 38 years of experience. Holds advanced designations including ChFC, CPCU, and CLU. Active in community organizations and committed to personalized client service.
Brea Comegys
Customer Service Representative
Licensed professional with a focus on client satisfaction. Specializes in helping customers navigate insurance needs while balancing family commitments and community involvement.
Marsha Lersch
Insurance Account Representative
Dedicated to client relationships with a background in community engagement. Brings empathy and expertise to policy management, prioritizing clear communication and tailored solutions.
Kendra Carlton
Office Representative
Leverages retail experience to support clients. Multilingual with a focus on problem-solving and relationship-building, ensuring efficient and accurate insurance service delivery.
Matt Godinez
Office Manager
Returns to the team with claims expertise. Combines technical knowledge with client-focused service, emphasizing transparency and proactive support for policyholder needs.
Questions
How do I file a claim?
Call 1-800-SF-CLAIM, use our website, or text 'CLAIM' to 78836. Contact us first to discuss your situation before submitting.
What discounts are available?
We offer Drive Safe and Save (up to 17% in CO), multi-policy bundling, and impact-resistant roof discounts for homeowners.
Are undisclosed drivers covered?
No. All licensed household drivers must be reported to ensure proper coverage and avoid claim denial.
Do you offer 24/7 support?
Yes. Call or text us anytime for emergencies, claims assistance, or policy inquiries.
Can I customize my coverage?
Yes. We provide tailored policies for auto, home, life, and business insurance to meet your specific needs.
