Business Details
36 Years
experience
Your Trusted Surety Bond Partner in Sacramento, CA
Valley Surety Insurance Agency was established in July 1990 to provide expert surety bond solutions for contractors, agents, and brokers. With over 50 years of combined experience, our team specializes in standard and specialty underwriting, including the SBA Bond Guarantee Program. We offer personalized service for all surety bond needs, such as license and permit bonds, bid bonds, performance and payment bonds, court bonds, subdivision bonds, and fidelity bonds.Licensed in California, Nevada, Oregon, Arizona, Idaho, and Wyoming, we prioritize helping contractors secure bonds even when facing bonding challenges. Our experienced team, including CEO Shirley Baugh and Manager JoBeth Swalley, ensures efficient underwriting and placement of accounts with appropriate sureties. We operate as a one-stop shop for contractors of all sizes, emphasizing transparency, expertise, and rapid bond approvals at fair rates.
Services
License & Permit Bonds
Bid Bonds
Performance & Payment Bonds
SBA Bonds
Court Bonds
Details
- Year established: 1990
Highlights and features
- We have over 50 years of combined experience in the surety bond industry.
- Our team provides personalized service tailored to contractors' unique bonding needs.
- Licensed in six states, including California, Arizona, and Nevada.
- Specialists in the SBA Bond Guarantee Program for small contractors.
- Quick bond approvals at competitive rates with transparent processes.
Associations and certifications
- A Rated
- T Listed
Services
License & Permit Bonds
License and permit bonds guarantee compliance with regulatory requirements for contractors. These bonds ensure businesses adhere to local, state, and federal regulations when performing contract work. Valley Surety Insurance Agency assists clients in securing these essential bonds to meet legal obligations and maintain operational legitimacy.
Bid Bonds
Bid bonds ensure contractors submit genuine proposals and commit to project terms if awarded. Valley Surety Insurance Agency provides bid bonds to protect project owners from unreliable bidders while helping contractors demonstrate credibility in competitive tenders.
Performance & Payment Bonds
Performance bonds guarantee contractual obligations are met, while payment bonds ensure subcontractors and suppliers are paid. Valley Surety Insurance Agency offers these bonds to protect all parties in construction projects and mitigate financial risks.
SBA Bonds
SBA bonds support small contractors by guaranteeing bond obligations through the Small Business Administration. Valley Surety Insurance Agency specializes in this program to help emerging contractors secure bonding opportunities they might otherwise struggle to obtain.
Court Bonds
Court bonds ensure compliance with legal proceedings, such as probate or immigration cases. Valley Surety Insurance Agency provides these bonds to guarantee adherence to court rulings while protecting involved parties from potential financial losses.
People
Shirley Baugh
CEO & President
Shirley founded Valley Surety Insurance Agency in 1990 and oversees daily operations. With 40 years of experience as a surety bond underwriter, she specializes in bid bonds, performance and payment bonds, and SBA-guaranteed bonds.
JoBeth Swalley
Manager
JoBeth has 30 years of surety bond underwriting experience and manages license, permit, and fidelity bonds. She also handles accounts receivable and office communications for Valley Surety Insurance Agency.
Nick Paiva
Document Processer
Nick has worked at Valley Surety Insurance Agency for over nine years. He manages document scanning and file organization, ensuring efficient processing of surety bond applications.
Questions
What types of surety bonds do you offer?
We provide license and permit bonds, bid bonds, performance and payment bonds, SBA bonds, court bonds, and subdivision bonds for contractors and businesses.
How can I get a surety bond quickly?
Contact us via phone or email to discuss your bonding needs. Our team will guide you through the process and secure approval promptly.
Are you licensed in states outside California?
Yes, we are licensed in Arizona, Idaho, Nevada, Oregon, and Wyoming in addition to California.
What is the SBA Bond Guarantee Program?
This program helps small contractors obtain bonds by guaranteeing obligations through the Small Business Administration, reducing risk for sureties.
Can you help if I've had trouble getting bonded before?
Yes, we specialize in assisting contractors who face bonding challenges and work to secure approvals even in difficult cases.
How do surety bonds differ from insurance?
Surety bonds guarantee contractual obligations between three parties, while insurance policies cover anticipated losses. Bonds protect obligees, not the principal.
