Business Details
21 Years
experience
Your Trusted Insurance Partner in South Florida
At Novus Insurance, we have dedicated over two decades to providing quality insurance solutions to the South Florida community. As an independent agency, we specialize in protecting your assets through comprehensive coverage options, including auto, home, commercial, and specialty insurance products. Our team prioritizes personalized service, offering free quotes and tailored guidance to help clients navigate coverage needs.With deep local expertise and partnerships with trusted insurers, we ensure competitive rates and reliable protection for individuals and businesses alike. Our commitment to transparency, customer education, and responsive support has solidified our reputation as a trusted advisor in the insurance industry.
Services
Auto Insurance
Commercial Auto Insurance
Homeowners Insurance
Condo Insurance
General Liability Insurance
Motorcycle Insurance
Boat & Yacht Insurance
Flood Insurance
Details
- Year established: 2005
Highlights and features
- We have over 20 years of experience serving the South Florida community.
- We offer free quotes and personalized insurance guidance.
- We specialize in assisting clients with foreign driver's licenses or passports.
- We provide tailored commercial and personal insurance options.
- We support ridesharing endorsements for Uber and Lyft drivers.
Services
Auto Insurance
Auto insurance protects against financial loss from accidents or vehicle damage. Our policies cover personal and commercial use, with options for ridesharing endorsements. We help clients in South Florida secure affordable rates tailored to their driving habits and coverage needs.
Homeowners Insurance
Homeowners insurance safeguards your property against unexpected events like fire or theft. We offer policies that cover structural damage and personal belongings, ensuring financial protection for residents in South Florida's unique climate and risk factors.
Commercial Auto Insurance
Commercial auto insurance covers vehicles used for business purposes, including cars, trucks, and vans. We provide specialized policies for South Florida businesses, addressing liability and asset protection needs for fleets and company vehicles.
Flood Insurance
Flood insurance protects homes and belongings from water damage caused by rising water. We offer policies tailored to South Florida's flood-prone areas, ensuring coverage for both structural and personal property losses.
Boat & Yacht Insurance
Boat & yacht insurance provides coverage for watercraft and related liabilities. Our policies ensure South Florida boaters have protection against accidents, theft, and weather-related damage, offering peace of mind on the water.
Questions
What documents are needed to get an insurance quote?
Provide drivers' licenses or passports, vehicle details (year, make, model, VIN), and desired coverage information.
Do you offer insurance for foreign drivers?
Yes, we help clients with foreign licenses find suitable insurance options in South Florida.
What's the difference between personal and commercial auto insurance?
Personal insurance covers private vehicle use, while commercial policies are required for business-related driving activities.
Do I need a ridesharing endorsement for Uber or Lyft?
Yes, personal policies typically require a ridesharing endorsement to cover Uber or Lyft driving activities.
How does daily driving distance affect insurance rates?
Mileage impacts premiums; longer commutes may increase risk and affect policy costs depending on the insurer.
Can I exclude a driver from my policy?
Yes, you can list children or other drivers as excluded to potentially lower insurance costs.
