Business Details
22 Years
experience
Your Trusted Insurance Partner in Jacksonville, FL
We are an independent insurance agency serving Jacksonville and surrounding areas since 2004. Our team works with leading national insurance providers to protect businesses and families through customized coverage solutions. With all agents possessing over 20 years of industry experience, we combine deep local market knowledge with expertise in addressing Northeast Florida's unique risks. Our founding partners established the company on principles of community service and client-focused protection, which continue to guide our operations today. We maintain strong partnerships with top-rated insurance carriers to ensure comprehensive asset protection for our clients.Our Jacksonville-based team prioritizes personalized service while leveraging extensive industry knowledge to meet diverse insurance needs. Through continuous community engagement, we support the growth and development of Northeast Florida businesses and residents. Our commitment to excellence has earned recognition from major insurance providers across Florida and the nation. We maintain office locations at 1000 Riverside Ave, Suite 500, Jacksonville, FL 32204, serving clients through both commercial and personal insurance lines.
Services
Commercial Insurance
Personal Insurance
Property Insurance
Workers Compensation
Business Auto
General Liability
Car Insurance
Home Insurance
Umbrella Insurance
Life Insurance
Details
- Year established: 2004
Highlights and features
- We have agents with over 20 years of industry experience
- We operate as an independent agency allowing market shopping
- We specialize in Northeast Florida's unique insurance risks
- We maintain partnerships with leading national insurance carriers
- We offer customized coverage solutions for both businesses and families
Services
Commercial Insurance
We provide tailored commercial insurance solutions for businesses of all sizes. Our coverage options protect against property damage, liability claims, and industry-specific risks. With expertise in Northeast Florida's unique business environment, we help companies secure appropriate protection through partnerships with leading national carriers.
Workers Compensation
Our workers' compensation insurance covers employees during work-related activities and vehicle operations. We help businesses meet legal requirements while protecting their workforce through comprehensive injury and illness coverage. Our specialists understand Florida's specific regulations and industry risks.
Property Insurance
We offer customized property insurance solutions to safeguard business assets. Our policies consider individual needs and budget requirements while protecting against common risks. We work with clients to ensure appropriate coverage levels for buildings, equipment, and inventory.
Personal Insurance
Our personal insurance services include auto, home, umbrella, and life insurance solutions. We provide personalized assessments to ensure adequate protection for individuals and families. Our local expertise helps clients navigate coverage options that address Northeast Florida's specific risks.
Business Auto
We offer specialized business auto insurance covering company vehicles and employee drivers. Our policies protect against accidents, property damage, and liability claims. We help businesses select appropriate coverage levels based on fleet size, vehicle types, and operational needs.
People
Tim Gaskin
Founding Partner
With over 20 years in the insurance industry, Tim co-founded GHG Insurance to serve Jacksonville businesses. He focuses on building client relationships and maintaining carrier partnerships.
Bill Hardaker
Founding Partner
As co-founder, Bill brings extensive insurance expertise to GHG Insurance. He specializes in commercial risk management and has helped shape the agency's community-focused approach.
Roger Gibson
Founding Partner
Roger co-founded GHG Insurance with a commitment to personalized service. He focuses on developing tailored insurance solutions for Northeast Florida businesses and residents.
Jim Morency
Equity Partner
Jim contributes his insurance expertise to GHG Insurance as an equity partner. He specializes in commercial insurance solutions and maintains active client relationships.
Nick Napoleon
Equity Partner
Nick serves as an equity partner at GHG Insurance, focusing on expanding insurance offerings for local businesses. He brings specialized knowledge of Florida's insurance market.
Questions
What types of insurance do you offer?
We provide commercial insurance, personal insurance, property insurance, workers' compensation, business auto, general liability, car insurance, home insurance, umbrella insurance, and life insurance.
How are you different from other insurance agencies?
As an independent agency with over 20 years of local experience, we work with multiple carriers to find customized solutions rather than representing a single provider.
Do you serve areas outside Jacksonville?
While based in Jacksonville, we serve clients throughout Northeast Florida and work with national carriers to support businesses in various locations.
What industries do you specialize in?
We serve diverse industries including agriculture, construction, healthcare, hospitality, manufacturing, non-profits, technology, and trucking with specialized insurance solutions.
