Business Details
27 Years
experience
Trusted Business Insurance Solutions in St. Charles, MO
JBJ Insurance Group is an independent brokerage dedicated to crafting tailored insurance solutions for businesses across diverse industries. Since 1999, we have prioritized understanding the unique needs of our clients, leveraging access to over 30 insurance carriers to deliver competitive policies that align with their operational goals. Our St. Charles, Missouri office specializes in automotive-related insurance, including dealerships, towing operations, and auto haulers, while our Bloomington, Illinois location serves Main Street businesses, habitational properties, and commercial enterprises.With decades of combined experience, our team of professionals brings specialized expertise in specialty markets, surplus lines, and commercial risk management. We advocate for our clients' best interests, ensuring they receive comprehensive coverage and exceptional service. Our commitment to client success has solidified our reputation as a trusted partner in the insurance industry, serving businesses nationwide with integrity and personalized attention.
Services
Dealership Insurance
Contractor Coverage
Commercial Real Estate
Restaurant Insurance
Workers Compensation
Auto Haulers
Towing Operations
Details
- Year established: 1999
Highlights and features
- We provide competitive insurance solutions through access to 30+ carriers
- Our team has 20+ years of specialized experience in commercial insurance
- We advocate for clients' best interests with personalized policy building
- We maintain industry-specific expertise in automotive, real estate, and contracting sectors
- Our offices serve both local and national business insurance needs
Associations and certifications
- Trusted Choice
Services
Dealership Insurance
Specialized insurance for automotive dealerships including liability protection, property coverage, and business interruption policies. Our Missouri office leads nationally in tow truck dealership insurance. We help dealerships mitigate risks while ensuring compliance with industry standards.
Contractor Coverage
Comprehensive insurance solutions for construction and trade contractors including general liability, workers compensation, and equipment protection. Our Illinois team provides customized policies addressing unique risks faced by residential and commercial contractors in various specialties.
Commercial Real Estate
Tailored insurance for commercial property owners covering buildings, contents, and liability risks. We offer habitational coverage for apartment complexes and specialized policies for mixed-use properties, ensuring protection against common real estate investment risks.
Workers Compensation
Mandatory workers' compensation insurance for businesses with employees, covering job-related injuries and illnesses. Our policies meet state requirements while providing comprehensive protection for employers and employees across multiple industries.
Restaurant Insurance
Industry-specific coverage for restaurants including liability protection, equipment breakdown, and food contamination insurance. We address unique risks like customer injuries, property damage, and business interruption to ensure operational continuity for dining establishments.
People
John Hutchings
Owner and Agency Principal
John founded JBJ Insurance Group in 1999 after graduating with a Business Management degree. He specializes in specialty markets and surplus lines, bringing over two decades of insurance expertise to client relationships.
Linda Russell
Account Executive
With 40 years of insurance experience, Linda manages transportation and auto dealer accounts. She previously handled national accounts and large manufacturing clients, offering deep expertise in commercial insurance solutions.
Courtney Slattery
Account Executive
Courtney joined JBJ in 2021 after graduating from Illinois State University's Katie School of Risk Management. She combines modern insurance practices with entrepreneurial insights to serve clients' evolving coverage needs.
Brandon Vercruysse
Commercial Lines Specialist
Brandon leads our Bloomington office with 18 years of commercial insurance experience. He specializes in automotive, contracting, and real estate sectors, maintaining active roles in local business organizations.
Questions
What industries does JBJ Insurance Group specialize in?
We specialize in automotive dealerships, contracting businesses, real estate, restaurants, and commercial enterprises, with tailored insurance solutions for each sector.
How does JBJ find competitive insurance rates?
As an independent brokerage with access to 30+ carriers, we compare multiple options to find policies that balance comprehensive coverage and cost-effectiveness.
Do you offer coverage outside Missouri and Illinois?
While our offices operate in Missouri and Illinois, we provide insurance solutions for businesses nationwide through our carrier partnerships.
What sets JBJ apart from other insurance agencies?
Our industry-specific expertise, client advocacy approach, and ability to customize policies based on business needs differentiate us from standard providers.
