Business Details
18 Years
experience
Your Trusted Partner for Life and Health Insurance Solutions
BRNC Insurance Services has been a trusted independent brokerage since 2008, specializing in life and health insurance solutions for businesses and individuals nationwide. Our team of experts works directly with clients' fiduciaries to provide comprehensive coverage tailored to unique needs, maintaining strict quality standards that only a fraction of available products meet. With deep expertise in advanced underwriting and tax planning, we serve clients from Southern California while offering nationwide support. Our no-nonsense approach prioritizes client needs over proprietary products, leveraging partnerships with top-tier carriers to deliver customized solutions.We combine creative policy design with advanced actuarial knowledge, placing thousands of contracts annually to refine our understanding of carrier appetites. Our founder Bijan Noori brings specialized expertise in multi-generational planning and asset protection, supported by a team with decades of combined industry experience. We maintain transparent fee structures and prioritize client education throughout the insurance process.
Services
Group Benefits
Individual Insurance
Life Settlements
Irrevocable Life Insurance Trusts
1035 Exchange Policies
Medical Insurance
Life Insurance
Long-Term Care Insurance
Disability Insurance
Guaranteed Simplified Issue Policies
Details
- Year established: 2008
Highlights and features
- We maintain strict quality standards, only offering products that meet our rigorous criteria
- Our team has specialized expertise in advanced life insurance and long-term care planning
- We provide transparent fee structures with no hidden costs
- We offer nationwide service with local market expertise in Southern California
- Our founder has specialized knowledge in multi-generational and tax planning strategies
What people say
Easier than I have ever experienced
Knowledgeable, professional, and prepared
Variety of options
Promptly put a proposal together
Expertise in financial future planning
Services
Life Insurance
BRNC Insurance Services offers comprehensive life insurance solutions including term life, universal life, and survivorship policies. Our experts help clients navigate policy options for income replacement, estate planning, and wealth transfer strategies. We work with top-rated carriers to find coverage that matches individual needs and financial goals.
Long-Term Care Insurance
We provide hybrid long-term care insurance solutions that combine coverage with guaranteed death benefits. Our specialists help clients protect assets while planning for potential future care needs, offering policies with guaranteed premiums and flexible benefit structures to meet various care scenarios.
Group Benefits
Our group benefits solutions help businesses create competitive employee benefit packages. We offer medical, dental, vision, and supplemental insurance options along with compliance support and online enrollment platforms. Our team provides tailored solutions for businesses with 20-1,000 employees across multiple states.
Life Settlements
We facilitate life settlement transactions where policyholders can sell existing policies for immediate cash. Our process involves competitive bidding to maximize value, with transparent fee structures and expert guidance through the entire transaction process from evaluation to closing.
Disability Insurance
Our disability insurance solutions protect income for professionals across various occupations. We offer individual and group policies with partial disability coverage and retirement protection riders. Our specialists help clients maximize coverage while navigating complex policy terms and definitions.
People
Bijan Noori
Founder
Bijan Noori founded BRNC Insurance in 2008 after starting his career at a major insurance carrier. He specializes in life and health insurance planning with expertise in multi-generational wealth transfer and tax planning strategies. With over 15 years of industry experience, he focuses on advanced insurance solutions for high-net-worth clients.
Pejmon Noori
Group Benefits Specialist
Pejmon Noori joined Baypoint Insurance Services in 2017 and specializes in creating customized health benefits packages for small businesses. He brings sales and marketing experience from his early career and focuses on maximizing value and efficiency in business insurance solutions.
Questions
What types of insurance does BRNC Insurance Services offer?
We offer life insurance, long-term care insurance, disability insurance, group benefits, life settlements, and individual medical insurance solutions tailored to both business and personal needs.
How does BRNC Insurance differ from other brokers?
As independent brokers, we maintain strict quality standards, only offering products that meet our criteria. We specialize in advanced insurance planning and work directly with clients' fiduciaries for comprehensive solutions.
Do you offer services outside Southern California?
Yes, while based in Southern California, we provide insurance solutions to clients nationwide and have experience working with businesses across multiple states.
What is your approach to life settlement transactions?
We facilitate competitive bidding to maximize policy value, maintain transparent fee structures, and provide expert guidance through the entire settlement process from evaluation to closing.
How do you help businesses with employee benefits?
We create customized group benefit packages with medical, dental, vision, and supplemental insurance options, along with compliance support and online enrollment platforms for businesses of various sizes.
