Business Details
31 Years
experience
Your Trusted Commercial Insurance Partner in California
Preferred American Insurance has served businesses in California for over 30 years, acting as a trusted intermediary between clients and insurance providers. Our team of seasoned professionals specializes in delivering tailored commercial insurance solutions, including Workers Compensation, General Liability, Commercial Auto, and Professional Liability coverage. With access to more than 250 insurance companies, we prioritize client welfare by offering competitive rates, same-day certificate issuance, and a streamlined digital system for secure document management.Our approach combines industry expertise with personalized service, ensuring businesses receive comprehensive protection aligned with their unique needs. Backed by decades of experience and a commitment to transparency, we educate clients on policy intricacies while maintaining rigorous follow-up on claims and coverage adjustments. This client-centric philosophy has fostered long-term relationships with businesses across industries, from small contractors to large enterprises.
Services
Workers Compensation Insurance
General Liability Insurance
Commercial Auto Insurance
Building Coverage
Professional Liability Insurance
Details
- Year established: 1995
Highlights and features
- We offer 30+ years of specialized commercial insurance expertise
- We provide access to 250+ insurance carriers for optimal coverage options
- Our team issues certificates of insurance the same day
- We maintain a secure digital document management system
- Our advisors deliver personalized service with immediate availability
What people say
Great communication
Swift and informative
Competitive and friendly
Same-day certificates
Exceptional customer service
Services
Workers Compensation Insurance
Workers Compensation Insurance protects businesses against costs associated with work-related injuries or illnesses. This coverage includes medical expenses, wage-loss benefits, and legal protections while ensuring compliance with state regulations. Our agency helps businesses secure appropriate policies tailored to their industry risks and employee count.
General Liability Insurance
General Liability Insurance safeguards businesses from third-party claims involving property damage, bodily injury, or advertising injuries. Coverage includes legal fees, settlements, and medical expenses resulting from covered incidents. We assist clients in obtaining policies that protect their assets while meeting contractual requirements from landlords or partners.
Commercial Auto Insurance
Commercial Auto Insurance covers vehicles used for business purposes, including liability protection, collision coverage, and comprehensive protection against theft or natural disasters. Our team helps businesses navigate state-mandated requirements and select appropriate coverage levels for company-owned or leased vehicles.
Professional Liability Insurance
Professional Liability Insurance protects service-based businesses against claims of negligence, misrepresentation, or inadequate advice. Coverage includes legal defense costs and settlement payments related to professional mistakes. We help professionals secure policies that address industry-specific risks and contractual obligations.
Commercial Property Insurance
Commercial Property Insurance covers physical business assets against damage from fire, storms, theft, and other covered perils. Policies protect buildings, equipment, inventory, and furniture while meeting lender requirements. Our agency assists businesses in determining appropriate coverage limits and additional endorsements.
People
Eddie Hooes
Insurance Agent
With extensive experience in commercial insurance, Eddie specializes in building long-term client relationships through personalized service and prompt issue resolution. He focuses on delivering tailored coverage solutions for contractors and business owners.
Zach Engledow
Insurance Agent
Zach provides expert insurance guidance to businesses, emphasizing comprehensive risk management and timely certificate processing. His approach combines industry knowledge with dedicated client support to ensure seamless insurance operations.
Steve Daniels
Insurance Agent
Steve offers specialized insurance solutions with a focus on client education and efficient policy management. His expertise helps businesses navigate complex coverage requirements while maintaining cost-effective protection strategies.
Questions
What types of commercial insurance do you offer?
We provide Workers Compensation, General Liability, Commercial Auto, Professional Liability, and Commercial Property insurance, along with specialized coverages like Directors & Officers liability and Surety Bonds.
How quickly can I get a certificate of insurance?
Most certificates are issued the same business day when requested through our streamlined digital process.
Do you work with small businesses?
Yes, we serve businesses of all sizes, from sole proprietors to large corporations, with customized insurance solutions.
How do you help businesses save money?
By leveraging our network of 250+ carriers, we compare options to find competitive rates while maintaining comprehensive coverage tailored to each business's needs.
What areas do you serve?
While based in California, we provide insurance services to businesses nationwide through our extensive carrier partnerships.
