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Your Trusted Independent Insurance Agency in Santa Ana
Kosmos Insurance operates as an independent insurance agency dedicated to meeting diverse insurance needs across Southern California and neighboring states. With a focus on personalized service, we collaborate with multiple reputable carriers to tailor coverage solutions for both personal and business clients. Our team prioritizes understanding individual client challenges and risk profiles to develop customized insurance packages. By maintaining independence, we ensure clients receive options that align with their specific requirements rather than promoting single-carrier products.Our approach combines local market expertise with access to national insurance providers, enabling comprehensive protection strategies for homeowners, drivers, and business owners. We emphasize transparent communication throughout the policy selection process and maintain ongoing support for policy adjustments or claims assistance. Our commitment to community education about insurance options reflects our dedication to long-term client relationships built on trust and informed decision-making.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Workers Compensation
Commercial Property
Personal Umbrella
Condo Insurance
Motorcycle Insurance
Renters Insurance
Highlights and features
- We offer access to multiple insurance carriers through our independent agency status
- Our team specializes in business insurance solutions from BOPs to workers compensation
- Dedicated agents provide personalized service with combined decades of industry experience
- We serve clients across Southern California, Arizona, Colorado, and Nevada
- 24/7 claim reporting available through major insurance carriers
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driver profiles and vehicle types. Our policies protect against liability, collision, and uninsured motorists while offering customizable coverage limits. With access to multiple carriers, we help clients find competitive rates that match their specific needs and driving history.
Homeowners Insurance
Our homeowners insurance policies safeguard residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options for both standard and unique dwellings, including specialized protection for high-value items. Our team helps clients understand policy details and select appropriate coverage levels based on their property value and location.
Business Insurance
We specialize in creating comprehensive business insurance packages tailored to specific industries and operational risks. Our offerings include business owners policies, liability coverage, and workers compensation insurance. We evaluate each client's unique exposures based on their personnel, location, and growth plans to develop customized protection strategies that safeguard business assets.
Life Insurance
Our life insurance solutions provide financial security for policyholders' loved ones through term and permanent coverage options. We help clients determine appropriate coverage amounts based on their family needs and financial obligations. Our independent agency status allows comparison of multiple carriers' offerings to find policies that balance protection and affordability.
Workers Compensation
We offer workers compensation insurance that meets state requirements while protecting businesses from financial losses due to workplace injuries. Our policies cover medical expenses, rehabilitation costs, and lost wages for injured employees. We work with businesses to develop safety programs that potentially reduce premiums while maintaining compliance with regulatory standards.
People
Angela Papastathis
Principle
Angela Papastathis leads Kosmos Insurance with strategic vision, overseeing operations and client relationships. Her leadership focuses on maintaining the agency's independent status to provide unbiased insurance solutions. She ensures the team maintains high service standards while expanding coverage options for both personal and business clients.
Nancy Carriveau
Commercial Account Manager
Nancy Carriveau specializes in commercial insurance solutions, helping businesses identify and mitigate industry-specific risks. With extensive experience in business insurance, she develops customized coverage packages that address unique operational exposures. She works closely with clients to understand their evolving insurance needs and provide ongoing policy adjustments.
Stephanie Gutierrez
Personal Lines Account Manager
Stephanie Gutierrez manages personal insurance accounts, assisting clients with auto, home, and life insurance needs. She focuses on educating clients about coverage options and helping them select appropriate protection levels. Her approach emphasizes long-term client relationships through regular policy reviews and personalized service.
Thea Papastathis
Financial Officer/HR
Thea Papastathis oversees financial operations and human resources at Kosmos Insurance. She ensures proper financial management while maintaining compliance with employment regulations. Her role supports the agency's operational stability, enabling consistent service delivery to clients through effective resource allocation and staff management.
Jim Papastathis
Consultant
Jim Papastathis provides expert insurance consulting services, leveraging industry experience to guide complex coverage decisions. He contributes to developing strategic partnerships with insurance carriers while advising on risk management solutions. His expertise helps both personal and business clients navigate challenging insurance scenarios and coverage gaps.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, workers compensation, and specialty insurance coverages for both individuals and commercial clients in multiple states.
How can I get a quick insurance quote?
Request a free quote online through our website or call us directly at 714-972-0950 for immediate assistance with personalized coverage options.
Do you offer 24/7 claim reporting?
Yes, our insurance carriers provide 24-hour claim reporting through dedicated phone numbers listed on your policy documents and our website.
Which areas do you serve?
We serve clients throughout Southern California, Arizona, Colorado, and Nevada with localized insurance solutions tailored to regional needs.
What are your business hours?
Our office operates Monday-Thursday 9am-5pm, Friday 9am-3pm, with after-hours claim support available through our carrier partners.
How do you help clients save money on insurance?
As independent agents, we compare multiple carriers' rates and leverage our industry relationships to find competitive pricing without compromising coverage quality.
