Business Details
42 Years
experience
Emergency
services
Trusted Insurance Adjusters in Tampa, FL
Founded in 1984, Tutwiler & Associates Public Adjusters Public Adjusters, Inc. is a nationally recognized firm specializing in commercial and residential property insurance claims. With over 37 years of combined experience, our team of licensed professionals advocates exclusively for policyholders, negotiating fair settlements for damages from hurricanes, floods, fires, and other perils. We leverage advanced claims management software and a deep understanding of insurance policies to document, present, and resolve claims efficiently.Our success stories include securing over $210 million in settlements, reflecting our commitment to transparency, ethical practices, and client-centric service. Licensed in 17 states, we serve homeowners, businesses, and institutions nationwide, offering 24/7 emergency support and free claim reviews.
Services
Property Insurance Claims
Appraisal Services
Builders Risk Claims
Commercial Claims
Residential Claims
Hurricane Damage Claims
Flood Damage Claims
Fire Damage Claims
Umpire Services
Mediation Services
Details
- Year established: 1984
Highlights and features
- We have over 37 years of combined experience in property insurance claims.
- Our team uses proprietary claims management software for precise documentation.
- Licensed in 17 states, including Florida, Texas, and Pennsylvania.
- We offer 24/7 emergency services for urgent claim needs.
- Proven track record of securing over $210 million in settlements.
What people say
Superb service and attention to detail
Helped secure a fair settlement
Professional and responsive team
Trusted advocates during stressful times
Highly recommend for insurance claims
Services
Property Insurance Claims
Tutwiler & Associates Public Adjusters specializes in managing property insurance claims for residential and commercial clients. Our team documents damages, negotiates with insurers, and ensures fair settlements for losses from hurricanes, floods, fires, and other covered perils. With expertise in policy language and valuation, we streamline the claims process to minimize client stress while maximizing recoveries.
Appraisal Services
We provide certified appraisal services to resolve disputes over insurance claim values. Our WIND-certified appraisers assess damages, prepare detailed estimates, and collaborate with umpires to ensure equitable outcomes. This service is ideal for policyholders facing undervalued claims, offering a structured process to secure accurate settlements without litigation.
Builders Risk Claims
Our firm handles builders risk claims for construction delays, material damage, and project interruptions. We evaluate coverage under complex policies, negotiate settlements for soft costs, and ensure timely recovery for developers and contractors. With expertise in reporting forms and delay calculations, we protect clients' financial interests during construction phases.
Commercial Claims
Tutwiler & Associates Public Adjusters resolves commercial property claims for businesses of all sizes, including large industrial complexes and municipal entities. We address business interruption losses, inventory damage, and liability disputes, leveraging industry-specific knowledge to expedite settlements. Our team ensures minimal operational disruption while securing comprehensive compensation.
Hurricane Damage Claims
We specialize in hurricane-related insurance claims, addressing wind, water, and structural damage. Our adjusters navigate percentage deductibles, document extensive losses, and advocate for full policyholder coverage. With regional expertise in Florida and Gulf Coast states, we provide rapid response to storm-affected clients.
People
Rick Tutwiler
President
With over 30 years in insurance claims, Rick Tutwiler leads Tutwiler & Associates Public Adjusters, focusing on complex property disputes. He specializes in appraisal services and has testified as an expert witness in federal courts.
Zachary Flora
Public Adjuster
Zachary Flora manages commercial and residential claims, leveraging expertise in policy interpretation and damage valuation. Licensed in multiple states, he ensures clients receive equitable settlements.
Keith Grams
Certified Umpire
Keith Grams specializes in appraisal and umpire services, resolving disputes through impartial evaluations. His work ensures fair claim settlements under strict policy guidelines.
Michael Platts
Senior Adjuster
Michael Platts handles large-loss claims, with a focus on hurricane and flood damage. Certified in appraisal, he advocates for policyholders in high-stakes negotiations.
Dick Tutwiler
Founder
Dick Tutwiler, founder of Tutwiler & Associates Public Adjusters, has 37 years of experience in property insurance. A recognized expert, he has testified in state and federal courts on claims practices.
Questions
What types of insurance claims does Tutwiler & Associates handle?
We handle residential and commercial property claims for hurricane, flood, fire, and construction-related damages, among others.
How does the appraisal process work for disputed claims?
Appraisal involves independent appraisers from both parties and a neutral umpire to determine a fair claim value.
Can I file a claim without hiring a public adjuster?
Yes, but a public adjuster ensures accurate documentation and maximizes your settlement.
Is Tutwiler & Associates licensed in all U.S. states?
We are licensed in 17 states, including Florida, Texas, and Pennsylvania, with nationwide service capabilities.
What should I do immediately after property damage occurs?
Document the damage, contact your insurer, and reach out to us for a free claim review.
Do you offer 24/7 emergency services?
Yes, we provide 24/7 support for urgent claim needs and disaster response.
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