Business Details
32 Years
experience
Your Trusted Partner for Insurance & Retirement Planning in Nevada
Since 1994, Nevada Benefits has served Las Vegas, Reno, and surrounding communities as a trusted partner in insurance and retirement planning. Our experienced team provides clear guidance, local expertise, and personalized solutions tailored to individuals, families, and small businesses. With offices in Las Vegas and Reno, we specialize in health, dental, vision, disability, life insurance, and retirement accounts, prioritizing honest advice and affordable coverage.Our bilingual team ensures accessible service, returning calls promptly and maintaining a client-first approach. With over 30 years of combined experience, we simplify complex insurance decisions while fostering long-term relationships built on trust and transparency. Our commitment to Nevada communities is reflected in our 4.9 client rating and 30,000+ satisfied clients.
Services
Health Insurance
Medicare Insurance
Retirement Solutions
Life Insurance
Dental Insurance
Vision Insurance
Disability Insurance
Supplemental Insurance
Group Health Plans
401(k) Planning
Details
- Year established: 1994
Highlights and features
- We offer 30+ years of local insurance expertise in Nevada
- Our team provides personalized solutions tailored to your unique needs
- Bilingual support ensures accessible service for all clients
- We prioritize honest guidance with no high-pressure sales tactics
- Client testimonials highlight our prompt, professional service and follow-through
What people say
Excellent customer service
Patient and diligent
Prompt responses
Knowledgeable experts
Personalized solutions
Services
Health Insurance
We provide affordable health insurance plans tailored to individuals, families, and businesses. Our solutions cover essential medical needs while offering flexibility in coverage options. Our team helps clients navigate ACA-compliant plans, short-term medical coverage, and supplemental insurance to find the right fit for their budget and healthcare requirements.
Medicare Insurance
Our Medicare specialists assist Nevada residents in selecting appropriate coverage options. We offer guidance on Original Medicare, Advantage plans, and supplemental policies to ensure comprehensive healthcare protection for seniors while explaining enrollment periods and eligibility requirements.
Retirement Solutions
We offer 401(k) plans for businesses and individual retirement accounts tailored to clients' financial goals. Our experts provide personalized guidance on contribution strategies, investment options, and tax advantages to help build secure financial futures for entrepreneurs and employees alike.
Life Insurance
We help clients choose appropriate life insurance coverage to protect their families' financial futures. Our offerings include term and permanent policies with customizable death benefits to ensure financial security for beneficiaries while aligning with clients' long-term planning objectives.
Group Health Plans
We design customized group health insurance solutions for Nevada businesses with one or more employees. Our services include plan selection, enrollment assistance, and ongoing support for employers seeking to provide competitive benefits packages while managing costs effectively.
People
Phil Randazzo
Founder, CEO
With over 30 years of insurance experience, Phil founded Nevada Benefits to provide tailored solutions for Nevada residents. He focuses on simplifying insurance decisions while maintaining community involvement and sustainable business practices.
Jennifer Randazzo
Co-Founder
As co-founder, Jennifer has shaped Nevada Benefits' growth over 33 years. She emphasizes relationship-building and maintains company values while supporting both clients and team members through her leadership.
Laura Shoemaker
Director of Operations
Laura brings 20+ years of client-focused experience to her role. A Las Vegas native with a psychology degree, she specializes in personalized insurance solutions while managing operational excellence across the organization.
Zakia Parnell
Licensed Agent
Zakia offers bilingual French-English insurance services with two decades of client relationship expertise. Originally from France, she combines cultural understanding with personalized solutions for Nevada families and individuals.
Kristina Collins
Licensed Agent
Kristina has served Las Vegas residents since 2001, specializing in health insurance solutions. As a mother of three, she understands family coverage needs and combines professional expertise with community-focused service.
Questions
What's the difference between ACA and short-term health insurance?
ACA plans cover essential benefits and pre-existing conditions, while short-term plans provide temporary coverage for unexpected medical needs without ACA compliance.
Can self-employed individuals qualify for group health insurance?
Yes, self-employed individuals with at least one full-time employee may qualify for small group health plans through Nevada Benefits.
Do I need supplemental insurance with existing health coverage?
Supplemental insurance helps cover out-of-pocket expenses like deductibles and copays, providing additional financial protection beyond standard health plans.
What happens if I miss Open Enrollment?
If you don't qualify for a Special Enrollment Period, you can enroll during the next Open Enrollment window or consider short-term medical insurance as a temporary solution.
How do level-funded group plans work?
Level-funded plans combine predictable monthly costs with potential refunds if claims are lower than expected, offering small businesses hybrid benefits of self-funding and traditional plans.
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