Business Details
14 Years
experience
Trusted Medicare Insurance Guidance in Farmingdale, NY
Human Touch Insurance Agency, led by Florella H. Adams, specializes in guiding Medicare beneficiaries through complex health insurance decisions. With over a decade of experience, our team provides personalized solutions for Medicare Advantage, Supplement, and Prescription Drug Plans, alongside final expense insurance options. Licensed in 13 states, we prioritize individualized service, leveraging partnerships with multiple carriers to compare plans and identify affordable coverage tailored to each client's needs. Our expertise extends to Social Security analysis, helping clients maximize lifetime benefits.Operating from Farmingdale, NY, we serve clients nationwide while maintaining a commitment to transparency, education, and client empowerment. Our approach combines deep industry knowledge with a focus on simplifying insurance choices for retirees and pre-retirees. We emphasize clear communication, comprehensive comparisons, and ongoing support to ensure clients understand their options and make informed decisions. Our services address critical concerns about capping medical costs and optimizing coverage during retirement transitions.
Services
Medicare Advantage Plans
Medicare Supplements
Part D Prescription Plans
Final Expense Insurance
Social Security Analysis
Details
- Year established: 2012
Highlights and features
- We offer 10+ years of specialized Medicare insurance expertise
- Our team includes a Registered Social Security Analyst
- We provide personalized comparisons across multiple insurance carriers
- Licensed to serve clients in 13 states nationwide
- We focus on finding affordable, tailored coverage solutions
Services
Medicare Advantage Plans
Medicare Advantage Plans combine hospital and medical coverage with additional benefits like dental and vision. These private insurance alternatives to Original Medicare offer network-based care with predictable costs. Our agency helps clients compare HMO, PPO, and Special Needs Plans to find optimal coverage matching their healthcare needs and geographic requirements.
Medicare Supplements
Medicare Supplement Insurance covers out-of-pocket costs not paid by Original Medicare. These plans help with deductibles, copayments, and medical equipment expenses. We assist clients in selecting appropriate Medigap policies to complement their Medicare Part A and B coverage while ensuring proper prescription drug plan coordination.
Part D Prescription Plans
Part D Prescription Drug Plans provide medication coverage for Medicare beneficiaries. Our experts analyze formularies and tiered pricing structures to identify cost-effective solutions. We help clients understand coverage changes, file exceptions, and select plans that align with their specific medication requirements and budget constraints.
Final Expense Insurance
Final expense life insurance covers funeral and end-of-life costs averaging over $8,000. These policies protect families from financial strain by covering caskets, services, and related expenses. We offer customizable coverage options to ensure adequate protection while maintaining affordability for pre-planning clients.
Social Security Analysis
Our Registered Social Security Analyst provides strategic guidance for maximizing lifetime benefits. We help clients determine optimal claiming ages and coordinate insurance coverage with retirement income planning. This service ensures clients make informed decisions about benefit timing and spousal/dependent entitlements.
People
Florella H. Adams
Licensed Insurance Agent
With over a decade of Medicare insurance expertise, Florella H. Adams specializes in helping beneficiaries navigate complex coverage options. Licensed in 13 states, she provides personalized plan comparisons and retirement planning guidance to clients nationwide.
Questions
What Medicare plan types do you help with?
We assist with Medicare Advantage, Supplement, and Prescription Drug Plans, along with final expense insurance options.
Are you licensed in all states?
We are licensed in 13 states including NY, FL, TX, and CA. Check with us about your specific location.
How do you help compare insurance plans?
We analyze multiple carriers' offerings to find affordable coverage matching your healthcare needs and budget.
Do you offer Social Security planning?
Yes, our team includes a Registered Social Security Analyst for benefit optimization guidance.
What are your office hours?
Monday-Wednesday 9am-6pm, Thursday 9am-8pm, Friday 9am-6pm, Saturday 10am-4pm EST.
