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Your Trusted Insurance Partner in Waco, TX
Royal Insurance Agency has been dedicated to meeting the insurance needs of businesses and families in Waco, Texas, for many years. Our team of licensed agents specializes in finding the best coverage options at competitive rates, leveraging access to multiple carriers to provide tailored policies. We prioritize client needs by offering personalized insurance solutions for auto, home, life, renters, business, health, and Mexico travel policies. With a focus on affordability and comprehensive protection, we work to ensure clients receive the highest level of service and support.

Our commitment to transparency and client satisfaction drives our approach to insurance brokerage. By staying attuned to evolving risks and client priorities, we deliver reliable coverage that adapts to changing circumstances. Our expertise spans both personal and commercial insurance, allowing us to address diverse protection requirements. We aim to simplify the insurance process while maintaining competitive pricing and exceptional customer care.
Services
Homeowner Insurance Auto Insurance Renters Insurance Life Insurance Business Insurance Travel Insurance
Highlights and features
  • We offer access to multiple insurance carriers for competitive rates.
  • Our licensed agents provide personalized policy recommendations.
  • We specialize in tailored coverage for both personal and business needs.
  • We prioritize client satisfaction with transparent service.
  • We deliver competitive pricing without compromising coverage quality.
Services
Homeowner Insurance
Protect your home with customizable policies covering property damage, liability, and personal belongings. Our plans address fire, theft, and natural disaster risks while offering flexible deductible options. We help homeowners in Waco secure affordable protection that aligns with their specific needs and mortgage requirements.
Auto Insurance
Get comprehensive auto protection including liability, collision, and uninsured motorist coverage. We offer competitive rates for personal and commercial vehicles, with options to add roadside assistance and rental reimbursement. Our agents help clients meet Texas minimum requirements while ensuring adequate financial protection.
Business Insurance
Safeguard your business with tailored policies covering property damage, liability, and operational risks. We provide general liability, property insurance, and specialized coverage options for Waco-area businesses across various industries to protect against financial losses.
Life Insurance
Secure your family's financial future with term or whole life policies. We offer customizable coverage amounts and payment structures to match individual needs. Our solutions help clients ensure loved ones receive financial support in the event of unexpected circumstances.
Travel Insurance
Obtain specialized insurance for Mexico travel including vehicle coverage, medical emergencies, and roadside assistance. Our short-term and extended policies protect against theft, liability, and accident-related expenses when driving south of the border, with customizable deductible options.
People
Esther Trejo
Owner/Operator
Esther Trejo leads Royal Insurance Agency with a commitment to personalized service and client education. With extensive experience in Texas insurance markets, she focuses on building long-term relationships while delivering tailored coverage solutions for individuals and businesses.
Questions
What types of insurance do you offer?
We provide homeowner, auto, renters, life, business, health, and Mexico travel insurance policies tailored to individual and business needs.
Do you serve areas outside Waco?
Our primary service area is Waco, Texas, though we may assist with certain policies beyond this region through our carrier partnerships.
How do you help clients save on insurance costs?
We compare multiple carrier options to find competitive rates and offer guidance on deductible adjustments and vehicle selection to reduce premiums.
Is Mexico travel insurance required for vehicle coverage?
Yes, US auto policies don't cover Mexico. We provide specialized short-term or extended Mexico car insurance with liability and physical damage coverage.
What happens after I request a quote?
Our licensed agents will analyze your needs and present customized policy options from our network of insurance carriers within one business day.