Business Details
26 Years
experience
Your Trusted Partner for Financial Planning Solutions
At Skinner Financial Service, we specialize in helping clients achieve their financial goals through comprehensive planning and personalized guidance. With over two decades of experience in the industry, Jeff Skinner, a Certified Financial Planner and Accredited Estate Planner, leads our team in providing holistic solutions for retirement income, estate planning, and life insurance needs. Our approach prioritizes integrity and transparency, ensuring clients receive tailored strategies that align with their unique circumstances.We are committed to empowering individuals to secure their financial futures while maintaining a focus on long-term stability and growth. By combining expertise with a client-centric philosophy, we aim to build lasting relationships grounded in trust and mutual understanding. Our services are designed to address both immediate concerns and future aspirations, offering peace of mind through every stage of life.
Services
Retirement Income
Estate Planning
Life Insurance
Financial Planning
Retirement Planning
Details
- Year established: 2000
Highlights and features
- We offer over 20 years of experience in financial planning and retirement strategies.
- Our team holds elite certifications including CFP and AEP designations.
- We provide a holistic approach to financial planning with transparent communication.
- Our strategic partnerships enhance our ability to deliver comprehensive solutions.
- We prioritize personalized service tailored to each client's unique circumstances.
Associations and certifications
- Certified Financial Planner (CFP)
- Accredited Estate Planner (AEP)
Services
Retirement Income Planning
We develop customized retirement income plans that optimize Social Security benefits, pension distributions, and investment withdrawals. Our approach minimizes tax liabilities while ensuring sustainable cash flow throughout retirement. Clients receive ongoing portfolio management and adjustments to maintain financial stability.
Estate Planning
Our estate planning services create legal frameworks for asset distribution, including wills, trusts, and power of attorney documents. We collaborate with legal professionals to implement tax-efficient strategies that preserve wealth for future generations while addressing healthcare directives and guardianship arrangements.
Life Insurance Analysis
We evaluate existing life insurance policies and recommend appropriate coverage based on family needs, income replacement requirements, and long-term financial goals. Our analysis includes policy comparisons, premium optimization, and beneficiary designation reviews to ensure adequate protection.
Financial Planning
We provide comprehensive financial planning covering budgeting, debt management, investment strategies, and risk assessment. Our holistic approach integrates short-term needs with long-term objectives, offering clients a clear roadmap to achieve financial milestones at every life stage.
Tax Efficiency Strategies
Our tax planning services identify opportunities to reduce liabilities through retirement account conversions, charitable giving strategies, and investment tax harvesting. We coordinate with CPAs to implement legal tax-saving methods that maximize after-tax income for both current and future financial needs.
People
Jeff Skinner
President/Financial Planner
Certified Financial Planner with 20+ years of experience in retirement and estate planning. Holds a Master's in Family Financial Planning and serves on South Dakota State University's Council of Trustees.
Lori Skinner
Office & Marketing Manager
Manages daily operations and marketing initiatives for Skinner Financial Service. Brings extensive administrative experience to support client service delivery and business development efforts.
Questions
What retirement planning services do you offer?
We provide comprehensive retirement income strategies, tax-efficient withdrawal plans, and portfolio management to help clients achieve financial security in retirement.
How do you approach estate planning?
Our estate planning focuses on wealth preservation, legacy creation, and legal documentation to ensure your assets are distributed according to your wishes.
What life insurance options are available?
We help clients evaluate term, whole, and universal life insurance policies to find coverage that protects their family's financial future.
Are you affiliated with any financial institutions?
We operate independently through Dakota Region Advisors LLC, maintaining no proprietary product ties to ensure unbiased financial advice.
How are fees structured for your services?
Our fee structure is transparent and based on the complexity of your financial situation, with options for hourly consultations or ongoing advisory relationships.
