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17 Years
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Emergency
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Trusted Insurance Services in Lakeland, FL
Established in October 2009, our Lakeland-based insurance office brings over 16 years of dedicated experience serving Florida families and businesses. As a State Farm agency, we combine national resources with local expertise to deliver personalized insurance solutions tailored to individual needs. Our team of licensed professionals specializes in auto, home, life, business, and specialty insurance products, ensuring comprehensive protection for our clients' most valuable assets. With a strong commitment to community service through organizations like Kiwanis International, we prioritize building lasting relationships founded on trust and reliability.

Our office maintains 24/7 availability for urgent needs while emphasizing proactive coverage reviews to adapt to life's changing circumstances. Through decades of combined industry experience, we provide expert guidance on risk management strategies that protect against unexpected events while maintaining transparent, ethical business practices.
Services
Auto Insurance Home Insurance Life Insurance Business Insurance Renters Insurance Condo Insurance Personal Articles Insurance Pet Insurance Health Insurance Financial Services
Details
  • Year established: 2009
Highlights and features
  • We offer 16+ years of State Farm insurance expertise
  • Our team provides 24/7 emergency service availability
  • We specialize in comprehensive coverage reviews for changing needs
  • Our local knowledge serves Polk County and surrounding areas
  • We maintain transparent pricing with no hidden fees
What people say
16 years experience 24/7 emergency service Local market knowledge Personalized coverage options Professional team
Services
Auto Insurance
Our auto insurance protects drivers with customizable coverage options including liability, collision, and comprehensive protection. We help policyholders understand state requirements while offering additional safeguards like roadside assistance and rental reimbursement. With personalized risk assessments, we ensure adequate protection for various vehicle types and driving patterns.
Home Insurance
Homeowners insurance policies cover structural damage, personal belongings, and liability protection. We specialize in adapting coverage for different property types including primary residences, vacation homes, and investment properties. Our team helps clients understand policy limits while offering endorsements for specific risks like water damage or valuable items.
Life Insurance
We offer term and permanent life insurance solutions to protect loved ones financially. Our policies provide death benefits for final expenses, mortgage protection, and long-term financial planning. We help clients determine appropriate coverage amounts based on family needs, income replacement requirements, and future financial goals.
Business Insurance
Business insurance packages protect companies from operational risks including property damage, liability claims, and business interruption. We customize policies for different industries, covering equipment, inventory, and professional liability. Our solutions adapt to business size and growth while meeting regulatory requirements.
Renters Insurance
Renters insurance safeguards personal belongings and provides liability coverage for leased properties. We offer affordable policies covering theft, water damage, and temporary living expenses. Our team explains coverage limitations while helping tenants understand policy requirements from landlords and property management companies.
People
Chris Spivey
Agent
With over 16 years of State Farm experience, Chris leads our Lakeland office. Holding ChFC and CLU designations, he specializes in personalized insurance solutions. A Lakeland native, Chris combines local knowledge with professional expertise to serve Florida residents.
Silvia Cruz-Ocampo
Office Manager
Silvia manages daily operations with 17 years of insurance industry experience. She focuses on customized coverage solutions beyond minimum state requirements. Her expertise ensures clients receive appropriate policy structures tailored to individual needs.
Leah Davis
Insurance Account Representative
Leah brings 9 years of insurance experience to our team. A St. Leo University graduate, she specializes in life insurance solutions. Her community focus helps local residents protect their families through customized coverage plans.
Leighanne Grenade
Insurance Account Representative
Leighanne provides insurance expertise with over a year of industry experience. She assists clients with auto, home, and renters insurance while offering personalized service. Her background in Sanford and Lakeland enhances local market understanding for policyholders.
Questions
How long has Chris Spivey worked with State Farm?
Chris has over 16 years of experience with State Farm Insurance.
What insurance types do you offer?
We provide auto, home, renters, life, health, business, disability, and pet insurance.
When should I get life insurance?
As soon as possible to ensure loved ones' financial protection against unexpected events.
Which areas do you serve?
We serve Lakeland, Plant City, Tampa, Winter Haven, Polk County, and Hillsborough County.