Business Details
Your Trusted Financial Partner in San Diego
Empower Wealth Strategies & Insurance Solutions is dedicated to helping clients achieve financial security through personalized strategies. With over eight years of experience in financial services, our team specializes in investment management, retirement planning, and risk mitigation. We prioritize client education, offering tailored guidance to navigate complex financial landscapes. Our approach combines comprehensive analysis with ongoing support, ensuring clients adapt to evolving market conditions and life changes. Backed by affiliations with New York Life Insurance Company and NYLIFE Securities LLC, we deliver expertise in wealth preservation, estate planning, and insurance solutions.Our commitment extends beyond financial metricswe actively engage in community service, supporting organizations like Lifelong and Seattle Humane Society. By integrating technical proficiency with ethical standards, we empower clients to make informed decisions aligned with their unique goals. Our process begins with understanding individual circumstances, followed by strategic implementation and continuous adjustments to maintain alignment with changing needs. This client-centric philosophy has earned us trust across multiple states, serving business owners, professionals, and pre-retirees alike.
Services
Life Insurance
Retirement Planning
Investment Management
Estate Planning
Annuities
Disability Insurance
College Funding
Tax Strategies
Wealth Preservation
Long-Term Care Insurance
Highlights and features
- We offer personalized financial education to empower informed decisions.
- Our team has over eight years of experience in financial services.
- We provide comprehensive strategies combining investment, insurance, and tax planning.
- We collaborate with clients' legal and tax professionals for holistic solutions.
- Our community involvement reflects our commitment to ethical service.
Services
Life Insurance
We offer tailored life insurance solutions to protect your family's financial future. Our policies provide temporary or permanent coverage, with options for cash value accumulation that can supplement retirement income or fund major life events. Our advisors help clients select appropriate coverage amounts and types based on individual needs.
Retirement Planning
Our comprehensive retirement planning service helps clients prepare for financial independence. We develop customized strategies considering income needs, tax implications, and risk tolerance. Through ongoing portfolio management and periodic adjustments, we help ensure clients maintain financial stability throughout their retirement years.
Investment Management
We provide access to over 2,500 mutual funds and self-directed retirement accounts. Our investment strategies focus on wealth accumulation and preservation through diversified portfolios. We offer both fee-based advisory services and commission-based product sales to accommodate different client preferences and financial goals.
Estate Planning
Our estate planning service helps clients preserve wealth for future generations. We collaborate with legal and tax professionals to create strategies that minimize estate taxes and ensure smooth asset transfer. Services include reviewing wills, trusts, and beneficiary designations to align with clients' long-term objectives.
Annuities
We offer guaranteed income annuities for retirement security. These products provide immediate or deferred income streams, with options for lifetime payments. Our advisors help clients evaluate annuity types, considering factors like liquidity needs, risk tolerance, and existing retirement income sources.
People
Lisa Youk
Financial Advisor, Owner
Lisa Youk is a licensed financial advisor with over eight years of experience in wealth management. She holds FINRA Series 7, 66, 63, and 6 licenses, along with life and health insurance certifications. A University of Washington graduate, she is pursuing CFP designation and specializes in retirement strategies and insurance solutions.
Krystal Lachance
Licensed Servicing Assistant
Krystal Lachance supports client communication and office operations with seven years of experience in insurance services. She holds a Communication Studies degree from Appalachian State University and maintains current insurance licensing through ongoing education programs.
Questions
What financial services do you specialize in?
We specialize in retirement planning, investment management, life insurance, annuities, and estate planning. Our services also include tax-reduction strategies and college funding solutions tailored to individual client needs.
How do you work with clients?
We begin with a comprehensive assessment of your financial situation, then develop customized strategies aligned with your goals. We provide ongoing portfolio management and adjust plans as needed to accommodate life changes and market conditions.
Are you licensed to work in my state?
We are licensed in Arkansas, Arizona, California, Florida, New York, Oklahoma, Texas, Utah, and Washington. If you reside in one of these states, we can provide full financial advisory and insurance services.
How are your services compensated?
We offer both fee-based investment advisory services through Eagle Strategies LLC and commission-based product sales through NYLIFE Securities LLC. Clients can choose the compensation structure that best suits their needs.
Can you help with business owner financial planning?
Yes, we specialize in working with business owners to develop strategies that address both personal and business financial needs, including tax optimization, asset protection, and succession planning.
