Business Details
Specialty Insurance Solutions for Difficult-to-Place Risks
Lion Heart Insurance Services specializes in securing coverage for difficult-to-place risks across diverse industries. With over 100 years of combined experience, our team provides personalized attention to agency clients, leveraging relationships with top-tier insurers in London and domestic A+ XV-rated carriers. We focus on niche markets including specialty insurance for restaurants, nightclubs, e-cigarettes, nutraceuticals, and professional liability, offering tailored solutions for emerging and high-risk sectors. Our family-owned business prioritizes flexibility, with no volume commitments or contracts required, while delivering competitive pricing and comprehensive coverage options.Through direct collaboration with underwriters, we ensure efficient placement of complex risks, including assault and battery liability, property insurance, and excess programs up to $25 million. Our commitment to agent success includes start-up support, carrier transition assistance, and access to markets with national programs in our served niches.
Services
Sports Bars Insurance
Night Clubs Insurance
Property Insurance
E-Cigs Insurance
Nutraceuticals Insurance
Professional Liability
ResCare Insurance
Excess Insurance
Product Liability
Assisted Living Insurance
Highlights and features
- We offer 100+ years of combined experience in placing hard-to-insure risks.
- Our team provides personalized attention to retail agents and their clients.
- We access top-tier London markets and domestic A+ XV-rated carriers.
- Our programs include assault and battery liability up to $25 million.
- We specialize in emerging industries like e-cigarettes and nutraceuticals.
What people say
Saved my client account
Fantastic service
Great pricing
Expertise in niche markets
Timely coverage solutions
Services
Sports Bars Insurance
We provide comprehensive insurance for sports bars, taverns, and restaurants with assault and battery liability up to $25 million. Coverage includes property damage, liquor liability, and business interruption. Our A-rated markets offer flexible deductibles and excess limits for venues of all sizes.
E-Cigs Insurance
Our program covers e-cigarette manufacturers, retailers, and distributors with product liability up to $5 million. We offer standalone property coverage and excess limits through Lloyds of London. Policies address exploding batteries, nicotine exposure, and regulatory challenges in this emerging industry.
Nutraceuticals Insurance
We insure vitamin manufacturers, dietary supplement producers, and life sciences companies with broad coverage and no mold exclusions. Policies include up to $5 million in combined limits through Lloyds of London, covering product liability, general liability, and recall expenses for domestic and international operations.
Excess Insurance
Our excess program provides up to $5 million in coverage for hospitality, manufacturing, and healthcare sectors. We offer follow-form policies with A-rated carriers, including assault and battery liability, additional insured endorsements, and non-contributory wording for primary policy gaps.
Professional Liability
We offer tailored management liability insurance for accountants, engineers, healthcare providers, and technology firms. Coverage includes cyber liability, directors & officers protection, and employment practices liability with defense costs outside policy limits through top-tier specialty markets.
People
Joe Weckerle Sr.
Principal
With decades of insurance experience, Joe Weckerle Sr. leads client relationships at Lion Heart Insurance Services. He specializes in placing difficult hospitality and product liability risks through global markets while maintaining hands-on support for retail agents.
Questions
What types of specialty insurance do you offer?
We provide insurance for restaurants, nightclubs, e-cigarettes, nutraceuticals, professional liability, and excess programs up to $25 million through admitted and non-admitted markets.
Do you cover high-risk industries?
Yes, we specialize in difficult-to-place risks including assault and battery liability, emerging products, and habitational property with unique exposures across all 50 states.
What markets do you work with?
We partner with Lloyds of London and domestic A+ XV-rated carriers to provide competitive coverage solutions for hard-to-insure risks in specialty markets.
Are there minimum volume requirements?
No, we have no volume commitments or contract requirements for retail agents seeking specialty insurance solutions through our wholesale brokerage.
