Business Details
32 Years
experience
Your Trusted Insurance Partner in Jacksonville, FL
At Beans Insurance Agency, we have dedicated ourselves to providing comprehensive insurance solutions for over three decades. Established in 1994, our family-owned business serves clients in Jacksonville and surrounding areas, prioritizing personalized service and community trust. Our team brings decades of combined experience in the insurance industry, offering expertise in Auto, Home, Life, Commercial, and Flood insurance. We focus on building lasting relationships by delivering tailored coverage that meets individual and business needs. With a commitment to integrity and professionalism, we ensure clients receive the support necessary to protect their assets and future.Our dedication to exceptional customer service has earned us a reputation as a reliable partner in risk management. We continuously adapt to industry changes while maintaining a client-first approach, ensuring our policies remain relevant and effective. By emphasizing education and transparency, we empower clients to make informed decisions about their insurance needs. Our long-standing presence in the community reflects our unwavering dedication to excellence and client satisfaction.
Services
Auto Insurance
Home Insurance
Life Insurance
Commercial Insurance
Flood Insurance
Motorcycle Insurance
ATV Insurance
Umbrella Policies
Valuable Articles Insurance
RV Insurance
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of experience in personalized insurance solutions.
- Our family-owned agency prioritizes community trust and client relationships.
- We provide tailored coverage for Auto, Home, Life, Commercial, and Flood insurance.
- Our team includes licensed professionals with decades of industry expertise.
- We emphasize transparency, education, and client empowerment in all consultations.
Associations and certifications
- Federal Emergency Management Agency (FEMA)
- Florida Department of Financial Services
What people say
Outstanding customer service
BEST personalities
Solve any INSURANCE ISSUE
Take care of you like family
Services
Auto Insurance
Auto Insurance protects against financial losses from accidents, theft, vandalism, and natural disasters. Our policies cover cars, trucks, vans, and other vehicles, ensuring comprehensive protection tailored to individual driving needs and state requirements.
Flood Insurance
Flood Insurance safeguards property against water damage from flooding events. Required for high-risk areas, our policies cover structural and content damages, providing financial security for homeowners and businesses in flood-prone regions like Florida.
Life Insurance
Life Insurance offers financial protection for beneficiaries upon the policyholder's death. We provide Term, Whole, and Universal Life policies, ensuring customizable coverage to meet long-term family or business needs.
Commercial Insurance
Commercial Insurance mitigates risks for businesses through Property, Liability, and Auto coverage. Tailored policies protect against operational disruptions, legal claims, and asset damage, supporting sustained business growth and compliance.
Home Insurance
Home Insurance protects against losses from fires, storms, and other covered perils. Our policies cover repair costs, personal belongings, and liability claims, offering peace of mind for homeowners facing unexpected damages.
People
Lester H. Beans, Jr.
LUTCF Agent & Owner
With over 35 years in insurance, Lester founded Beans Insurance Agency in 1994. A Jacksonville native, he holds a LUTCF designation and prioritizes client-focused service, leveraging deep local knowledge and industry expertise.
Simone Beans
Agency Manager
Simone has managed daily operations for over 20 years, combining insurance expertise with customer service excellence. Her background in telecommunications and public relations enhances client interactions and policy management efficiency.
Questions
What types of insurance do you offer?
We provide Auto, Home, Life, Commercial, Flood, Motorcycle, ATV, RV, Umbrella, and Valuable Articles insurance tailored to individual and business needs.
Why do I need flood insurance?
Flood insurance protects against financial losses from water damage, which standard policies don't cover. Even an inch of water can cause $25,000 in damages, risking out-of-pocket costs without coverage.
Do you offer commercial insurance for small businesses?
Yes, our Commercial Insurance covers small businesses with Property, Liability, and Auto policies, protecting against operational risks and legal claims.
What sets your agency apart from competitors?
Our 30+ years of local experience, personalized service, and family-owned commitment ensure clients receive tailored solutions and dedicated support.
