Business Details
41 Years
experience
Your Trusted Workers' Compensation Insurance Partner in Florida
Workers' Compensation Group has specialized in workers' compensation insurance for over 35 years, serving as Florida's leading expert in this critical coverage area. As a second-generation, family-owned agency, we prioritize personalized service and cost-effective solutions tailored to each client's unique needs. Our team of experts meticulously analyzes experience modification factors, ensures proper employee classification, and implements claims management strategies to reduce costs.We represent more than 50 carriers nationwide, enabling us to design customized plans that maximize savings through safety programs, drug-free workplace initiatives, and deductible credits. With a proven track record of delivering value to businesses across industries, we combine deep industry knowledge with a commitment to protecting both employers and employees.
Services
Workers' Compensation Insurance
Safety Program Development
Drug-Free Workplace Programs
Deductible Credits
FCCPAP Credit Assistance
Details
- Year established: 1985
Highlights and features
- We offer 35+ years of specialized expertise in workers' compensation insurance
- Our customized plans maximize savings through safety programs and industry-specific credits
- Family-owned agency prioritizes personalized service over corporate bureaucracy
- Nationwide coverage with deep understanding of Florida-specific requirements
- We implement deductible credits and experience modification analysis to reduce premiums
Services
Workers' Compensation Insurance
Specialized insurance solutions protecting businesses against workplace injury claims. Our policies include cost-saving opportunities through safety programs and deductible credits while ensuring compliance with state regulations. We provide nationwide coverage tailored to specific industry needs.
Safety Program Development
Custom safety programs designed to reduce workplace accidents and insurance premiums. We develop state-approved plans specific to your industry at no additional cost, helping qualify for premium credits while improving overall workplace safety standards.
Drug-Free Workplace Programs
Comprehensive drug-free workplace solutions that qualify businesses for premium reductions. Our programs meet regulatory requirements and include implementation support to create safer work environments while lowering insurance costs.
Deductible Credits
Flexible deductible options starting at $500 that generate premium credits beginning at 1.6%. This program allows businesses to control costs through risk retention while maintaining full coverage protection for workplace injury claims.
FCCPAP Credit Assistance
Specialized support for Florida contractors qualifying for FCCPAP credits ranging from 5-25%. We help eligible businesses with contracting classifications maximize savings through this state-specific program while ensuring proper documentation and compliance.
People
Vince Mulhall
Founder & President
With nearly 40 years of industry experience, Vince established WCG as Florida's leading workers' comp specialist. He oversees strategic direction while maintaining hands-on client relationships, ensuring the agency's core values of service and integrity remain paramount.
Dawn Canute
Director of Service Management
Dawn leads claims management initiatives and experience modification analysis. Her team secures thousands in annual savings through detailed carrier negotiations and proper employee classification oversight across client portfolios.
Greg Carignan
Director of Marketing
Greg manages carrier relationships with over 50 markets, developing cost-effective solutions for clients. He specializes in matching businesses with optimal coverage platforms while maintaining WCG's industry-leading service standards.
Questions
How can I reduce workers' compensation costs?
Implement safety programs, establish drug-free workplace initiatives, utilize deductible credits, and ensure proper employee classification. Our experts help maximize all available savings opportunities.
Are payment plans available for premiums?
Yes, we offer no-deposit options and retrospective rating plans starting at 30% of annual premiums, with adjustments based on claim activity during the policy term.
How does workers' comp compare to employee leasing?
Traditional policies offer more credits and lower administrative costs compared to leasing arrangements. You maintain control over experience modification factors and employee classifications.
Do you serve businesses outside Florida?
While headquartered in Florida, we provide workers' compensation solutions across all states through our network of 50+ carrier partners nationwide.
What specialized credits do you offer?
We help clients qualify for Drug-Free Workplace Credits, Safety Program Credits, FCCPAP Credits (5-25%), and deductible credits starting at $500 deductibles.
How do you customize insurance plans?
We analyze your specific industry needs, employee classifications, and claims history to create tailored plans that optimize coverage while minimizing premium costs through available credits.
